Soar into rewards with the
AmBank Enrich Visa Credit Cards

Apply for an AmBank Enrich Visa Credit Card now.

Enjoy a first-year annual fee waiver when your card is approved by 30 June 2026. It’s our way of welcoming you to a world of exclusive privileges and rewarding journeys.

Terms and conditions apply6.

Value for every voyage

Immerse yourself in a world of exclusive benefits and Enrich rewards programme.
 

Enrich Visa Infinite Card

Enrich Visa Platinum Card

Malaysia Airlines flight tickets
Up to 12% OFF all year long
Up to 12% OFF all year long
Earn Enrich Points* for overseas1 and Malaysia Airlines2 spend
RM2 = 1 Enrich Point
RM3 = 1 Enrich Point
Earn Enrich Points* for local3 and other airlines4 spend
RM6 = 1 Enrich Point
RM7 = 1 Enrich Points
Earn Enrich Points* for local education, insurance and utility5 spend
[capped at 8,000 Enrich Points]
RM12 = 1 Enrich Point
RM13 = 1 Enrich Points
Malaysia Airlines Golden Lounge access
Unlimited access for you and one guest
4X complimentary access annually
Fast track to Enrich Elite status
30% reduction in Enrich Elite Points requirement
30% reduction in Enrich Elite Points requirement

Travel Insurance Coverage

For travel insurance policy, click  here.
Up to RM2,000,000
Up to RM500,000
Annual fee
Waived for the first year6
Free-for-life
*Effective 1 August 2025, kindly refer here for the notice.
Note: Enrich Points will not be rewarded on Petrol, Charity, Government-related payments, JomPay, FPX, DuitNow QR, payments without MCC code or MCC 0000 and eWallet transactions.
Here is how to redeem up to 12% OFF Malaysia Airlines flight tickets all year long via desktop
Discount Step 1

Step 1

Log in to your Enrich account via Enrich Online here.

Discount Step 2

Step 2

Click on “Book Flight Now” on the “Co-brand” page.

Discount Step 3

Step 3

Select your flights to your chosen destination.

Discount Step 4

Step 4

Complete payment with your AmBank Enrich Visa Credit Card.

Here is how to redeem up to 12% OFF Malaysia Airlines flight tickets all year long via Malaysia Airlines app

Step 1

Log in to your Enrich account on the Malaysia Airlines app.

Step 2

Tap on the side menu located at the top left and tap “My Enrich”.

Step 3

Tap on “Co-Brand Cards”.

Step 4

Tap on “Book Flight Now”.

Step 5

Choose your destination, flights and check the discounted fare.

Step 6

Complete your details for the flight reservation.

Step 7

Pay with your AmBank Enrich Visa Infinite Credit Card.

Here is how to redeem your complimentary access to Malaysia Airlines Golden Lounge

Step 1

Log in to your Enrich account on the Malaysia Airlines app.

Step 2

Tap on “MHVoucher” at the dashboard.

Step 3

Tap on “My Voucher” at the top right corner.

Step 4

Select “Privilege Offers” to view your rewards.

Step 5

Your Golden Lounge e-Voucher will appear. Tap "Use Now" to redeem.

Step 6

Upon confirmation, present your access code and Malaysia Airlines Boarding Pass to the reception.

Step 7

Check your Golden Lounge e-Voucher balance under the "Active" tab. Tap on the "Past" tab to view your used e-Vouchers.

Redeem flights for your dream vacations

Jet off to worldwide destinations sooner than you think with your accumulated Enrich Points using the AmBank Enrich Visa Credit Cards.
Spend Illustration

Based on AmBank Enrich Visa Infinite Credit Card benefits:

Spending CategoryPoints conversionTotal spending per annum (RM)
Enrich Points earned per annum
Overseas1 or Malaysia Airlines2RM2 = 1 Enrich PointRM60,00030,000
Local3RM6 = 1 Enrich PointRM60,00010,000
Local Education, Insurance and Utility5RM12 = 1 Enrich PointRM12,0001,000
TotalRM132,00041,000
Terms and conditions apply.
Convert your Enrich Points and fly to these destinations:

Taipei

13,800

Enrich Points
Taipei

Tokyo

20,400

Enrich Points
Tokyo

Seoul

20,000

Enrich Points
Seoul

Sydney

25,000

Enrich Points
Sydney

London

33,000

Enrich Points
London

The above illustration on Enrich Points redemption is based on Enrich’s Savers programme for 1-way economy flight tickets as of 30 September 2024. Subject to seat availability.

Or redeem e-Vouchers, retail, hotels and more here.

Apply now

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Other information

DocumentDownload
Terms and conditions
AmBank Enrich Visa Infinite Credit Card First Year Annual Fee Waiver Campaign
Product Disclosure Sheet
Cardholder Agreement

ENG

BM

Fees and Charges

 

1Overseas retail transaction refers to any retail transaction performed in foreign currency, i.e. non-Malaysian Ringgit currency, regardless of the location where the transaction is performed.
2Malaysia Airlines retail transaction refers to any retail transaction with Merchant Category Code (“MCC”) 3100 and 4511.
3Local retail transaction refers to any retail transaction performed in Malaysian Ringgit, regardless of the location where the transaction is performed.
4Other Airlines retail transaction refers to retail transaction with MCC 3000 – 3303, 3308 and 4511 (excluding 3100).
5Local Education, Insurance and Utility retail transactions refer to retail transactions performed in Malaysian Ringgit under the MCC below. In addition, a maximum of 8,000 Enrich Points will be capped per statement cycle for the combined transactions under this category.
  • Education: 8211, 8220, 8241, 8244, 8249, 8299, 8351
  • Insurance: 5960, 6300
  • Utility: 4812, 4813, 4814, 4815, 4816, 4821, 4899, 4900
6First-year annual fee waiver is valid for Principal AmBank Enrich Visa Infinite Credit Cards approved on or before 30 June 2026. For cards approved from 1 July 2026, the first-year annual fee will be charged in the first month of the Principal Cardholder’s card statement.
For the subsequent years, the annual fee waiver will be subjected to your annual spending:
  • 50% of annual fee waiver with a minimum of RM50,000 spend a year;
  • 100% of annual fee waiver with a minimum of RM100,000 spend a year.

Go everywhere with the AmBank Enrich Visa Credit Card

Travel to wherever your heart desires with exclusive benefits using the AmBank Enrich Visa Credit Card.

Enhance your everyday life with AmBank Credit Cards

Explore everything you can do with your brand-new AmBank Enrich Visa Credit Cards here