NOTICE

Notification of Producr Risk Rating Revision

 

Dear Valued Customer,

As part of our ongoing commitment to ensure that our Conventional Unit Trust/Shariah-Compliant Unit Trust (Unit Trusts) offerings remain relevant and aligned with evolving market conditions, we have completed a periodic review of the Product Risk Ratings (PRR) for selected Unit Trust funds. 

Following this review, certain Unit Trust funds will have their risk ratings updated, with the revisions taking effect from 4 June 2026. 

Product Risk Ratings are intended as a general guide in assessing the suitability of a Unit Trust fund relative to your individual risk profile. These PRR updates do not reflect any changes to the underlying investment objective, strategy or valuation of the respective funds. The PRR is not a guarantee of future performance or risk and does not constitute investment advice. 

Important to note:

  • The revised risk ratings will be applied on a prospective basis from 4 June 2026.
  • All Unit Trust transactions executed prior to this date remain valid and were assessed based on the prevailing risk rating at the point of investment. 

We encourage you to review your investment portfolio periodically to ensure it continues to align with your financial objectives and risk tolerance. Should you wish to discuss your holdings or require further clarification, your Relationship Manager or Personal Banker will be pleased to assist you. 

All Unit Trust funds are risk rated under a 5-point scale ranging from 1 (representing the lowest risk) to 5 (representing the highest risk).

 

Thank you for banking with Your Bank. Malaysia’s Bank. AmBank™.

 

 

