Eligibility:	Malaysian Bumiputera individual
Age:	18 to 60 [at the point of application]
Financing Amount:	Minimum RM10,000 & Maximum RM200,000
Financing Tenure:	Minimum 5 years & Maximum 30 years
Financing Margin:	Up to 100% + 5% of RTT financing
Profit Rate:	Base Rate [4.10% per annum] + 1.50% per annum
How to Apply:	Application form Consent form for “Eligibility Checking” RTT proposal form 3 photocopies of NRIC [front & reverse on same page] Latest 3 month salary slips ASB/ASB2 mini statement

Please refer to Product Disclosure Sheet here.

Apply Now

 

Eligibility:	Malaysian Bumiputera individual
Age:	18 to 60 [at the point of application]
Loan Amount:	Minimum RM10,000 & Maximum RM200,000
Loan Tenure:	Minimum 5 years & Maximum 30 years
Loan Margin:	Up to 100% + 5% of DTA financing
Interest Rate:	Base Rate [4.10% per annum] + 1.50% per annum
How to Apply:	Application form Consent form for “Eligibility Checking” DTA proposal form 3 photocopies of NRIC [front & reverse on same page] Latest 3 month salary slips ASB/ASB2 mini statement

Please refer to Product Disclosure Sheet here.

Apply Now

We go beyond being just your automobile financier. With us, you will find a host of value-added features designed to ease and simplify your car ownership experience.

Crafted with your car ownership journey in mind, we look forward to ensuring that you have a wonderful experience in owning your vehicle with us.

Over 3,000 panel dealers in Peninsular and East Malaysia.
AmBank has long established relationship with automotive dealers for almost all prestigious brands and models. With one of the largest car dealer network, getting your car will be a breeze.

Arrays of financing packages are available covering both Conventional and Islamic financing, Insurance/Takaful and Credit Card.

• Fixed Rate Financing - manage your finances better by fixing your monthly instalment and payment period.
• Variable Rate Financing - own your car with an affordable monthly instalment with financing rate pegged to BLR/BFR.
• Special packages tailor-made for your business organisation via AmBank@Work Financial Solution.
• Privilege rate for AmSignature Priority Banking customers
• Payment of your monthly instalments made easy via salary deduction/auto debit facility

 

Our plans are crafted to ensure owning your dream car is not a burden.

• Comprehensive Motor Insurance/Takaful – AmGeneral Insurance and Kurnia Insurance. Walk into any of our 175 branches nationwide to buy/renew your motor insurance or takaful policy (in collaboration with MAA Takaful).
• Life Insurance/Family Takaful– A life plan that will take care of any outstanding amount of your car hire purchase financing, in the event of Death or Total Permanent Disability (TPD).
• Personal Accident Protection Insurance/Takaful – Accidents are inevitable! Eliminate your worries by protecting yourself through our Insurance/Takaful Plan.

Now, you can rest assure knowing that we provide security and convenience. Click here to view On The Spot Branches.

Extensive choice of payment options for speedy service and convenience:

• Auto Debit Facility
• Online banking
• EBC (electronic Banking Channel)
• CDM (Cash Deposit Machine) - AmBank Branches
• ATM (Automated Teller Machine) - AmBank Branches
• Over The Counter - AmBank Branches

Life merely is a journey of defining moments, whether it’s getting married, buying a new house or continuing education, AmMoneyLine is your companion in this voyage.  It allows you to get extra cash whenever you are in need.  We have made it real quick and simple so nothing stops you from savouring the great moments in life.

Whether you want to give your lifestyle a boost or have unexpected expenses to deal with, AmMoneyLine is the flexible facility of making it happen.

Key Benefits:

• 5% yearly interest rebate for prompt paymaster.
• Flexi loan amount from RM2,000 to RM100,000.
• Instalment tenure from 12-60 months.
• No collaterals or guarantor required.
• No processing fees.
• Low monthly repayment.

Click here for the Income Requirement.
Click here for the Interest Rate.
Click here for the product disclosure sheet.

Apply Now

Whether you want to give your lifestyle a boost or have unexpected expenses to deal with, AmMoneyLine Facility-i is the flexible facility of making it happen.

Key Benefits:

• 5% yearly profit rebate for prompt paymaster.
• Flexi financing amount from RM2,000 to RM100,000.
• Instalment tenure from 12-60 months.
• No collaterals or guarantor required.
• No processing fees.
• Low monthly payment.

Click here for the Income Requirement.
Click here for the Profit Rate.
Click here for the product disclosure sheet.
Read the Terms and Conditions (Eng | BM).

Apply Now

Our Personal Financing-i at AmBank Islamic fully complies with the Shariah requirements designed specifically for your needs.

