NOTICE

Revised Features of the AmBank Cash Rebate Visa Platinum Credit Card

 

Please be advised that with effect from 1 November 2025, the AmBank Cash Rebate Visa Platinum Credit Card features will be revised as follows:

Existing Features

Qualified Total Monthly Spend (RM)Eligible Cashback10% Interest Rebate
Eligible CategoryCashback Rate (%)Capping per categorySubsequent Eligible Spend after hitting the Capping per category
RM1,500 and above
  1. Online
  2. Groceries
  3. Pharmacy
8%RM150.1% Unlimited CashbackUnlimited
RM500 – RM1,499.991%RM5
RM0 – RM499.990.1%UnlimitedNot Applicable
Other spendOthers0.1%Unlimited

Effective 1 November 2025

Total Monthly Spend (RM)CashbackSubsequent Cashback after Maximum Cashback
CategoryCashback Rate (%)Maximum Cashback Awarded per Rebate Category
RM1,500 and aboveOnline10%RM100.2% Unlimited Cashback
Dining10%RM10
Shopping and Grocery10%RM10
Public Transport10%RM10
Other Retail Spend0.2%UnlimitedNot Applicable
RM0 – RM1,499.99All Retail Spend0.2%UnlimitedNot Applicable
Please refer to the Frequently Asked Questions (FAQ) section below for more details:
1As the effective date of the revised features falls within my statement cycle, how will my Cashback be calculated?
 

Revised Features of the AmBank Cash Rebate Visa Platinum Credit Card: Effective 1 November 2025

Assuming, the statement cycle date is 15 November 2025.

RemarksCategoryCashback Rate based on Transaction Posted
16/10/2025 – 31/10/202501/11/2025 – 15/11/2025
Category remain unchangedOnline10% subject to monthly spend of RM1,500 and capped at RM10 per category 10% subject to monthly spend of RM1,500 and capped at RM10 per category
Grocery*
Other Retail Spend0.2%0.2%
Category to be removed effective 1 November 2025Pharmacy10% subject to monthly spend of RM1,500 and capped at RM10** 0.2% with no minimum spend under other retail spend category
Newly added category effective 1 November 2025Dining0.2% with no minimum spend under other retail spend category 10% subject to monthly spend of RM1,500 and capped at RM10 per category.
Shopping*
Public Transport

* Effective 1st November 2025, all Shopping and Grocery transactions will be grouped under a single 'Shopping and Grocery' category. These transactions will earn 10% cashback, subject to a minimum monthly spend of RM1,500 and capped at RM10 per month.
**For Pharmacy transaction posted prior to 1st November 2025, the transaction will be categorised as Dining category and will be calculated under the 10% Cashback rate subject to the monthly spend of RM1,500 and capped at RM10.

Please refer here for example

2If I have more questions, who should I reach out to?
 Should you require any clarifications, please speak to any of the Customer Service Officers at our branch or call our Contact Centre at +603-2178 8888, operational daily from 7.00 a.m. to 11.00 p.m.

 

Thank you for banking with Your Bank. Malaysia’s Bank. AmBank.

 

NOTIS

Semakan Semula Ciri Kad Kredit Rebat Tunai Visa Platinum AmBank

 

Harap maklum bahawa berkuat kuasa mulai 1 November 2025, ciri Kad Kredit Rebat Tunai Visa Platinum AmBank akan disemak semula seperti yang berikut:

Ciri Sedia Ada

Jumlah Perbelanjaan bulanan yang Layak (RM)Pulangan Tunai yang LayakRebat faedah 10%
Kategori yang LayakKadar Pulangan Tunai (%)Had maksimum untuk setiap kategoriPerbelanjaan yang Layak seterusnya selepas mencapai Had Maksimum untuk setiap Kategori
RM1,500 dan ke atas
  1. Dalam Talian
  2. Barangan Runcit
  3. Farmasi
8%RM150.1% Pulangan Tunai tanpa hadTanpa had
RM500 – RM1,499.991%RM5
RM0 – RM499.990.1%Tanpa hadTidak berkaitan
Perbelanjaan LainLain-lain0.1%Tanpa had

