About Home/Commercial Property Financing-i
What is Home Financing-i?
Home Financing-i is a financing facility for purchases of residential properties and the profit is calculated on variable rate. You are offering your house as a security for this financing. This product utilises Shariah-compliant commodity in its transactions to provide financing to you.
What is Commercial Property Financing-i?
Commercial Property Financing-i is a financing for purchases of commercial and industrial properties and profit is calculated on a variable rate. You are offering your property as a security for this financing. This product utilises Shariah-compliant commodity in its transactions to provide financing to you.
Features
Profit is calculated based on variable rates
Protected throughout the financing period with capping rate
Margin of finance of up to 95% (inclusive of Mortgage Reducing Term Takaful ("MRTT")) for Home Financing-i
Margin of finance of up to 85% (inclusive MRTT)
Financing tenure of up to 35 years or up to age 70 years for Home Financing-i
Financing tenure of up to 25 years or up to age 70 years for Property Financing-i
No profit capitalisation (compounding of profit)
Processing fees waived
Easy access to your fund via ATM card and AmOnline on your current account
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