Accelerate your AmBank Reward Points

  • 5X AmBonus Points for overseas spend. The reward of 5X AmBonus Points is only applicable to card transactions outside Malaysia. All online transactions are not entitled to 5X AmBonus Points regardless of the country the Cardholder is in.
  • Airline Miles conversion at selected airlines partners.

Complimentary Airport Lounge Access

Unwind in the privacy and comforts of Plaza Premium Lounge with privileged lounge access in over 26 major airports both locally and internationally including London, Hong Kong, Taiwan and many more.

Cardholders can enjoy lounge access throughout the year plus 25% OFF on all lounges in Malaysia and 20% OFF all lounges overseas for each accompanying guest.

Click here for the full terms and conditions.

Click here for the list of the participating lounges.

Complimentary UnionPay Lounge Access

Relax and enjoy complimentary cup of coffee or tea after your shopping activities at the UnionPay Lounge, designed specifically for all UnionPay Cardholders, located at Pavilion Mall, Kuala Lumpur.

Click here for the list of services offered at UnionPay Lounge.

Exclusive Dining, Shopping and Lifestyle Offers

Pamper yourself with the selected offers made available only to UnionPay Cardholders. From discounts at duty free stores at over 100 international airports, to fine dining at Michelin-rated restaurants, find out the best deals at

Premium Golf Privileges only for UnionPay Cardholders

Tee off at over 350 golf courses across the world with the UnionPay Golf Program. Choose from the list of premier golf courses here where you can enjoy preferential discounts. There is no better golfing partner than UnionPay Platinum.

Indulge in Dining & Hotel Room Privileges at Hilton

Sign up for a complimentary Hilton Dining Asia Pacific Membership Card that offers:


  • Up to 25% OFF at all participating Hilton Hotels across 16 Asia Pacific Countries.
  • For dining discounts around the region please refer to

Accomodation Benefits:

Note: The above privilege is extended free to Cardmembers with a minimum spend of RM30,000 over a period of one (1) year from the date of successful membership enrolment.

Full terms and conditions (Eng | BM)

Apply Now

Stay Protected When You Travel

Travel with absolute peace of mind knowing that you and your family members are protected with RM1 million travel insurance coverage when the full fare of airline tickets are charged to the Card.
For travel insurance policy, click here.

Be Treated Like the VIP that You Are

24-hour UnionPay Concierge Service provides Cardholders with first class international travel and medical assistance, entertainment planning, shopping assistance and more. Click here for more information.

AmBonus Rewards Redemption

Get more whenever you spend with your AmBank Card for your retail purchases.

Each spend will get you points for redemption of awesome products, vouchers and air miles!

Check out the latest AmBonus Rewards Catalogue here.

To redeem, please contact our 24-hour Contact Centre line at 03-2178 8888 or fax the redemption form to 03-2171 3171.

Click here for redemption form.

Click here for the Terms and Conditions of AmBonus Rewards Program.

AmBonus On-the-Spot Redemption

Pay with Points

Redeem On-the-Spot with AmBonus Points at participating outlets.

Click here for participating merchant’s outlets listing and more details

Click here for Frequently Asked Questions

Click here for Terms & Conditions

Easy Payment Plan

With our 0% Easy Payment  Plan program, you can now enjoy up to 36 months interest free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

Click here for the list of participating merchants.

Click here for the terms and condition of the 0% Easy Payment Plan.

Ease of mind with AmFlexi-Pay

Convert your retail transaction into affordable monthly instalments.


Tenure 6 Months 12 Months 18 Months 24 Months
Minimum Spend RM500 RM2,000 RM4,000 RM5,000
Interest/Management Fee Rate 3% 4% 5% 6%


Call +603 2178 8888 to apply.

Click here for further info.

Convenience with AutoBillPay

No more late payments. No more long queues.

Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.

Enrol now via SMS

For Tenaga Nasional Berhad and Astro bills

Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300

For Zurich, Allianz and MCIS Insurance payment

Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300

Note: The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.


Click here to download the AutoBillPay Enrolment Form.

Click here for the terms and conditions of the AutoBillPay service.

Stay green

Go eStatement!

  • Fast and convenient
    View and save your eStatement anytime, anywhere.
  • Secure
    eStatement is secure and protects against the risk of wrongly delivered and stolen mail.

Convert now through a simple SMS:
est<space>12 digit new IC no<space>email address<space>last 4-digit of credit card number to 66300

The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.

Excess Limit Service

Subscribe to this service now to spend without worrying about exceeding your assigned credit limit.

Call our 24-hour Contact Centre at 03-2178 8888 to apply.

Excess Limit Service is a chargeable service at a fee of 2% of the amount above your credit limit, or a minimum of RM50 (whichever is higher) when this service is triggered, subject to the conduct of your account. The amount of excess limit granted is at the full discretion of the Bank.

A card, made just for you

Fees & Charges
Annual fee is waived for the first one (1) year, subsequent years’ annual fee is waived with a minimum spending of RM20,000 per annum.
To find out more on fees and charges, click here

Minimum age for Principal Card applicant: 21 years old and above.
Minimum age for Supplementary Card applicant: 18 years old and above.
Minimum income: RM60,000 p.a

Terms & Conditions
See AmBank (M) Berhad MasterCard/UnionPay/VISA Agreement (ENG & BM).
Product Disclosure Sheet (ENG & BM).
This is a PIN enabled card. Please click here for more information.

Download Application Forms.

Click on the links below to download your Application Form. Kindly print and complete the Application Form accordingly. Fax the completed Application Form, I.C. and required income documents to 03-2162 3067 / 2167 3344.

AmBank Credit Card Application Form AmBank Supplementary Application Form

Alternatively, You Can Leave Your Details.

Please complete the fields below and we will be in touch! Thank you for your interest in the AmBank UnionPay Platinum Card.

Alternatively, You Can Leave Your Details.

Please complete the fields below and we will be in touch! Thank you for your interest in the AmBank UnionPay Platinum Card.