Eligibility:	Malaysian Bumiputera individual
Age:	18 to 65 [at the point of application]
Financing Amount:	Minimum RM10,000 & Maximum RM200,000
Financing Tenure:	Minimum 5 years & Maximum 40 years or age 70 at financing expiry; whichever is earlier
Financing Margin:	Up to 100% + 5% of RTT financing
Profit Rate:	As low as Base Rate + 0.90% per annum
How to Apply:	Photocopy of NRIC ASB mini statement Photocopy of 3 months latest payslips (for salaried applicants) or 6 months income statements (for non-salaried applicants)

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Eligibility:	Malaysian Bumiputera individual
Age:	18 to 65 [at the point of application]
Loan Amount:	Minimum RM10,000 & Maximum RM200,000
Loan Tenure:	Minimum 5 years & maximum 40 years or age 70 at loan expiry; whichever is earlier
Loan Margin:	Up to 100% + 5% of DTA financing
Interest Rate:	As low as Base Rate + 0.90% per annum
How to Apply:	Application form Consent form for “Eligibility Checking” DTA proposal form 3 photocopies of NRIC [front & reverse on same page] Latest 3 month salary slips ASB/ASB2 mini statement

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We go beyond being just your automobile financier. With us, you will find a host of value-added features designed to ease and simplify your car ownership experience.

Crafted with your car ownership journey in mind, we look forward to ensuring that you have a wonderful experience in owning your vehicle with us.

Over 3,000 panel dealers in Peninsular and East Malaysia.
AmBank has long established relationship with automotive dealers for almost all prestigious brands and models. With one of the largest car dealer network, getting your car will be a breeze.

Arrays of financing packages are available covering both Conventional and Islamic financing, Insurance/Takaful and Credit Card.

• Fixed Rate Financing - manage your finances better by fixing your monthly instalment and payment period.
• Variable Rate Financing - own your car with an affordable monthly instalment with financing rate pegged to BLR/BFR.
• Special packages tailor-made for your business organisation via AmBank@Work Financial Solution.
• Privilege rate for AmSignature Priority Banking customers
• Payment of your monthly instalments made easy via salary deduction/auto debit facility

 

Our plans are crafted to ensure owning your dream car is not a burden.

• Comprehensive Motor Insurance/Takaful – AmGeneral Insurance and Kurnia Insurance. Walk into any of our 175 branches nationwide to buy/renew your motor insurance or takaful policy (in collaboration with MAA Takaful).
• Life Insurance/Family Takaful– A life plan that will take care of any outstanding amount of your car hire purchase financing, in the event of Death or Total Permanent Disability (TPD).
• Personal Accident Protection Insurance/Takaful – Accidents are inevitable! Eliminate your worries by protecting yourself through our Insurance/Takaful Plan.

Now, you can rest assure knowing that we provide security and convenience. Click here to view On The Spot Branches.

Extensive choice of payment options for speedy service and convenience:

• Auto Debit Facility
• Online banking
• EBC (electronic Banking Channel)
• CDM (Cash Deposit Machine) - AmBank Branches
• ATM (Automated Teller Machine) - AmBank Branches
• Over The Counter - AmBank Branches

In planning for the future, financing education, starting a business, preparing for future medical needs, home renovation, or even for basic needs in practicing a healthy lifestyle, a strong financial position is essential for your dreams to come true. AmBank Islamic is ready to help you in fulfilling your dreams and achieving the success you desire with Personal Financing-i, a shariah-compliant Ambank Islamic product based on the concept of Murabahah tawarruq (MTQ).

• High Payout up to 99.5% with competitive pricing
• No advance installments required
• 3 Months Deferment Period
• No Guarantor & Collateral Required
• No Monthly Membership Fee
• Rebate on Early Settlement
• Takaful coverage (optional)
• Waived Wakil & Trading Fees

View the next page for more details on financing under Biro Perkhidmatan Angkasa (BPA) and Private Sector.

Apply Now

1. Salary deduction via Biro Perkhidmatan ANGKASA (BPA). Profit rate as low as 4.08% flat rate per annum (effective profit rate as low as 7.24%) with effect from 15 Dec 2020.
   Click here for the application form

 

2. Personal Financing-i for employees of selected Private and Government Link Companies (GLC). Profit rate as low as 7.90% flat rate per annum (effective profit rate as low as 12.98%.
   Click here for list of companies.
   Click here for the application form.

