Manage Settings
Transaction Limit
1. What is the Transaction Limit?
Transaction Limit feature allows you to set up the personal allowable limit per day for the transaction that you perform on AmOnline.
Go to AmOnline App > Tap on “More” > Tap on “Transaction Limit” to view your personal limits for each transaction type.
Go to AmOnline App > Tap on “More” > Tap on “Transaction Limit” to view your personal limits for each transaction type.
2. What is the allowable limit for each transaction type?
| Transaction Type | Default Limit | Maximum Limit |
| Quick Access Limit | RM250.00 | RM250.00 (per transaction limit) |
| Own AmBank Account | RM5,000.00 | No Limit |
| Other AmBank Account | RM5,000.00 | RM50,000.00 |
| DuitNow Transfer / DuitNow QR / DuitNow Request / IBG (shared limit) | RM5,000.00 | RM50,000.00 |
| Overseas Account (Remittance) | RM5,000.00 | RM20,000.00 |
| Buy / Sell Foreign Currency | RM20,000.00 | RM50,000.00 |
| Foreign Currency Conversion Annual Limit (for AmOnline only) | RM700,000.00 (cannot be changed) | RM700,000.00 (cannot be changed) |
| Bill Payment / JomPAY | RM5,000.00 | RM50,000.00 |
| Top up | RM100.00 | RM500.00 |
| AmInvestment Bank | RM750,000.00 | RM750,000.00 |
| Unit Trust / ASNB Investment | RM50,000.00 | Up to fund availability limit |
| FPX / Online Payment / DuitNow Online Banking Wallets | RM5,000.00 | RM50,000.00 |
Note: Non‑Resident accounts under the Non‑Exempted Group are only allowed to perform transactions of up to RM10,000 per single transaction, even if a higher transaction limit has been set. If you wish to transfer an amount above RM10,000, please visit your nearest AmBank branch and bring along the required supporting documents as proof of the transaction purpose, as per the Foreign Exchange Policy (FEP) Notices.
3. What is the default limit?
The default limit is the limit set for each transaction type when you first register for AmOnline.
4. What is the Quick Access limit?
Quick Access Limit allows you to complete a transaction using biometric, provided the transaction amount is within the set or maximum limit. Currently, this limit is only applicable for DuitNow QR payment and will be extended to other transactions in the future.
5. What is a shared limit?
For IBG, DuitNow or QR transactions, the daily limit will be shared among the services. E.g. If you have performed IBG transactions of RM20,000 for the day, the remaining limit for DuitNow and QR will be RM30,000.
6. I have just registered for AmOnline. Why am I unable to change my transaction limit?
As part of security control, newly registered AmOnline customers are only allowed to perform transactions up to the pre-defined limit within the pre-defined period set by the bank.
7. I have just increased my transaction limit, why am I still unable to perform transaction with my new increased limit?
As part of security measure, for any increased transaction limit, you need to serve a 12-hour cooling-off period. Once the cooling-off period is over, you will get notified via push notification and email. Meanwhile you can still transact with your previous limit.
8. Can I edit more than limits at one time?
Yes, you can edit multiple transaction types at one time. Simply tap edit on another transaction type after editing a particular transaction type.
9. What can I do if I need to transfer more than the daily limit?
For security reasons, you are only able to transfer up to the maximum amount set for the day. If there is a need to transfer a higher amount, kindly visit our branch to perform the transfer.