Unit Trust Management Company (UTMC) Fund’s NamePrevious Product Risk RatingNew Product Risk Rating (Effective 4 June 2026)
 AHAM Asset Management AHAM Aiiman Global Multi Thematic Fund AUDH4 - Growth 5 - Aggressive
 AHAM Aiiman Global Multi Thematic Fund SGDH4 - Growth5 - Aggressive
 AHAM Aiiman Global Multi Thematic Fund USD4 - Growth5 - Aggressive
 AHAM Select Asia (ex Japan) Opportunity AUD4 - Growth5 - Aggressive
 AHAM Select Asia (ex Japan) Opportunity SGD4 - Growth5 - Aggressive
 AHAM Aiiman Global Multi Thematic Fund MYRH4 - Growth5 - Aggressive
 AHAM Select Asia (ex Japan) Opportunity MYR4 - Growth5 - Aggressive
AmFunds Management BerhadAmChina A-Shares AUD-Hedged4 - Growth5 - Aggressive
 AmChina A-Shares SGD-Hedged4 - Growth5 - Aggressive
 AmChina A-Shares USD4 - Growth5 - Aggressive
 Global Smaller Companies Fund MYR4 - Growth5 - Aggressive
 Global Smaller Companies Fund USD4 - Growth5 - Aggressive
 AmIttikal4 - Growth5 - Aggressive
 Global Islamic Equity4 - Growth5 - Aggressive
 Global Smaller Companies Fund MYRH4 - Growth5 - Aggressive
 AmSingle Bond Series 1 MYRH3 - Moderate4 - Growth
 AmSingle Bond Series 1 SGD3 - Moderate4 - Growth
 AmSingle Bond Series 1 USD3 - Moderate4 - Growth
 AmCIO Series – Global Tactical MYRH3 - Moderate4 - Growth
 AmCIO Series – Global Tactical USD3 - Moderate4 - Growth
 AmSingle Bond Series 1 MYR3 - Moderate4 - Growth
 AmCIO Series – Global Tactical MYR3 - Moderate4 - Growth
 AmPRS-Growth D3 - Moderate4 - Growth
 AmPRS-Growth I3 - Moderate4 - Growth
 AmCash Management Class A1 - Very Conservative2 - Conservative
 Global Dividend MYRH5 - Aggressive4 - Growth
 Global Dividend USD5 - Aggressive4 - Growth
 AmPRS-Islamic Balanced D4 - Growth3 - Moderate
 AmPRS-Islamic Balanced I4 - Growth3 - Moderate
Eastspring Investments BerhadEastspring Investments Balanced4 - Growth5 - Aggressive
 Eastspring Investments Global Target Income3 - Moderate2 - Conservative
Manulife Investment ManagementManulife Global Perspective Fund A (SGD Hedged) 5 - Aggressive4 - Growth
Maybank Asset ManagementMaybank Global Sustainable Equity-I Fund MYR4 - Growth5 - Aggressive
 Maybank Global Sustainable Equity-I Fund USD4 - Growth5 - Aggressive
 Maybank Asiapac Ex-Japan Equity-I4 - Growth5 - Aggressive
 Maybank Global Sustainable Equity-I Fund MYRH4 - Growth5 - Aggressive
 Maybank Global Mixed Assets-I AUDH3 - Moderate4 - Growth
 Maybank Global Mixed Assets-I MYR3 - Moderate4 - Growth
 Maybank Global Mixed Assets-I SGDH3 - Moderate4 - Growth
 Maybank Global Mixed Assets-I USD3 - Moderate4 - Growth
 Maybank Global Mixed Assets-I MYRH3 - Moderate4 - Growth
 MAMG Systematic Asia Pacific Equity Absolute Return AUD H4 - Growth3 - Moderate
 MAMG Systematic Asia Pacific Equity Absolute Return SGD H4 - Growth3 - Moderate
 MAMG Systematic Asia Pacific Equity Absolute Return USD 4 - Growth3 - Moderate
 MAMG Systematic Asia Pacific Equity Absolute Return MYR H4 - Growth3 - Moderate
 Maybank Income Flow-I3 - Moderate2 - Conservative
Principal Asset Management BerhadPrincipal Asia Pacific Dynamic Income SGD4 - Growth5 - Aggressive
 Principal US High Conviction Equity Fund - MYR4 - Growth5 - Aggressive
 Principal US High Conviction Equity Fund - SGD4 - Growth5 - Aggressive
 Principal US High Conviction Equity Fund - USD4 - Growth5 - Aggressive
 Principal Asia Pacific Dynamic Income MYR4 - Growth5 - Aggressive
 Principal Islamic Asia Pacific Dynamic Equity4 - Growth5 - Aggressive
 Principal US High Conviction Equity Fund - MYRH4 - Growth5 - Aggressive
 Principal Asia Pacific Dynamic Mixed Asset Fund MYR3 - Moderate4 - Growth
 Principal Islamic Lifetime Balanced3 - Moderate4 - Growth
 Principal Global Titans USD5 - Aggressive4 - Growth
RHB Asset ManagementRHB Asia Dynamic GBP H4 - Growth5 - Aggressive
 RHB Asia Dynamic MYR4 - Growth5 - Aggressive
 RHB Asian Income - Multi Currencies AUD H3 - Moderate4 - Growth
 RHB Asian Income - Multi Currencies EURH3 - Moderate4 - Growth
 RHB Asian Income - Multi Currencies GBPH3 - Moderate4 - Growth
 RHB Asian Income - Multi Currencies RMBH3 - Moderate4 - Growth
 RHB Global Equity Premium Income B AUDH5 - Aggressive4 - Growth
 RHB Global Equity Premium Income B SGDH5 - Aggressive4 - Growth
 RHB Global Equity Premium Income MYR5 - Aggressive4 - Growth
 RHB Global Equity Premium Income USD5 - Aggressive4 - Growth
 RHB Global Equity Premium Income B AUD5 - Aggressive4 - Growth
 RHB Global Equity Premium Income B SGD5 - Aggressive4 - Growth
 RHB Global Equity Premium Income MYR-hedged5 - Aggressive4 - Growth
TA Investment Management BerhadTA Asia Absolute Alpha Fund - AUDH4 - Growth5 - Aggressive
 TA Asia Absolute Alpha Fund - GBPH4 - Growth5 - Aggressive
 TA Asia Absolute Alpha Fund - MYR4 - Growth5 - Aggressive
 TA Asia Absolute Alpha Fund - SGDH4 - Growth5 - Aggressive
 TA Asia Absolute Alpha Fund - USD4 - Growth5 - Aggressive
 TA Asia Absolute Alpha Fund - MYRH4 - Growth5 - Aggressive
 TA Total Return Income AUDH (Class B)3 - Moderate4 - Growth
 TA Total Return Income AUDH (Class A)3 - Moderate4 - Growth
 TA Global Select Equity Fund EURH5 - Aggressive4 - Growth
 TA Global Select Equity Fund GPBH5 - Aggressive4 - Growth
 TA Global Select Equity Fund SGDH5 - Aggressive4 - Growth
 TA Global Select Equity Fund USD5 - Aggressive4 - Growth
UOB Asset ManagementUnited Global Durable Equity Fund USD4 - Growth5 - Aggressive
 United Global Durable Equity Fund SGDH4 - Growth5 - Aggressive
 United Global Durable Equity Fund AUDH4 - Growth5 - Aggressive
 United Global Durable Equity Fund MYRH4 - Growth5 - Aggressive
 United-i Global Balanced MYR3 - Moderate4 - Growth


