AmBank/AmBank Islamic CARz Card

A card that caters for motorists and packaged with all auto related benefits. It is packed with a vast of unique privileges meticulously put together. From discounts and rebates to value added services, you can feel at ease that your regular auto-related requirements are addressed by AmBank/AmBank Islamic CARz Card.

AmBank/AmBank Islamic CARz Card is available under the following choice of cards :

  • Platinum MasterCard
  • Gold VISA Card

Cash rebate on any petrol brand


Product Features AmBank/AmBank Islamic CARz
AmBank/AmBank Islamic CARz
Visa Card
Rebates on any Petrol brand transactions Revolvers (pay min or partial) 5% rebate, capped at RM80 rebate per card per month.
Transactors (pay in full) 2% rebate, capped at RM20 rebate per card per month


*Both Principal and Supplementary are eligible for rebate.
Revolvers (pay min or partial) 3% rebate, capped at RM50 rebate per card per month.
Transactors (pay in full) 2% rebate, capped at RM20 rebate per card per month


*Both Principal and Supplementary are eligible for rebate.


10% Cashback at duty-free outlets across ASEAN countries

Go places with your AmBank/AmBank Islamic Card and enjoy up to 10% cashback at selected duty-free shopping outlets.

Click here for full Terms and Conditions

RM30 OFF on Shopee Sunday Sale

Get RM30 OFF with a minimum spend of RM200 every Sunday with your AmBank/AmBank Islamic Credit Cards

Click here for full Terms and Conditions

Be rewarded when you shop

Earn 1 CARz Point for every RM1 retail spending on CARz Credit Card.

CARz Points accumulated can be used to redeem auto-related goods and services.

Note: Not Applicable for transactions at petrol stations


AmBonus Rewards Redemption

Get more whenever you spend with your AmBank/AmBank Islamic Credit Card-i for your retail purchases.

Each spend will get you points for redemption of awesome products, vouchers and air miles!

Check out the AmBonus Rewards Catalogue here.

To redeem, please contact our Contact Centre line at 03-2178 8888.

Click here for the Terms and Conditions of AmBonus Rewards Program.


AmBonus On-the-Spot Redemption

Pay with Points

Redeem On-the-Spot with AmBonus Points at participating outlets.

Click here for participating merchant’s outlets listing and more details

Click here for Frequently Asked Questions

Click here for Terms & Conditions


Earn AmBonus Reward Point

  • 2X AmBonus Points for overseas spend. The reward of 2X AmBonus Points is only applicable to card transactions outside Malaysia. All online transactions are not entitled to 2X AmBonus Points regardless the country the Cardmember is in.
  • Airline Miles conversion at over 50 airlines partners.


You Travel, We Reward

(For Mastercard cardholders only)

Enjoy up to 20% Cashback when you shop at over 185 retailers across 11 countries worldwide.

Click here for the list of participating merchants.

Click here for the terms and condition of the Mastercard Travel Rewards.

Easy Payment Plan

With our 0% Easy Payment  Plan program, you can now enjoy up to 36 months interest/management free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

Click here for the list of participating merchants.

Click here for the terms and condition of the 0% Easy Payment Plan.

Convenience with AutoBillPay

No more late payments. No more long queues.

Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.

Enrol now via SMS

For Tenaga Nasional Berhad and Astro bills

Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300

For Zurich, Allianz and MCIS Insurance payment (*Not applicable for AmBank Islamic Credit Card-i Cardholders)

Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300

Note: The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.


Click here to download the AutoBillPay Enrolment Form.

Click here for the terms and conditions of the AutoBillPay service.


Ease of mind with AmFlexi-Pay

Convert your retail transaction into affordable monthly instalments.


Tenure Minimum Spend Interest/
Fee Rate
6 Months RM 500 3%
12 Months RM 2,000 4%
18 Months RM 4,000 5%
24 Months ​RM 5,000 ​​6%


Call +603 2178 8888 to apply.

Click here for further info.


Stay Green

Go eStatement!

  • Fast and convenient
    View and save your eStatement anytime, anywhere
  • Secure
    eStatement is secure and protects against the risk of wrongly delivered and stolen mail.

Click here for more information


Excess Limit Service

Subscribe to this service now to spend without worrying about exceeding your assigned credit limit and enjoy a better peace of mind.

Call our Contact Centre at 03-2178 8888 to apply.

Excess Limit Service is a chargeable service at a fee of RM50 for AmBank Islamic card / 2% of the amount above your credit limit or a minimum of RM50 (whichever is higher) for AmBank cards when this service is trigged, subject to the conduct of your account. The excess limit granted is at the full discretion of the Bank.

Stay Protected

  • Travel Insurance/Travel Takaful
    Travel with absolute peace of mind knowing that you and your family members are protected with up to RM 1 million travel insurance coverage when the full fare of the airline tickets are charged to the Card.
    For travel insurance policy, click here.

    For travel takaful policy, click here

  • E-Commerce Purchase Protection (applicable to Platinum MasterCard only)
    Shop online with utmost confidence with your Platinum MasterCard, knowing that your online purchases are safeguarded.
    For E-Commerce purchase protection, click here


A card, made just for you

Fees & Charges
Principal Card: Free-For-Life (no conditions attached)
Supplementary Card:
First 3 supplementary cards are Free-For-Life.
4th supplementary card onwards is RM188 p.a. (for Platinum) and RM75 p.a. for Gold).

Minimum age for Principal Card applicant: 21 years old and above.
Minimum age for Supplementary Card applicant: 18 years old and above.
Minimum Income:

  • Platinum MasterCard: RM48,000 p.a.
  • Gold Visa: RM24,000 p.a.

Terms & Conditions
See AmBank (M) Berhad MasterCard/VISA Agreement (ENG & BM)
Produc Disclosure Sheet (ENG & BM)
See AmBank Islamic Berhad MasterCard/VISA Card Agreement (ENG & BM)
AmBank CARz Card - Cash Rebate (ENG | BM)

Just fill up these details and we shall be contacting you soon!

Just fill up these details and we shall be contacting you soon!

If you are an existing AmBank customer, kindly proceed to apply via AmOnline.

Click here for the guide

Click here to login/register AmOnline or download AmOnline app today!