Disaster Relief Facility (DRF)

The Disaster Relief Facility (DRF) is a special relief initiative by Bank Negara Malaysia aimed at supporting SMEs affected by major flood events, helping them mitigate financial distress and resume operations. This facility offers financing at an affordable rate and is guaranteed by Syarikat Jaminan Pembiayaan Perniagaan Berhad (SJPP) or Credit Guarantee Corporation Malaysia Berhad (CGC), supporting a sustainable and resilient economic recovery.

Note: The financing shall not be used for the following actitivies:

• Purchase of shares;
• Refinancing of existing credit / financing facilities;
• Purchase of land / real estate investment;
• Property development;
• Investment by investment holding companies;
• Activities where stock in trade is money (including credit, leasing, factoring and insurance businesses);
• Gambling, alcohol, tobacco or other similar activities / products; and
• Non-shariah compliant activities (applies to Islamic financing only)