Take advantage with Balance Transfer
Enjoy lower interest charges and repayment/payment when you consolidate your credit card/-i outstanding balance from other banks to your AmBank/AmBank Islamic Credit Card/-i
Competitive rate
Attractive rate as low as 4.88% with no upfront fees
Document-free
No supporting documents required
Flexible terms
Flexible repayment/payment period up to 60 months
(Tenure: 6, 12, 24, 36, 48 or 60 months)
Savings Made Easy
*Assuming the interest/management fee charged on the outstanding balances is 18% p.a. Terms and conditions apply.
How to Apply Online
STEP
1
Launch the AmOnline App
STEP
2
Tap "Accounts" and select your preferred Credit Card/-i
STEP
3
Tap "Apply Balance Transfer" and follow the steps. You will receive an SMS or e-mail notification for your application.
Not on AmOnline? Get started easily.
Download the AmOnline mobile app via Google Play Store, App Store or Huawei AppGallery.
Register for AmOnline by following the steps.
Tap "Accounts" and select your preferred Credit Card/-i.
Tap "Apply Balance Transfer" and follow the steps.
More Ways to Apply
Visit Our Branch
Find your nearest branch and ask us about Balance Transfer.
Give Us a Call
Reach us at 03-2178 8888 (Monday-Sunday), 7.00am to 11.00pm to ask us about Balance Transfer.
Fill in your details
Fill in and submit your details in our form
Fill in your information to apply for Balance Transfer
Your Full Name (e.g. Ahmad Bin Ali)
Malaysian Mobile Number (eg. 0123456789)
Last 4 digits of AmBank Credit Card/-i
Learn More
| Document | Download |
| Balance Transfer Terms and Conditions |  |
| Frequently Asked Questions | |
Frequently Asked Questions (FAQ)
1. What is Balance Transfer?
Balance Transfer allows you to transfer your Credit Card/Credit Card-i balances from other banks
or financial institutions to your AmBank Credit Card/AmBank Islamic Credit Card-i.
2. What is the minimum and maximum amount for a Balance Transfer application?
The minimum amount per application is RM1,000. The maximum amount is subject to the
available limit of your Credit Card/Credit Card-i, whichever is lower.
3. May I cancel or opt for early settlement for my Balance Transfer?
Yes, but take note the one-time interest rate/management fee billed is not refundable for any circumstances whatsoever even if the Cardholder revokes his/her instruction as above and/or fails to make full payment/repayment. The one-time interest rate/management fee shall be debited to the Cardholder’s Card Account.
Do more with your AmBank Credit Card/-i!
QuickCash
Get cash from your available credit limit
AmFlexi-Plus
Convert your credit card outstanding balances into affordable instalment
AmFlexi-Pay
Convert your purchases into affordable instalments
Easy Payment Plan
Great shopping experience with interest/management fee-free monthly instalments
AmBonus Rewards Catalogue
Redeem your AmBonus Points for your favourite gadgets, shopping vouchers or air miles
Auto Balance Conversion
Pay off your outstanding balances at a lower interest/management fee of 13% p.a.
Don't have an AmBank Credit Card/-i?
Apply for one today to enjoy more exclusive rewards and privileges.