Residential property price of up to RM300,000
For Malaysian citizens with maximum monthly household income of RM5,000
Financing tenure of up to 35 years or up to 70 years old, whichever is shorter.

Special Incentives:

• No processing fee for the financing application
• Exemption of stamp duty on sale and purchase agreement and financing agreement
• Affordable rates for mortgage protection cover

Applicant is required to fulfill the online financial education module at https://learn.akpk.org.my before submitting the application

Chasing real estate prices may make it seem that owning your dream home is out of reach, maybe now is the time to do something about it.

AmBank’s unparalleled home loans will make it easier to move into your house with a range of easy and manageable repayment terms. Also with a combination of term loan and overdraft facility that comes with our home loans, enjoy flexibility in managing the size and frequency of loan repayments.

With the option to make extra repayments, you control how much interest you pay and not us. This returns the control of your finances back to where it should be. In your hands.

Download the Residential Property Financing Brochures here.

Apply Now

Link your home loan to your current account to save more on interest. The more funds you keep in your current account, the more you stand to potentially save in interests. This integrated account is easy to monitor through a monthly consolidated statement. Best of all, you can still access your funds anytime via ATM or a cheque book whenever there is a need.

Download the Residential Property Financing Brochures here.

Apply Now

A simple and basic loan for commercial properties with added flexibility.

• Flexibility in managing the amount and frequency of loan repayment.
• Combination of term loan and overdraft facility is available.
• Margin of financing up to 85% (with MRTA/MLTA).

Download the Commercial Property Financing Brochures here.

Apply Now

Enhanced commercial loan with linkages to a Current Account for greater interest savings.

• Integrated account for easy monitoring.
• The more funds in Current Account, the more savings on interest.
• Instant cash withdrawal via ATM.

Download the Commercial Property Financing Brochures here.

Apply Now

Based on the Shariah contract of Tawarruq, our Home/Property Financing-i offers you variable rate home/property financing solutions.

Features:

• Profit is calculated based on variable rates.
• Protected throughout the financing period with capping rate.
• Margin of financing up to 95% (inclusive of Mortgage Reducing Term Takaful (MRTT)).

Click here for more information.

Apply Now

eStatement is an electronic version of your AmBank/AmBank Islamic yearly account statements. You will have the option to view or download your statement(s) directly from AmOnline anywhere, anytime and it can also be sent to your email if you subscribe for eStatement.

Migration to eStatement will commence on 31 December 2018.

• Faster – You will be able to view via AmOnline or receive your eStatement via email as soon as it is available.
• Convenient – You can view your eStatement anytime anywhere at your convenience.
• Safe and Secure – Access to eStatement via our secured site at https://ambank.amonline.com.my is password protected while eStatement via email is encrypted with individual password which will be sent directly to your email.
• Go Green – eStatement is an environmental friendly approach to reduce paper consumption and help to sustain a greener environment.

eStatements are available for the following Product Types:

• Latest two (2) records for :
  • Hire Purchase/-i
• Latest record for :
  • Home Loan/Home Financing-i
  • Personal Financing -i
  • Term Loan ASB/Term Financing-i Secured by ASB Certificate
  • AmMoneyLine/AmMoneyLine Facility-i
  • SME Banking Loan/Financing

Note: The frequency of eStatement is on a yearly basis.

• Senior citizens of 65 years and above;
• Customers with disability;
• Customers with no access to internet/e-mail;
• Individuals who are still using the old Identification Number; and;
• Non-Individual (excluding Sole Proprietor)

No, eStatement service is provided to you at no cost.

If I am an existing AmBank/AmBank Islamic customer and I would like to retain my hardcopy statement, how do I go about it and will there be any charges for this?

Please make your request at any AmBank branches or call our Contact Centre at 03-2178 8888 should you wish to opt for hardcopy statement. For now, there will be no charges imposed for request for hardcopy statement.

Disclaimer : You will be advised accordingly if there is any fee imposed in the future.

Yes, for duplicate/ad-hoc hardcopy statement, there will be a fee of RM20 per request.

Please make your request at any AmBank branches or call our Contact Centre at 03-2178 8888 should you wish to opt for hardcopy statement. For now, there will be no charges imposed for request for hardcopy statement.

Disclaimer : You will be advised accordingly if there is any fee imposed in the  future.