NOTIS

Pemberitahuan mengenai Semakan Semula Penarafan Risiko Produk

 

Pelanggan yang Dihargai,

Sebagai sebahagian daripada komitmen berterusan kami untuk memastikan penawaran Unit Amanah Konvensional/Unit Amanah Patuh Syariah (Unit Amanah) kami kekal relevan dan sejajar dengan keadaan pasaran yang sentiasa berubah, kami telah menyelesaikan semakan berkala Penarafan Risiko Produk (PRR) bagi beberapa dana Unit Amanah terpilih.

Berikutan semakan ini, penarafan risiko bagi sesetengah dana Unit Amanah akan dikemaskinikan, dengan perubahan berkuat kuasa mulai 4 Jun 2026.

Penarafan Risiko Produk adalah bertujuan sebagai panduan umum untuk menilai kesesuaian sesuatu dana Unit Amanah berbanding profil risiko individu anda. Pengemaskinian PRR ini tidak mencerminkan sebarang perubahan terhadap objektif asas pelaburan, strategi atau penilaian dana tersebut masing-masing. PRR bukan jaminan terhadap prestasi atau risiko masa hadapan dan tidak merupakan nasihat pelaburan.

Penting untuk diambil perhatian:

• Penarafan risiko yang disemak semula akan dilaksanakan atas asas prospektif mulai 4 Jun 2026.

• Semua transaksi Unit Amanah yang dilaksanakan sebelum tarikh ini kekal sah dan telah dinilai berdasarkan penarafan risiko semasa pada masa pelaburan.

Kami menggalakkan anda untuk menyemak portfolio pelaburan anda secara berkala bagi memastikan portfolio terus selaras dengan objektif kewangan dan toleransi risiko anda. Sekiranya anda ingin membincangkan pegangan anda atau memerlukan penjelasan lanjut, Pengurus Perhubungan atau Pegawai Perbankan Peribadi anda akan sedia membantu.

Semua dana Unit Amanah adalah dinilai berdasarkan skala 5 mata, daripada 1 (mewakili risiko terendah) hingga 5 (mewakili risiko tertinggi).

Terima kasih kerana berurusan dengan Bank Anda. Bank Malaysia. AmBank.