Berkuat Kuasa 1 November 2025

Jumlah Perbelanjaan Bulanan (RM)Pulangan TunaiPulangan Tunai Seterusnya selepas Pulangan Tunai Maksimum
KategoriKadar (%)Pulangan Tunai Maksimum yang Diberikan bagi setiap Kategori Rebat
RM1,500 dan ke atasDalam Talian10%RM100.2% Pulangan Tunai tanpa had
Menjamu Selera10%RM10
Membeli-belah dan Barangan Runcit10%RM10
Pengangkutan awam10%RM10
Perbelanjaan Runcit Lain0.2%Tanpa hadTidak berkaitan
RM0 – RM1,499.99Semua Perbelanjaan Runcit0.2%Tanpa hadTidak berkaitan
Sila rujuk bahagian Soalan Lazim di bawah untuk maklumat lanjut:
1Tarikh berkuat kuasa ciri yang disemak semula jatuh dalam kitaran penyata saya, bagaimana cara pengiraan Pulangan Tunai saya akan dilakukan?
 

Ciri yang Disemak Semula untuk Kad Kredit Rebat Tunai Visa Platinum AmBank: Berkuat Kuasa 1 November 2025

Dengan andaian tarikh kitaran penyata ialah 15 November 2025.

CatatanKategoriKadar Pulangan Tunai berdasarkan Tarikh Transaksi Diposkan
16/10/2025 – 31/10/202501/11/2025 – 15/11/2025
Kategori kekal tidak berubahDalam Talian10% tertakluk pada perbelanjaan bulanan sebanyak RM1,500 dan dihadkan pada RM10 bagi setiap kategori 10% tertakluk pada perbelanjaan bulanan sebanyak RM1,500 dan dihadkan pada RM10 bagi setiap kategori
Barangan Runcit*
Semua Perbelanjaan Runcit0.2%0.2%
Kategori akan dikeluarkan berkuat kuasa 1 November 2025Farmasi10% tertakluk pada perbelanjaan bulanan sebanyak RM1,500 dan dihadkan pada RM10** 0.2% tanpa perbelanjaan minimum di bawah kategori perbelanjaan runcit lain
Kategori baharu ditambah berkuat kuasa 1 November 2025Menjamu Selera0.2% tanpa perbelanjaan minimum di bawah kategori perbelanjaan runcit lain 10% tertakluk pada perbelanjaan bulanan sebanyak RM1,500 dan dihadkan pada RM10 bagi setiap kategori
Membeli-belah*
Pengangkutan awam

* Bermula 1 November 2025, semua transaksi bagi kategori Membeli-belah dan Barangan Runcit akan dikumpulkan di bawah satu kategori iaitu 'Membeli-belah dan Barangan Runcit'. Transaksi ini akan layak menerima pulangan tunai sebanyak 10%, tertakluk kepada perbelanjaan minimum bulanan sebanyak RM1,500 dan dihadkan kepada RM10 sebulan.
**Bagi transaksi farmasi yang diposkan sebelum 1 November 2025, transaksi tersebut akan dikategorikan sebagai kategori Menjamu Selera dan akan dikira di bawah kadar Pulangan Tunai sebanyak 10%, tertakluk pada perbelanjaan bulanan sebanyak RM1,500 dan dihadkan pada RM10.

Sila rujuk di sini untuk contoh

2Jika saya mempunyai lebih banyak soalan, siapakah yang perlu saya hubungi?
 Jika anda memerlukan sebarang penerangan, sila berhubung dengan mana-mana Pegawai Khidmat Pelanggan di cawangan kami atau hubungi Pusat Panggilan kami melalui +603-2178 8888, beroperasi setiap hari dari pukul 7.00 pagi hingga 11.00 malam.

 

Terima kasih kerana berurusan dengan Bank Anda. Bank Malaysia. AmBank.

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