About i.Am Wealth Supreme

What is i.Am Wealth Supreme?

i.Am Wealth Supreme is a single premium investment-linked insurance plan (ILP) that offers a combination of insurance protection and investment opportunities. Key features of this plan include:

• Death Benefit or Total and Permanent Disability (TPD) Benefit

- If the Life Assured passes away or becomes permanently disabled, a lump sum payout equal to the higher of Basic Sum Assured (BSA) less any partial withdrawals, or 100% of Account Value.

 

• Accidental Death Benefit

- If death occurs as a result of an accident, an additional 100% of Basic Sum Assured, less any partial withdrawals, will be paid on top of the Death Benefit.

 

• Maturity Benefit

- If your policy remains in force until maturity, you will receive 100% of the Account Value at maturity.

 

i.Am Wealth Supreme is not a Shariah compliant product and does not participate in the profits of AmMetLife Insurance Berhad.

How much premium do I have to pay?

i.Am Wealth Supreme is a single premium plan, which means only one-time premium payment is required at policy inception.

 

A premium loading on occupation and/or a health loading may be applicable depending on our internal assessment.

Key Benefits

Protect Wisely. Live Confidently.

One-Time Premium Payment

Pay once, and get protection till you turn 85.*

  • Option to boost your savings anytime with top-ups starting from RM500.
  • Availability of flexible top-ups and partial withdrawals.
*If the account value is insufficient due to poor market performances over time, a top-up may be required to keep the policy in force.

Death or Total and Permanent Disability (TPD):

  • Your loved ones will receive the higher amount of your Basic Sum Assured or 100% of your Account Value.

Accidental Death Benefit (ADB):

  • An additional 100% of Basic Sum Assured will be paid to your loved ones if the death is due to accidental causes.

Flexible Investment Opportunities

  • Opportunities to access professionally managed funds to match your risk appetite.
  • Flexible Top-Up and switch between funds anytime to match your financial goals or market changes.
  • Access part of your funds while your plan continues to protect you.

Maturity Benefit

Receive 100% of your Account Value at maturity.

Simple to Start

  • Open to anyone aged from 30 days to 70 years old (Age Next Birthday).
  • Simple onboarding process - with minimal health questions.
Member of PIDM

PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact AmMetLife Insurance Berhad or PIDM (visit www.pidm.gov.my [pidm.gov.my])

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