AmBank Cash Rebate Visa Platinum Card

Get 10% Cashback on daily spending. The everyday Credit Card that matches your lifestyle.

The upgraded AmBank Visa Cash Rebate Platinum Credit Card is designed to maximise your Cashback on everyday lifestyle spending—with simpler and more ways to earn than ever before.

Cashback that vibes with you

Earn 10% Cashback when you spend a minimum of RM1,500 per month on Dining, Groceries and Shopping, Online spend and Public Transport. Plus, you can enjoy 0.2% unlimited Cashback on other eligible spend!

Eligible Categories	Description	Minimum spend per month is RM1,500 and above		Minimum spend per month is below RM1,500
Eligible Categories	Description	Maximum Cashback per month	Cashback %	Minimum spend per month is below RM1,500
Online¹	E-commerce (example: Shopee, Lazada, TaoBao, Grab, Foodpanda, Netflix, Spotify)	RM10	10% Cashback*	0.2% Unlimited Cashback
Shopping & Grocery²	Local and overseas retail shopping and grocery stores (example: Uniqlo, H&M, Cotton On, Jaya Grocer, AEON, Mydin)	RM10
Dining³	Eateries and fast-food restaurants	RM10
Public Transport⁴	Local and overseas public transport (example: KLIA Ekspres, MRT, LRT, KTM, Eurostar, London subway)	RM10
Other spends⁵	All Other eligible retail spend	Unlimited	0.2% Cashback

*Note: Subsequent spending after hitting the RM10 monthly capping will be rewarded with 0.2% unlimited Cashback for the remaining spending.

Maximise your Cashback with the AmBank Visa Cash Rebate Platinum Credit Card. The below table is for sample illustration purposes only.

	Monthly Spend	Maximum Cashback Earned per Month	Continue to earn 0.2% Cashback	Total Casback Earned
Online	RM300	RM10	RM0.40	RM10.40
Shopping and Grocery	RM300	RM10	RM0.40	RM10.40
Dining	RM700	RM10	RM1.20	RM11.20
Public Transport	RM100	RM10	RM0.00	RM10.00
Others	RM100	—	RM0.20	RM0.20
	Total spend per month: RM1,500 Total Cashback earned per month: RM42.20

Total Cashback earned per year: RM506.40

Note: The eligible 0.2% unlimited Cashback applies once the RM10 monthly cap per category is reached. For example, the RM300 spend in the Online category:

You will earn 10% Cashback on the first RM100 spent, which gives you RM10 Cashback.
Any subsequent spending beyond RM100 (i.e. the remaining RM200 in this scenario) will earn 0.2% Cashback, which gives you RM0.40 Cashback.

Principal Cardholder: between 21 to 65 years old
Supplementary Cardholder: Minimum 18 years old
Minimum annual income of RM24,000 per annum

Free-for-life for both Principal and Supplementary Cardholders

For more information on the fees and charges, click here.

Other Information

Document	Download
Terms and conditions
Product Disclosure Sheet
Cardholder Agreement	ENG	BM

Terms and conditions apply.

¹ Online refers to transactions made on the Internet such as E-commerce/online/Internet merchants in which the Credit Card details are manually entered (not swiped/inserted to any POS terminal of any acquiring banks) by the Cardholders.

No additional Cash Rebate will be rewarded if an online transaction bears the same MCC for the Shopping, Grocery, Dining and Public Transport categories.
Recurring payments will be excluded for the Cash Rebate entitlement

² Shopping & Grocery refers to merchants within MCC 5311, MCC 5611, MCC 5621, MCC 5631, MCC 5641, MCC 5651, MCC 5655, MCC 5661, MCC 5691, MCC 5411, MCC 5422, MCC 5499 only.

³ Dining refers to merchants within MCC 5811, MCC 5812, MCC 5813, MCC 5814 only.

⁴ Public Transport refers to merchants within MCC 4131, MCC 4112, MCC 4011, MCC 4121, MCC4111, MCC 4789 only.

⁵ Other spends exclude Petrol, Charity, Government-related payments, JomPay, FPX, DuitNow QR, payments without MCC code or MCC 0000 and eWallet transactions.