 

 

Syarikat Pengurusan Unit Amanah (UTMC) Nama DanaPenarafan Risiko Produk SebelumnyaPenarafan Risiko Produk Baharu (Berkuat kuasa 4 Jun 2026)
 AHAM Asset Management AHAM Aiiman Global Multi Thematic Fund AUDH4 - Berkembang5 - Agresif
 AHAM Aiiman Global Multi Thematic Fund SGDH4 - Berkembang5 - Agresif
 AHAM Aiiman Global Multi Thematic Fund USD4 - Berkembang5 - Agresif
 AHAM Select Asia (ex Japan) Opportunity AUD4 - Berkembang5 - Agresif
 AHAM Select Asia (ex Japan) Opportunity SGD4 - Berkembang5 - Agresif
 AHAM Aiiman Global Multi Thematic Fund MYRH4 - Berkembang5 - Agresif
 AHAM Select Asia (ex Japan) Opportunity MYR4 - Berkembang5 - Agresif
AmFunds Management BerhadAmChina A-Shares AUD-Hedged4 - Berkembang5 - Agresif
 AmChina A-Shares SGD-Hedged4 - Berkembang5 - Agresif
 AmChina A-Shares USD4 - Berkembang5 - Agresif
 Global Smaller Companies Fund MYR4 - Berkembang5 - Agresif
 Global Smaller Companies Fund USD4 - Berkembang5 - Agresif
 AmIttikal4 - Berkembang5 - Agresif
 Global Islamic Equity4 - Berkembang5 - Agresif
 Global Smaller Companies Fund MYRH4 - Berkembang5 - Agresif
 AmSingle Bond Series 1 MYRH3 - Sederhana4 - Berkembang
 AmSingle Bond Series 1 SGD3 - Sederhana4 - Berkembang
 AmSingle Bond Series 1 USD3 - Sederhana4 - Berkembang
 AmCIO Series – Global Tactical MYRH3 - Sederhana4 - Berkembang
 AmCIO Series – Global Tactical USD3 - Sederhana4 - Berkembang
 AmSingle Bond Series 1 MYR3 - Sederhana4 - Berkembang
 AmCIO Series – Global Tactical MYR3 - Sederhana4 - Berkembang
 AmPRS-Berkembang D3 - Sederhana4 - Berkembang
 AmPRS-Berkembang I3 - Sederhana4 - Berkembang
 AmCash Management Class A1 - Sangat Konservatif2 - Konservatif
 Global Dividend MYRH5 - Agresif4 - Berkembang
 Global Dividend USD5 - Agresif4 - Berkembang
 AmPRS-Islamic Balanced D4 - Berkembang3 - Sederhana
 AmPRS-Islamic Balanced I4 - Berkembang3 - Sederhana
Eastspring Investments BerhadEastspring Investments Balanced4 - Berkembang5 - Agresif
 Eastspring Investments Global Target Income3 - Sederhana2 - Konservatif
Manulife Investment ManagementManulife Global Perspective Fund A (SGD Hedged) 5 - Agresif4 - Berkembang
Maybank Asset ManagementMaybank Global Sustainable Equity-I Fund MYR4 - Berkembang5 - Agresif
 Maybank Global Sustainable Equity-I Fund USD4 - Berkembang5 - Agresif
 Maybank Asiapac Ex-Japan Equity-I4 - Berkembang5 - Agresif
 Maybank Global Sustainable Equity-I Fund MYRH4 - Berkembang5 - Agresif
 Maybank Global Mixed Assets-I AUDH3 - Sederhana4 - Berkembang
 Maybank Global Mixed Assets-I MYR3 - Sederhana4 - Berkembang
 Maybank Global Mixed Assets-I SGDH3 - Sederhana4 - Berkembang
 Maybank Global Mixed Assets-I USD3 - Sederhana4 - Berkembang
 Maybank Global Mixed Assets-I MYRH3 - Sederhana4 - Berkembang
 MAMG Systematic Asia Pacific Equity Absolute Return AUD H4 - Berkembang3 - Sederhana
 MAMG Systematic Asia Pacific Equity Absolute Return SGD H4 - Berkembang3 - Sederhana
