NOTICE

Conversion of the underlying Shariah Principle of AmBank Islamic Credit Cards-i

 

Dear Valued Customers,

Please be informed that the conversion of the underlying Shariah principle of the existing AmBank Islamic credit cards-i (“Cards”) from Ujrah to Tawarruq (the “Exercise”) will take effect on Monday, 15 December 2025 or any other date(s) as may be advised by the Bank on its website (“Effective Date”).

The Exercise involves all AmBank Islamic credit cards-i which include:

  1. AmBank SIGNATURE Priority Banking Credit Card-i
  2. AmBank SIGNATURE Priority Banking World Mastercard-i
  3. AmBank Islamic Visa Infinite Card-i
  4. AmBank Islamic World Mastercard-i
  5. AmBank Islamic Visa Signature Card-i
  6. AmBank Islamic Al-Taslif Platinum & Gold Card-i
  7. AmBank Islamic CARz Platinum & Gold Card-i
  8. e-Cosway

There is no difference between your existing Cards which are based on Ujrah compared to Cards which are based on Tawarruq in respect of features, costs and commercial terms.

Rest assured that this Exercise will be: -

  • hassle-free without the need for the replacement of your physical Cards nor changes to your Cards’ numbers/ accounts; and
  • carried out without any cost to you.

You will continue to be able to use your Cards and enjoy all existing benefits and privileges offered without any interruption.

Click here to view the Frequently Asked Questions on this Exercise.

Click here to view the Product Disclosure Sheet.

By retaining and/or utilising your existing Cards on and/or beyond the Effective Date, you shall be deemed to have agreed with the Exercise, and you shall be deemed to have appointed and ratify the appointment of the Bank as the agent for the purpose of performing the commodity transactions based on the Shariah principle of Tawarruq and upon the terms of the revised Cardholder Agreement herein.

If you decide to opt out from this Exercise, your existing Cards would be cancelled. Please call our Contact Centre at +603 2178 8888 (operational daily from 7.00a.m. to 11.00p.m.) for further information.

Any further information regarding the Effective Date will be communicated via notices on our website at ambank.com.my/MTQ. You may also call our Contact Centre at +603 2178 8888 for any enquiries.

 

Thank you for banking with Your Bank. Malaysia’s Bank. AmBank Islamic.

 

 

NOTIS 

Penukaran Prinsip Syariah mendasari Kad Kredit-i AmBank Islamic

 

Pelanggan yang Dihargai,

Harap maklum bahawa penukaran prinsip Syariah mendasari Kad Kredit-i AmBank Islamic sedia ada (“Kad”) daripada Ujrah kepada Tawarruq (“Pelaksanaan”) akan berkuat kuasa pada Isnin, 15 Disember 2025 atau tarikh lain yang dimaklumkan oleh Bank di laman sesawangnya (“Tarikh Kuat Kuasa").

Pelaksanaan ini melibatkan semua kad kredit AmBank Islamic termasuk:

  1. Kad Kredit-i Perbankan Prioriti SIGNATURE AmBank
  2. Kad-i World Mastercard Perbankan Prioriti SIGNATURE AmBank
  3. Kad-i Visa Infinite AmBank Islamic
  4. Kad-i World Mastercard AmBank Islamic
  5. Kad-i Visa Signature AmBank Islamic
  6. Kad-i Platinum & Emas Al-Taslif AmBank Islamic
  7. Kad-i Platinum & Emas Carz AmBank Islamic
  8. e-Cosway

Tiada perbezaan antara Kad sedia ada anda yang berasaskan Ujrah berbanding dengan Kad yang berasaskan Tawarruq daripada segi ciri, kos dan terma komersial.

Yakinlah bahawa Pelaksanaan ini akan: -

  • serba mudah dan tanpa memerlukan penggantian Kad fizikal anda atau perubahan pada nombor/ akaun Kad anda; dan
  • dijalankan tanpa sebarang kos kepada anda.

Anda boleh terus menggunakan Kad anda dan menikmati semua manfaat dan keistimewaan sedia ada yang ditawarkan tanpa sebarang gangguan.

Klik di sini untuk melihat Soalan Lazim bagi Pelaksanaan ini.

Klik di sini untuk melihat Lembaran Pendedahan Produk.

Dengan mengekalkan dan/atau menggunakan Kad sedia ada anda pada dan/atau selepas Tarikh Kuat kuasa, anda dianggap telah bersetuju dengan Perlaksanaan ini, dan anda dianggap telah melantik serta mengesahkan pelantikan Bank sebagai ejen untuk tujuan melaksanakan transaksi komoditi berdasarkan prinsip Syariah Tawarruq dan menurut terma Perjanjian Pemegang Kad yang disemak semula yang tersedia di sini.

Sekiranya anda menolak daripada menyertai Pelaksanaan ini, Kad sedia ada anda akan dibatalkan. Sila hubungi Pusat Panggilan kami di 03-2178 8888 (beroperasi setiap hari dari 7.00 pagi hingga 11.00 malam) untuk maklumat lanjut.

Sebarang maklumat lanjut berkenaan Tarikh Kuat Kuasa akan dimaklumkan melalui notis di laman sesawang kami iaitu ambank.com.my/MTQ. Anda juga boleh menghubungi Pusat Panggilan kami di +603-2178 8888 untuk sebarang pertanyaan.

 

Terima kasih kerana berurusan dengan Bank Anda. Bank Malaysia. AmBank Islamic.

 

 

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