Unlock Exclusive Travel Experiences

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Plaza Premium Lounge Access
Unwind in the privacy and comforts over 50 countries

2X Plaza Premium Lounge Access

Unwind in the privacy and comforts of Plaza Premium Lounge with privileged lounge access over 50 countries both locally and internationally including London, Hong Kong, Taiwan and more.
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Travel Insurance
Travel with absolute peace of mind when you use your card

Travel Insurance

Travel with absolute peace of mind knowing that you and your family members are protected with RM1 million travel insurance coverage when the full fare of airline tickets are charged to the Card.
Travel Insurance Policy
UnionPay Card
Enjoy more with UnionPay
See what's hot!

Enjoy more with UnionPay!

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Indulge in Unforgettable Moments

Golf Privileges
Get golf privileges for UnionPay Cardholders

Golf Privileges

Tee off at over 350 golf courses across the world with the UnionPay Golf Program. Choose from the list of premier golf courses where you can enjoy preferential discounts. There is no better golfing partner than UnionPay Platinum.

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Exclusive Dining, Shopping and Lifestyle Offers
Pamper yourself with the offers only to Cardholders

Exclusive Dining, Shopping and Lifestyle Offers

Pamper yourself with the selected offers made available only to UnionPay Cardholders. From discounts at duty free stores at over 100 international airports, to fine dining at Michelin-rated restaurants, find out the best deals at AmBank SPOT.

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Payment Made Easy

Easy Payment Plan
Shop at our partners and enjoy 0% interest in payment

Easy Payment Plan

With AmBank's Easy Payment Plan (EPP), enjoy 0% interest/management fee on your purchases! Just pay with AmBank Credit Card/-i over the counter or online, at more than 1,000 participating merchants nationwide.
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Buy Now, Pay Later with AmFlexi-Pay
Convert your retail transactions into monthly instalments

Take it easy with AmFlexi-Pay

Don't put off getting what you need when you can turn large purchases into smaller instalments.
AmBank / AmBank Islamic is here to make it affordable.
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Stay Green
Fast, convenient and secure with eStatement

Fast and convenient

Fast and convenient
View and save your eStatement anytime, anywhere.
Secure
eStatement is secure and protects against the risk of wrongly delivered and stolen mail.
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Spend and Get Rewarded

Earn AmBonus Reward Point
Earn 5X AmBonus Point for overseas spending

Earn AmBonus Reward Point

Get 5X AmBonus Point for every RM1 swipe on retail transactions overseas (excluding online purchases).

Airline Miles conversion at over 50 airlines partners

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Be Treated Like the VIP that You Are
24-hour UnionPay Concierge Service

Be Treated Like the VIP that You Are

24-hour UnionPay Concierge Service provides Cardholders with first class international travel and medical assistance, entertainment planning, shopping assistance and more.
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AmBonus Rewards Redemption
AmBonus Rewards Redemption
Redeem products, vouchers, air miles and more

AmBonus Rewards Redemption

Get more whenever you spend with your AmBank Credit Card for your retail purchases.

Each spend will get you points for redemption of awesome products, vouchers and air miles!

Check out the AmBonus Rewards Catalogue here.

Redeem Now Terms & Conditions
AmBonus On the spot redemption
AmBonus On-the-Spot Redemption
Redeem On-the-Spot at participating outlets

AmBank On-the-Spot Redemptions

Pay with Points

Redeem On-the-Spot with AmBonus Points at participating outlets.

To view the participating outlets, click here.

To view the participating merchants, click here.

Terms & Conditions FAQ
Excess Limit Service
Spend without worrying about exceeding your credit limit

Excess Limit Service

Call our Contact Centre at 03-2178 6600 to apply.

Excess Limit Service is a chargeable service at a fee of RM6 for AmBank cards when this service is trigged, subject to the conduct of your account. The excess limit granted is at the discretion of the Bank.

A Card, Made Just for You

Fees & Charges
Requirements

Annual fee is waived for the first one (1) year, subsequent years' annual fee is waived with a minimum spending of RM20,000 per annum.

To find out more on fees and charges, click here

  • Minimum age for Principal Card applicant: 21 years old and above.
  • Minimum age for Supplementary Card applicant: 18 years old and above.
  • Minimum Income: RM60,000 p.a.

 

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Interested to apply our Credit Cards? 

Click below to apply your preferred Credit Card online now.
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