 MAMG Systematic Asia Pacific Equity Absolute Return USD4 - Berkembang3 - Sederhana
 MAMG Systematic Asia Pacific Equity Absolute Return MYR H4 - Berkembang3 - Sederhana
 Maybank Income Flow-I3 - Moderate2 - Konservatif
Principal Asset Management BerhadPrincipal Asia Pacific Dynamic Income SGD4 - Berkembang5 - Agresif
 Principal US High Conviction Equity Fund - MYR4 - Berkembang5 - Agresif
 Principal US High Conviction Equity Fund - SGD4 - Berkembang5 - Agresif
 Principal US High Conviction Equity Fund - USD4 - Berkembang5 - Agresif
 Principal Asia Pacific Dynamic Income MYR4 - Berkembang5 - Agresif
 Principal Islamic Asia Pacific Dynamic Equity4 - Berkembang5 - Agresif
 Principal US High Conviction Equity Fund - MYRH4 - Berkembang5 - Agresif
 Principal Asia Pacific Dynamic Mixed Asset Fund MYR3 - Sederhana4 - Berkembang
 Principal Islamic Lifetime Balanced3 - Sederhana4 - Berkembang
 Principal Global Titans USD5 - Agresif4 - Berkembang
RHB Asset ManagementRHB Asia Dynamic GBP H4 - Berkembang5 - Agresif
 RHB Asia Dynamic MYR4 - Berkembang5 - Agresif
 RHB Asian Income - Multi Currencies AUD H3 - Sederhana4 - Berkembang
 RHB Asian Income - Multi Currencies EURH3 - Sederhana4 - Berkembang
 RHB Asian Income - Multi Currencies GBPH3 - Sederhana4 - Berkembang
 RHB Asian Income - Multi Currencies RMBH3 - Sederhana4 - Berkembang
 RHB Global Equity Premium Income B AUDH5 - Agresif4 - Berkembang
 RHB Global Equity Premium Income B SGDH5 - Agresif4 - Berkembang
 RHB Global Equity Premium Income MYR5 - Agresif4 - Berkembang
 RHB Global Equity Premium Income USD5 - Agresif4 - Berkembang
 RHB Global Equity Premium Income B AUD5 - Agresif4 - Berkembang
 RHB Global Equity Premium Income B SGD5 - Agresif4 - Berkembang
 RHB Global Equity Premium Income MYR-hedged5 - Agresif4 - Berkembang
TA Investment Management BerhadTA Asia Absolute Alpha Fund - AUDH4 - Berkembang5 - Agresif
 TA Asia Absolute Alpha Fund - GBPH4 - Berkembang5 - Agresif
 TA Asia Absolute Alpha Fund - MYR4 - Berkembang5 - Agresif
 TA Asia Absolute Alpha Fund - SGDH4 - Berkembang5 - Agresif
 TA Asia Absolute Alpha Fund - USD4 - Berkembang5 - Agresif
 TA Asia Absolute Alpha Fund - MYRH4 - Berkembang5 - Agresif
 TA Total Return Income AUDH (Class B)3 - Sederhana4 - Berkembang
 TA Total Return Income AUDH (Class A)3 - Sederhana4 - Berkembang
 TA Global Select Equity Fund EURH5 - Agresif4 - Berkembang
 TA Global Select Equity Fund GPBH5 - Agresif4 - Berkembang
 TA Global Select Equity Fund SGDH5 - Agresif4 - Berkembang
 TA Global Select Equity Fund USD5 - Agresif4 - Berkembang
UOB Asset ManagementUnited Global Durable Equity Fund USD4 - Berkembang5 - Agresif
 United Global Durable Equity Fund SGDH4 - Berkembang5 - Agresif
 United Global Durable Equity Fund AUDH4 - Berkembang5 - Agresif
 United Global Durable Equity Fund MYRH4 - Berkembang5 - Agresif
 United-i Global Balanced MYR3 - Sederhana4 - Berkembang