Features:

• Based on the Shariah concept of Bai' Inah
• No guarantor
• No collateral required
• No advanced instalments required
• Rebate on early settlement
• Takaful coverage

View the next page for more details on financing under Biro Perkhidmatan Angkasa (BPA) and Private Sector.

Apply Now

• Biro Perkhidmatan Angkasa (BPA)
  As low as 4.35% per annum.
  (effective from 7 March 2018)
• Private Sector
  Profit rate of 6.90% per annum.
  (effective from 2 January 2015).
  This offer is exclusively for employees of selected private and goverment-linked companies. Click here for list of companies.

Residential property price of up to RM150,000
For Malaysian citizens with maximum monthly household income of RM2,300
Financing tenure of up to 40 years or up to 70 years old, whichever is shorter.
Maximum financing rate per annum 3.5%

Special Incentives:

• No processing fee for the financing application
• Exemption of stamp duty on sale and purchase agreement and financing agreement
• Affordable rates for mortgage protection cover

Applicant is required to fulfill the online financial education module at https://learn.akpk.org.my before submitting the application

Click here for more information.

Chasing real estate prices may make it seem that owning your dream home is out of reach, maybe now is the time to do something about it.

AmBank’s unparalleled home loans will make it easier to move into your house with a range of easy and manageable repayment terms. Also with a combination of term loan and overdraft facility that comes with our home loans, enjoy flexibility in managing the size and frequency of loan repayments.

With the option to make extra repayments, you control how much interest you pay and not us. This returns the control of your finances back to where it should be. In your hands.

Download the AmHOMESolutions Brochure here.

Apply Now

Link your home loan to your current account to save more on interest. The more funds you keep in your current account, the more you stand to potentially save in interests. This integrated account is easy to monitor through a monthly consolidated statement. Best of all, you can still access your funds anytime via ATM or a cheque book whenever there is a need.

Download the AmHOMESolutions Brochure here.

Apply Now

A simple and basic loan for commercial properties with added flexibility.

• Option to have redraw facility.
• Margin of financing of up to 85% (with MRTA).
• Flexibility to accept additional repayment in excess of the monthly fixed instalments to reduce principle outstanding.
• Daily rest interest calculation based on the reducing principle outstanding on daily basis.

It is also offered to non-individuals for financing of residential property purchases.

Click here to download brochure.

Apply Now

Enhanced commercial loan with linkages to a Current Account, where you can utilize the credit balance to off-set your home loan principal to enjoy greater interest savings.

• Package with a PropertyLink current account which is linked to housing loan account.
• Available fund in PropertyLink current account will be used to offset housing loan principle balance for daily interest computation.
• Margin of financing of up to 85% (with MRTA).
• Instant cash withdrawal via ATM or cheque book.

Click here to download brochure.

Apply Now

Based on the Shariah contract of Tawarruq, our Home/Property Financing-i offers you variable rate home/property financing solutions.

Features:

• Profit is calculated based on variable rates.
• Protected throughout the financing period with capping rate.
• Margin of financing up to 95% (inclusive of Mortgage Reducing Term Takaful (MRTT)).

Click here for more information.

Apply Now

eStatement is an electronic version of your AmBank/AmBank Islamic yearly account statements. You will have the option to view or download your statement(s) directly from AmOnline anywhere, anytime and it can also be sent to your email if you subscribe for eStatement.

Migration to eStatement will commence on 31 December 2018.

• Faster – You will be able to view via AmOnline or receive your eStatement via email as soon as it is available.
• Convenient – You can view your eStatement anytime anywhere at your convenience.
• Safe and Secure – Access to eStatement via our secured site at AmOnline Internet/Mobile Banking is password protected while eStatement via email is encrypted with individual password which will be sent directly to your email.
• Go Green – eStatement is an environmental friendly approach to reduce paper consumption and help to sustain a greener environment.

eStatements are available for the following Product Types:

• Latest two (2) records for :
  • Hire Purchase/-i
• Latest record for :
  • Home Loan/Home Financing-i
  • Personal Financing -i
  • Term Loan ASB/Term Financing-i Secured by ASB Certificate
  • AmMoneyLine/AmMoneyLine Facility-i
  • SME Banking Loan/Financing

Note: The frequency of eStatement is on a yearly basis.

No, eStatement service is provided to you at no cost.

Yes, for duplicate/ad-hoc hardcopy statement, there will be a fee of RM20 per request.

Please make your request at any AmBank branches or call our Contact Centre at 03-2178 8888 should you wish to opt for hardcopy statement. For now, there will be no charges imposed for request for hardcopy statement.

Disclaimer : You will be advised accordingly if there is any fee imposed in the  future.