Enjoy the indicative return of 3.65% p.a. for 6 months, start investing with as low as RM500!
Campaign Period: 11 August 2025 – 30 September 2025
| Tenure | Promotional Indicative Rate | Profit Sharing Ratio (PSR) Customer : Bank | Minimum Placement Amount | Maximum Placement Amount |
| 6 months | 3.65% p.a. | 73 : 27 | RM 500 | No capping |
| Promotional Indicative Rate | Profit Sharing Ratio (PSR) Customer : Bank |
| 6-month 3.65% p.a. | 73 : 27 |
Why choose MTIA-i?
Start investing with as low as RM500
Early withdrawal? You will still earn 50% of the accrued profit
Low Risk Investment based on underlying portfolio managed by the Bank
Not sure how the profit is calculated?
Illustration of profit calculation
(Investment Period: 21 August 2025 – 21 February 2026)
RM50,000
Placement amount
3.65%
Indicative rate (p.a.)
184/365
No. of days/365
RM920
Profit payable
| Document | Download |
| Mudarabah Term Investment Account-i (MTIA-i) Promotion Terms & Conditions |  |
Terms and conditions
- This Promotion is applicable for placement made over the counter only.
- The profit earned will be credited to the nominated current account/-i or savings account/-i (CASA/CASA-i) as selected by the Eligible Customer upon maturity of the MTIA-i.
- The Promotional Indicative Rate as stated above is applicable for one (1) cycle only i.e. six (6) months from the date of placement. Upon maturity, the principal amount shall be automatically renewed at the prevailing indicative board rate applicable at the time of renewal for the same tenure.
- For early withdrawals of any placement amount by Eligible Customers within seven (7) calendar days from the date of placement, the Eligible Customers shall be deemed to have agreed to waive the right to receive all of the attributed profit (if any). For any early withdrawal amount made after seven (7) calendar days from the date of placement and before the maturity date, the Eligible Customers shall receive 50% of the attributed profit (if any).
- This investment account is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).
IMPORTANT/DISCLAIMER
THIS IS AN INVESTMENT ACCOUNT PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS, AND IS NOT A DEPOSIT PRODUCT.
WARNING
THE RETURNS ON THIS INVESTMENT ACCOUNT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSETS. THE PRINCIPAL AND RETURNS ARE NOT GUARANTEED AND CUSTOMER RISKS EARNING NO RETURNS AT ALL. IF THE INVESTMENT IS REDEEMED EARLY, INVESTMENT ACCOUNT HOLDER MAY SUFFER LOSSES IN PART OR THE ENTIRE PRINCIPAL SUM INVESTED. THIS INVESTMENT ACCOUNT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.