AmOnline Internet Banking

Enjoy total banking freedom now. Freedom from traffic jams, parking woes, long queues and fixed banking hours. Access your Savings, Current, Credit Card, Hire Purchase or Housing Loan, and even apply for an eFD account with a click of the mouse.

To see the full list of AmOnline Products & Services, click here.

It’s banking made Simple. Convenient. Secure.

Login now to AmOnline!

Manage your Accounts

Without ever coming to our branches, transfer money between Savings and Current accounts anytime you like, check Credit Card transaction history, check account balance, open an eFD account, request for cheque book, stop cheque and pay bills.

It is easy to manage your account effectively and efficiently.

Pay Anyone

Transfer funds to your own accounts, anyone with an AmBank account or to other banks via Interbank GIRO (IBG) facilities.

Better yet, forget lengthy account numbers when you can register all receiving accounts under meaningful nicknames.

View list of IBG Participating Bank.

Click here to view IBG Cut Off time.

Click here to view IBG Fees.

Pay your Credit Card or Loans

Manage all your credit card or loan instalments timely with AmOnline, either to AmBank or to other banks linked via Interbank GIRO.

Pay Bills & Dues Online

With AmOnline, pay directly to over 200 bills, ranging from utilities, Telcos, Government Bodies, Zakat to summons from JPJ, DBKL and Police, almost anything and everything.

You can also track your payment history for up to 12 months.

View list of payee corporations.

How to Activate AmOnline

Now that you know the perks of AmOnline, it is time to activate! Be part of our expedient internet banking experience today. Signing up is easy with our user-friendly activation process as you are just a few steps away.

Click here for the activation steps.

Video Guides

The basics and also essential services of AmOnline are featured here such as First Time Login and Paying Bills.

See our YouTube channel for more videos with helpful tips.


Having difficulties with AmOnline? Let us guide your way. Check out our Frequently Asked Questions (FAQs) with assisting answers to help you through our AmOnline services or processes.

Click here to view our FAQs.

What is JomPAY?

JomPAY is Malaysia’s national bill payment scheme established and operated by MyClear, under the auspices of Bank Negara Malaysia with the participation of banks and large billers. With JomPAY, you can pay via any 40* Banks’ Internet or Mobile Banking using funds from your Savings, Current or Credit Card account.

Please visit here for the list of banks offering JomPAY

Benefits of JomPAY

  • Available on Internet & Mobile Banking of 40* Banks
  • Pay bills anytime
  • No waiting in line
  • Pay bills within minutes securely
  • No more cheque or cash payments
  • FREE for consumers

How JomPAY Work?

Step 1 : Look for the JomPAY logo and Biller Code on your bills or Invoices

Step 2 : Logon to Internet or Mobile Banking and look for JomPAY

Step 3 : Enter the payment details and confirm payment

Click here for more info.

What is A Biller Code?

A Biller Code is a unique number to identify a JomPAY Biller. You can find the Biller Code on your bill or invoice. Alternatively, click here for the list of Biller Codes.

Frequently Asked Questions

Find out the answers to the frequently asked questions about JomPAY here.

Our JomPAY Merchants

We have around 36 JomPAY merchants registered with us at the moment. We’ll keep adding to this list as more companies get on board!

Transaction Authorisation Code (TAC)

The introduction of Transaction Authorisation Code (TAC) is part of our ongoing commitment to implement best practices to protect the safety and security of AmOnline users when performing transactions via

In addition to Username and Password required to log into, the TAC will provide a second level of authentication as a security check before performing specific transactions.

What is TAC?

A unique, 8-digit code that is a compulsory requirement for specific AmOnline transactions.

TAC is computer-generated and as added precaution, it:

  • Can only be used with your own AmOnline Login ID and Password.
  • Is only valid for one transaction within 2 minutes.

For more information, also see: 


When is TAC Required?

The TAC is required when performing one of these transactions::

  • Fund Transfer to 3rd Party/Interbank GIRO - To transfer fund to accounts (immediate and future dated)
  • Repayment to 3rd Party - To make any repayment to 3rd party accounts (immediate and future dated)
  • 3rd Party Account Maintenance and Interbank GIRO Account Maintenance - To add or delete a new beneficiary/beneficiaries
  • e-Remittance - To perform fund tansfer to the foreign currency account
  • eFixed Deposit/eTD - To perform eFixed Deposit/eTD placement and redemption
  • Change Password - TAC is required when you want to change password
  • Prepaid Top-Up - Top up your Mobile, Internet or IDD/STD Prepaid.


Security Information and Alerts

Protect yourself and your finances against phishing, fraud and scams by reading the following sections. Click on the following 3 most common types of e-banking scams to learn more about them.

Take this opportunity to also familiarise yourself with information about our security features:


Police Alert

  • NEVER respond to any phone call / SMS / e-mail requesting your bank account details
  • NEVER reveal your bank account details / ATM PIN / Internet Banking password to anyone
  • NEVER follow instructions from unknown party to do banking transaction or make changes to your bank account details
  • NEVER be a victim of schemes that sound too good to be true

  • JANGAN layan sebarang panggilan telefon / SMS / e-mel yang meminta butir-butir perbankan anda
  • JANGAN dedahkan maklumat akaun / nombor PIN ATM / kata laluan perbankan Internet anda kepada mana-mana pihak
  • JANGAN terpedaya dengan arahan orang yang tidak dikenali untuk melakukan sebarang transaksi atau perubahan butir-butir perbankan anda
  • JANGAN menjadi mangsa skim-skim yang menjanjikan pulangan yang terlalu lumayan