Make your money work harder for you

AmBank’s Wealth Management offers a wide range of unit trust funds under one roof for your investment needs.  Plan your future now, invest today and grow your wealth!

Our AmBank Personal Bankers / Wealth Specialists / Relationship Managers can help you understand the principles of investing, determine your investment risk profile & create a tailored investment plan just for you!

Unit Trust

As our lives change, our financial needs & priorities change too. Think about your commitments and issues in your current life stage – trying to save, manage your debts, paying your mortgage… Or maybe it is investing/saving for a bigger house, or your child’s education, or making sure there’s enough put aside for a big holiday trip. Make your money work harder for you to achieve those big goals.

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Floating Rate Negotiable Instruments of Deposit (FRNID) & Islamic Negotiable Instruments of Deposit (NID-i)

Deposits with fixed tenures and returns linked to the performance of an underlying asset – that may be equities, bonds, commodities, foreign exchange, indices or combination of assets.

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Dual Currency Investment

Dual Currency Investments are short term non-principal protected structured investments where you invest a cash amount for a fixed tenure, potentially earning a higher yield than traditional deposits.

DCI offers you the flexibility of choosing your preferred investment currency and alternate currency. Upon maturity of the investment, you will receive the principal plus interest earned in either your investment currency or the alternate currency, at the pre-agreed exchange rate.

To find out more about how DCI works, click here.

Equity Linked Investments

Equity Linked Investment is a short term investment product. The investment is a structured product with an embedded derivative linked to the performance of an underlying stock. Upon maturity of product, you will receive your principal plus returns, either in cash OR shares at a pre-agreed price, depending on the closing price of the underlying stock at maturity.

  • Potentially higher returns than ordinary fixed deposits.
  • Choice of stocks to suit your investment view, risk appetite and return requirement.
  • Short term investment – tenure is typically 1 to 6 months.
  • Suitable for investors who have neutral or moderately bullish views on the underlying stock over the investment tenure.

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Bull Equity Linked Investment

Bull ELI is a short term structured product which combines the economics of a short put option on an equity or equity-linked instrument with a long cash position, which could potentially yield higher return than traditional deposits. It contains an embedded derivative linked to the performance of an underlying equity or equity-linked instrument and the actual returns on your investment depend on the price movement of the underlying equity or equity-linked instrument.

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Enhanced Equity Linked Investment

Enhanced ELI is a short term structured product which combines the economics of a short put option on an equity or equity-linked instrument with a long cash position, which could potentially yield higher return than traditional deposits. The put option that you sell to AmBank is a Knock-in put option. Knock-In put option is “triggered” or “activated” (knocked-in) only when the knock-in price level is hit.

Enhanced ELI is a structured product with an embedded derivative linked to the performance of an underlying equity or equity-linked instrument and the actual returns on your investment depend on the price movement of the underlying equity or equity-linked instrument.

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High Yield Equity Linked Investment

High Yield ELI is a short term structured product which combines the economics of a short put option position (after the disposal of an existing equity holding) on an equity or equity-linked instrument with a long cash position, which could potentially yield higher return than traditional deposits. High Yield ELI is a structured product with an embedded derivative linked to the performance of an underlying equity or equity-linked instrument and the actual returns on your investment depend on the price movement of the underlying equity or equity-linked instrument.

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Bancassurance

While it is important to focus on your career or business to accumulate wealth, it is also critical that you protect your wealth should anything unforeseen happen. We believe you should include insurance as part of your total wealth management plan as it protects you, your loved ones and your hard-earned assets, giving you the confidence to live life to its fullest in times of uncertainty.

At AmBank, we offer a wide range of bancassurance solutions to suit your needs and affordability.

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Protection and Savings

Protecting you and your loved ones in the event misfortune befalls you and at the same time giving you the comfort of knowing that you are saving for their future.

      Protection and Investment

      Balancing between protection against unforeseen misfortune and the potential of accumulating wealth to realise your financial dreams. 

      Takaful Products

          Education

          Enjoying protection and at the same time saving for a brighter future for your loved ones.

          Credit & Financing Related

          Relieving your loved ones from shouldering your debts or loans/financing in the unfortunate event of your disability or death.

          Takaful Products