Manage Settings

Transaction Limit feature allows you to set up the personal allowable limit per day for the transaction that you perform on AmOnline.

Transaction Type	Default Limit	Maximum Limit
Quick Payment Limit	RM1,000.00	RM1,000.00 (per transaction limit)
Own AmBank Account	RM5,000.00	No Limit
Other AmBank Account	RM5,000.00	RM50,000.00
DuitNow Transfer / DuitNow QR / DuitNow Request / IBG (shared limit)	RM5,000.00	RM50,000.00
Overseas Account (Remittance)	RM5,000.00	RM100,000.00
Buy / Sell Foreign Currency	RM20,000.00	RM100,000.00
Foreign Currency Conversion Annual Limit (for AmOnline only)	RM700,000.00 (cannot be changed)	RM700,000.00 (cannot be changed)
Bill Payment / JomPAY	RM5,000.00	RM50,000.00
Top up	RM100.00	RM500.00
AmInvestment Bank	RM750,000.00	RM750,000.00
Unit Trust / ASNB Investment	RM50,000.00	Up to fund availability limit
FPX / Online Payment / DuitNow Online Banking Wallets	RM5,000.00	RM50,000.00

Note: Non‑Resident accounts under the Non‑Exempted Group are only allowed to perform transactions of up to RM10,000 per single transaction, even if a higher transaction limit has been set. If you wish to transfer an amount above RM10,000, please visit your nearest AmBank branch and bring along the required supporting documents as proof of the transaction purpose, as per the Foreign Exchange Policy (FEP) Notices.

The default limit is the limit set for each transaction type when you first register for AmOnline.

For IBG, DuitNow or QR transactions, the daily limit will be shared among the services. E.g. If you have performed IBG transactions of RM20,000 for the day, the remaining limit for DuitNow and QR will be RM30,000.

Quick Payment Limit allows you to complete a transaction seamlessly and securely using biometric authentication (Face ID, Touch ID, or Fingerprint), up to the limit set by you and within the maximum limit prescribed by the Bank.

Note: This limit does not represent your total accumulated daily transfer limit. Your accumulated daily limit remains subject to the respective daily transaction limit set for DuitNow QR, DuitNow Transfer, Transfer within AmBank, and IBG Transfer.

Quick Payment is currently available for DuitNow QR, DuitNow Transfer, Transfer within AmBank, and IBG transactions. Additional transaction types may be included in the future.

To use the Quick Payment feature, you must first enable biometric option on your device and activate it via the Quick Access settings in the AmOnline App. Once activated, you can proceed with your transactions conveniently using Face ID, Touch ID, or Fingerprint.

Refer to “Quick Access” FAQ for the activation steps.

Yes. You can set your Quick Payment limit through the AmOnline App, up to the maximum limit of RM1,000. 

To view or update the transaction limit, go to AmOnline App and follow below steps:

1. Tap on “More” at the bottom menu
2. Tap on “Transaction Limit” to view your personal limits for each transaction type
3. Enter your preferred limit and save your changes

Yes, you can update multiple transaction types at one time. Simply tap edit on another transaction type after editing a particular transaction type.

For security reasons, you are only able to transfer up to the maximum amount set for the day. If there is a need to transfer a higher amount, kindly visit our branch to perform the transfer.

As part of security control, newly registered AmOnline customers are only allowed to perform transactions up to the pre-defined limit within the pre-defined period set by the bank.

As part of security measure, for any increased transaction limit, you need to serve a 12-hour cooling-off period. Once the cooling-off period is over, you will get notified via push notification and email. Meanwhile you can still transact with your previous limit.