Save better with Balance Transfer

Let your worries go and savings grow when you consolidate your credit card/-i outstanding balances with AmBank/AmBank Islamic.

Money

Competitive rate

Attractive rate at 4.88% p.a. with no upfront fees

Document-free

No supporting documents required

Flexible terms

Flexible repayment/payment period up to 60 months
(Tenure: 6, 12, 24, 36, 48 or 60 months)

How to Apply Online

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Login to AmOnline.

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Click on "Apply", then select "Apply Balance Transfer".

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You will receive an SMS and email notification for your application.

Not on AmOnline? Get Started In No Time

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Download the AmOnline mobile app.

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Register for AmOnline.

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Authenticate your registration using PIN/TAC.

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Click on "Apply", then select "Apply Balance Transfer".

More Ways to Apply

Visit Our Branch

Find your nearest branch and ask us about Balance Transfer.
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Give Us a Call

Reach us at 03-2178 8888 (Monday-Sunday), 7.00am to 11.00pm to ask us about Balance Transfer.

Savings Made Easy

AmBank/AmBank Islamic Balance Transfer at 4.88% p.a. for 12 months
Outstanding Credit Card BalancesInterest/Management Fee Amount without Balance Transfer*Savings
RM1,000RM149RM49RM100
RM5,000RM743RM244RM499
Save up to 67%

*Assuming the interest/management fee charged on the outstanding balances is 18% p.a. Terms and conditions apply.

Learn More

Frequently Asked Questions (FAQ)

1. What is Balance Transfer?
Balance Transfer allows you to transfer your Credit Card/Credit Card-i balances from other banks or financial institutions to your AmBank Credit Card/AmBank Islamic Credit Card-i.
2. What is the minimum and maximum amount for a Balance Transfer application?
The minimum amount per application is RM1,000. The maximum amount is subject to the available limit of your Credit Card/Credit Card-i, whichever is lower.
3. May I cancel or opt for early settlement for my Balance Transfer?
Yes, but do take note that there will be an early settlement fee of RM100 (not applicable to TRUE by AmBank Visa Card, AmBank BonusLink Visa Card and AmBank MCard).

Don't have an AmBank Credit Card/-i?

Apply for one today to enjoy more exclusive rewards and privileges.