Features

This account rewards you when you:

Deposit

+1.30% p.a.

at least once every month

`

Spend/Pay

+0.8% p.a.

with a minimum 3X monthly/make repayments

`

Invest/Insure or Takaful

up to +4.00% p.a.

with us yearly

`
Please refer to How to earn up to 6.25% Bonus Rate.

Earn up to 6.25% p.a. monthly

Base
0.15% p.a.
Applicable for all
account balances.
+
Bonus
Up to
6.10% p.a.
Unlock it by performing
qualifying transactions.
=
Total
Up to
6.25% p.a.
Earned monthly, applies
to the Monthly Average
Balance (MAB).
Earn up to RM28 worth of BonusLink Points and more returns when you save and spend with a TRUE Savers Account-i. Then, simply convert the BonusLink Points to cash via AmOnline App!
Learn More
How to earn up to 6.25% Bonus Rate
1
Open an Account
Earn Base Rate: 0.15% p.a.
Open a TRUE Savers Account-i now to earn.
2
Deposit
Earn Bonus Rate: +1.30% p.a.
Simply deposit a minimum of RM3,000 in a single transaction monthly.
3
Spend/Pay
Earn Bonus Rate: +0.80% p.a.
  1. Spend a minimum of 3 transactions1 via AmOnline/AmBank Debit Cards/
    Credit Card/-i/DuitNow QR payments to merchants2.

    2. or

  2. Perform monthly repayments/payments with any amounts of home loan/financing from your TRUE Savers Account-i to AmBank/AmBank Islamic home loan/financing account.
4
Invest or Insure/Takaful
Earn Bonus Rate: +2.00% p.a.
  1. Invest a minimum of RM5,000 in Unit Trust3, and / or
  2. Purchase a minimum of RM2,400 premium/contribution yearly in insurance/takaful3.

and / or

Earn Bonus Rate: +4.00% p.a.
  1. Invest a minimum of RM10,000 in Unit Trust3, and / or
  2. Purchase a minimum of RM3,600 premium/contribution yearly in insurance/takaful3.

1Applicable to bill payments/Retail Transactions/e-Wallet top-up only.
2Minimum accumulated spend of RM1,000 monthly.
3Only applicable for selected Unit Trusts/ Shariah Compliant Unit Trust or Insurance/Takaful plan.

Eligibility

Aged 18
and above

RM20
Minimum initial deposit

More Information

DocumentDownload
TRUE Savers Account/TRUE Savers Account/-i Terms & Conditions

 

A PIDM member.
Protected by PIDM up to RM250,000 for each depositor.
Click here to view the PIDM List of Insured Deposit.

Manage all your finances in one place with AmOnline App.

Scan the QR code or tap to download AmOnline App.
Scanning the QR code gives you a smart download link that takes you straight to the right app store for your device. No personal information is needed.

FAQ

1. Who can open a TRUE Savers Savings Account-i?

Eligibility for TRUE Savers Account-i is open to all new and existing Retail Individual Customers who meet all the following criteria listed below:

  • Malaysian and non-Malaysian individuals aged eighteen (18) years and above,
  • Must place minimum initial deposit of is Ringgit Malaysia Twenty (RM20) to open the account,
  • Must be Primary Accountholder of TRUE Savers Account-i,
  • Registered as an AmOnline user,
  • Holds at least one AmBank Debit Card.
2. Is there any Base Profit Rate?

TRUE Savers Accountholder(s) will earn the Base Rate, which is calculated based on daily account balance. Base Rate earned will be credited to the TRUE Savers Accountholder(s) on the last day of each month.

Account Balances (RM)Base Rate (p.a.)
All Balances0.15%
3. What are the steps to get the 6.25% Bonus Rate?

Refer the TRUE Saver Account/-i Terms and Conditions for the full terms and conditions.

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