Dreams to Destinations with the
AmBank Enrich Visa Infinite Credit Cards

Enjoy a first-year annual fee waiver when your card is approved by 30 June 2026. It’s our way of welcoming you to a world of exclusive privileges and rewarding journeys.

Terms and conditions apply6.

Top reasons to choose AmBank Enrich Visa Infinite Credit Card

Enrich Points Logo

A faster way to earn Enrich Points

  • RM2 overseas1 & Malaysia Airlines2 spend = 1 Enrich Point
  • RM6 local3 and other airlines4 spend = 1 Enrich Point
  • RM12 local education, insurance and utility5 spend = 1 Enrich Point
  • Redeem your Enrich Points here.

Note: Enrich Points will not be rewarded on Petrol, Charity, Government-related payments, JomPay, FPX, DuitNow QR, payments without MCC code or MCC 0000 and eWallet transactions.

Travel Privilege Icon

Travel Privileges

  • Up to 12% OFF Malaysia Airlines flights all year long
  • Unlimited complimentary access to Malaysia Airlines Golden Lounge for you and one guest
  • Up to RM2,000,000 travel insurance coverage. Fo​r travel insurance policy, click here.
Fast Forward Icon

Fast track to Enrich Elite status

Get 30% reduction in Elite Points requirement

  • Enjoy travel benefits such as priority check-in, priority boarding and more.
thumbs up icon red bg

Annual fee waiver

  • First year annual fee6 waived

Go everywhere with the AmBank Enrich Visa Credit Card

Travel to wherever your heart desires with exclusive benefits using the AmBank Enrich Visa Credit Card.

Enjoy more features with this Credit Card

Google Pay
Add your Credit Card/-i to Google Wallet and enjoy seamless checkout with Google Pay
Apple Pay
Apple Pay has finally arrived in Malaysia! Be rewarded when you use Apple Pay!
Easy Payment Plan
Great shopping experience with interest/management fee-free monthly instalments
AmFlexi-Plus
Convert your credit card outstanding balances into affordable instalments
QuickCash
Get cash from your available credit limit
AmFlexi-Pay
Convert your purchases into affordable instalments
Click here for more services.

Tips and How-to

Here is how to redeem up to 12% OFF Malaysia Airlines flight tickets all year long via desktop
Discount Step 1

Step 1

Log in to your Enrich account via Enrich Online here.

Discount Step 2

Step 2

Click on “Book Flight Now” on the “Co-brand” page.

Discount Step 3

Step 3

Select your flights to your chosen destination.

Discount Step 4

Step 4

Complete payment with your AmBank Enrich Visa Credit Card.

Here is how to redeem up to 12% OFF Malaysia Airlines flight tickets all year long via Malaysia Airlines app

Step 1

Log in to your Enrich account on the Malaysia Airlines app.

Step 2

Tap on the side menu located at the top left and tap “My Enrich”.

Step 3

Tap on “Co-Brand Cards”.

Step 4

Tap on “Book Flight Now”

Step 5

Choose your destination, flights and check the discounted fare.

Step 6

Complete your details for the flight reservation.

Step 7

Pay with your AmBank Enrich Visa Infinite Credit Card.

Here is how to redeem your complimentary access to Malaysia Airlines Golden Lounge

Step 1

Log in to your Enrich account on the Malaysia Airlines app.

Step 2

Tap on “MHVoucher” at the dashboard.

Step 3

Tap on “My Voucher” at the top right corner.

Step 4

Select “Privilege Offers” to view your rewards.

Step 5

Your Golden Lounge e-Voucher will appear. Tap "Use Now" to redeem.

Step 6

Upon confirmation, present your access code and Malaysia Airlines Boarding Pass to the reception.

Step 7

Check your Golden Lounge e-Voucher balance under the "Active" tab. Tap on the "Past" tab to view your used e-Vouchers.

