Our Solutions:

 

Deposits and Payroll

 
Current Account/Current Account-i

Experience the flexibility and online convenience of managing your business payments and trading activities with our Current Account/Current Account-i.

Enjoy attractive interest/profit rate @ 2.00%p.a.*

Protected by PIDM up to RM250,000 for each depositor. A PIDM member.

*valid until 31/12/2020

 


AmBank@work Payroll Solutions

Achieve greater efficiency with AmBank@work payroll system that ensures salaries are paid in an accurate and timely manner, allowing you to focus on growing your business. At the same time, it provides your employees access to a host of banking solutions that caters to their different needs.

Enjoy attractive interest/profit rate @ 2.20% p.a.** on Current Account/Current Account-i when you sign up and activate AmBank Payroll Solutions.

**valid until 31/12/2021

SME Loans


SME Working Capital* Loan

A flexible working capital loan to help you better manage your daily financial needs:

  • Up to RM2 million loan limit
  • Up to 7 years loan tenure
  • Competitive interest rate
  • No lock-in period
  • Enjoy discount rate of up to 1.00% p.a. off the board rate for working capital loan when you sign up and activate AmBank Payroll Solutions

SME Biz Property Extra (Business Premise Financing*)

The first asset-backed Credit Guarantee Corporation (CGC) guaranteed scheme in the market that offers a high margin for your asset and working capital loan needs:

  • High margin of up to 148% for asset and working capital loans
  • High working capital limit of up to RM3 million
  • Program lending - simplified processing

* subject to bank’s credit assessment. Offered by AmBank (M) Berhad

Value-added Solutions


Merchant Terminal

Innovative and comprehensive transaction processing solutions for merchant partners. Our range of merchant business solutions are designed to help you conduct your business more efficiently and effectively. A complete platform of facilities to keep up with your business and grow with you.

  • Acceptance of all major credit and debit cards
  • Easy transaction modes (OTC, Contactless, e-Comm, QR Code, MOTO)
  • Variety of terminal options
  • In addition, our value-added services help you grow your business beyond payments:

  • e-Billing
  • Corporate Bill Payments
  • Dynamic Currency Conversion (DCC)
  • Pre-Authorisation
  • Easy Payment Plan (EPP)
  • AmBank Spot
  • Pay with AmBonus Points
  • Pay with BonusLink Points
  •  


Forex Preferential Rate

Enjoy competitive preferential rates to fulfil all your foreign exchange needs with the availability of a wide selection of major foreign currencies.

 


Term Deposit

For a longer saving option, be sure to earn higher returns with us. Along with higher interest/profit rates, our Term Deposit accounts are also designed with the options for flexible tenures.

Protected by PIDM up to RM250,000 for each depositor. A PIDM member.

 


General Insurance Products

Our general insurance looks into protecting your personal and business needs against any unfortunate events that may leave you in a financial stress. Our wide range of products include:

  • Business Protection with nine essential coverage selections from all risks including burglary, money, fidelity guarantee, plate glass, machinery breakdown, Group Personal Accident, employer’s liability and public liability, being grouped into one simple policy
  • Personal Accident Insurance
  • Motor-Related Personal Accident Insurance
  • Travel PA
  • Motor Insurance

Distributed by AmBank (M) Berhad

 


AmBank SIGNATURE Priority Banking Privileges for Directors

As our AmBank SIGNATURE Priority Banking customer, you will enjoy exclusive banking privileges which include

  • All your banking needs fulfilled
  • Market insights
  • Financial solutions tailored just for you
  • Exclusive lifestyle privileges with AmBank SIGNATURE Priority Banking World Mastercard Credit Card/Credit Card-i or AmBank SIGNATURE Priority Banking Visa Infinite Credit Card/Credit Card-i

 


Cash Management Solutions via FPX/JomPAY/DuitNow QR/AmAccess Biz


FPX

A convenient and secure online solution that allows real-time debiting of customer’s Internet banking account from multiple banks. It also allows immediate and direct crediting into the merchant’s account by banks. FPX service is suitable for all businesses that offer products or services via the Internet such as online shopping and ticketing.


JomPAY

A collection method that saves time and money, with easier billing, fast electronic payments and streamlined reconciliation. You can now spend less time chasing payments and more time working on your business, receive cleared funds in your account on the next banking business day and use minimal effort to track daily bills payment files which are designed for easy importing into your accounting system. JomPAY is best for business with recurring billing on regular basis.


DuitNow

Transform your business to cashless transactions with AmBank DuitNow QR. It accepts payments from your customers who hold an account with any bank and e-Wallet operators participating in DuitNow QR. All payments will be deposited into your bank account immediately and you can say goodbye to counting and carrying of massive cash.

  • A faster and convenient way to receive payment
  • Smarter sales management and tracking in real time via AmOnline or AmAccess Biz

AmAccess Biz

Manage your business at a breeze on our new online banking channel anytime, anywhere via web or our mobile app

  • Access your business accounts
  • Analyse your financials through Cash Flow function
  • Perform local, foreign, bulk and DuitNow transfers and JomPAY bill payments
  • Simplify your transaction authorisations using digital token on AmAccess Biz app
Register Now