The Agrofood Facility (AF) financing scheme is an initiative by Bank Negara Malaysia (BNM) to support the growth of Malaysia’s agrofood sector, including production for domestic consumption and export. This facility offers financing at a fixed rate and is guaranteed by Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP) or Credit Guarantee Corporation Malaysia Berhad (CGC).

Note: The financing shall not be used for the following actitivies:

• Purchase of shares;
• Refinancing of existing credit / financing facilities;
• Purchase of land / real estate investment;
• Property development;
• Investment by investment holding companies;
• Activities where stock in trade is money (including credit, leasing, factoring and insurance businesses);
• Gambling, alcohol, tobacco or other similar activities / products; and
• Non-shariah compliant activities (applies to Islamic financing only)