Redeem flights for your dream vacations

Jet off to worldwide destinations sooner than you think with your accumulated Enrich Points using the AmBank Enrich Visa Credit Cards.
Spend Illustration

Based on AmBank Enrich Visa Infinite Credit Card benefits:

Spending CategoryPoints conversionTotal spending per annum (RM)
Enrich Points earned per annum
Overseas1 or Malaysia Airlines2RM2 = 1 Enrich PointRM60,00030,000
Local3RM6 = 1 Enrich PointRM60,00010,000
Local Education, Insurance and Utility5RM12 = 1 Enrich PointRM12,0001,000
TotalRM132,00041,000
Terms and conditions apply.
The below illustrations on Enrich Points redemption is based on Enrich’s Savers programme for 1-way economy flight tickets as of 30 September 2024. Subject to seat availability.
Or redeem e-Vouchers, retail, hotels and more here.

Taipei

13,800

Enrich Points
Taipei

Seoul

20,000

Enrich Points
Seoul

Tokyo

20,400

Enrich Points
Tokyo

Sydney

25,000

Enrich Points
Sydney

London

33,000

Enrich Points
London

Apply Now

Eligibility

Aged 21

and above for Principal Cardholder

Aged 18

and above for Supplementary Cardholder

RM100,000

minimum annual income

How to Apply

Please fill in the field below so we can get in touch with you.
Get more Enrich Points here.

Full Name
Contact No (eg. 0123456789)
Email (e.g. [email protected])
For existing Enrich members, please enter the e-mail address associated with your current Enrich membership.
For new Enrich members, please enter the e-mail address you would like to use for your new Enrich membership.
Input your IC No if you are our customer
Income
Existing Customer? Yes/No

Or apply via the AmOnline App

Annual Fee

For Principal Cardholder

  • Waived for the first year6
  • RM500 for subsequent years

for Supplementary Cardholder

Free-for-Life

Other information

DocumentDownload
Terms and conditions
AmBank Enrich Visa Infinite Credit Card First Year Annual Fee Waiver Campaign
Product Disclosure Sheet
Cardholder Agreement

ENG

BM

Fees and Charges
Frequently Asked Questions

 

1Overseas retail transaction refers to any retail transaction performed in foreign currency, i.e. non-Malaysian Ringgit currency, regardless of the location where the transaction is performed.
2Malaysia Airlines retail transaction refers to any retail transaction with Merchant Category Code (“MCC”) 3100 and 4511.
3Local retail transaction refers to any retail transaction performed in Malaysian Ringgit, regardless of the location where the transaction is performed.
4Other Airlines retail transaction refers to retail transaction with MCC 3000 – 3303, 3308 and 4511 (excluding 3100).
5Local Education, Insurance and Utility retail transactions refer to retail transactions performed in Malaysian Ringgit under the MCC below. In addition, a maximum of 8,000 Enrich Points will be capped per statement cycle for the combined transactions under this category.
  • Education: 8211, 8220, 8241, 8244, 8249, 8299, 8351
  • Insurance: 5960, 6300
  • Utility: 4812, 4813, 4814, 4815, 4816, 4821, 4899, 4900
6First-year annual fee waiver is valid for Principal AmBank Enrich Visa Infinite Credit Cards approved on or before 30 June 2026. For cards approved from 1 July 2026, the first-year annual fee will be charged in the first month of the Principal Cardholder’s card statement.
For the subsequent years, the annual fee waiver will be subjected to your annual spending:
  • 50% of annual fee waiver with a minimum of RM50,000 spend a year;
  • 100% of annual fee waiver with a minimum of RM100,000 spend a year.

Enhance your everyday life with AmBank Credit Cards

Google Pay
Add your Credit Card/-i to Google Wallet and enjoy seamless checkout with Google Pay
Apple Pay
Apple Pay has finally arrived in Malaysia! Be rewarded when you use Apple Pay!
Easy Payment Plan
Great shopping experience with interest/management fee-free monthly instalments
AmBank Spot
Discover exciting deals and rewards with AmBank Spot

You might be interested in these too

Visa Infinite Credit Card - Card Image
AmBank/AmBank Islamic Visa Infinite Credit Card
 Visa Signature Credit Card - Card Image
AmBank/AmBank Islamic Visa Signature Credit Card
AmBank Cash Rebate Visa Platinum Credit Card
AmBank SIGNATURE Priority Banking Visa Infinite Credit Card

You're leaving AmBank

Please note that AmBank's privacy policy does not apply to linked websites. We do not endorse their content and cannot be held responsible for any losses incurred from accessing or transacting on them.
Accept