Government Guarantee Scheme – Prihatin (GGS Prihatin)


AmBank and AmBank Islamic together with SJPP will offer financing to SMEs impacted by the COVID-19 pandemic through the SJPP GGS Prihatin scheme.


Purpose of Financing Working Capital, Capital Expenditure
Financing Limit RM 75,000 to RM 20 million
Scheme Limit RM 5 billion
Guarantee Coverage 80% guaranteed by SJPP
Guarantee Fee Up to RM 10 million - 0.75% p.a.
More than RM 10 million - 1%p.a.
Guarantee Period Up to 10 years or until 31 December 2030, whichever is earlier
Application Period 1 April 2020 to 31 December 2020 or until the scheme limit is fully utilised, whichever comes earlier
Eligibility SME Companies in ALL Sectors
Non-Manufacturing - companies with sales turnover not exceeding RM 20 million OR full time employees exceeding 75 workers

- companies with sales turnover not exceeding RM 50 million OR full time employees exceeding 200 workers

Incorporated under:

  • Registration of Business Act 1956
  • Companies Act 1965 or 2016
  • Limited Liability Partnership Act 2012
  • Sabah and Sarawak local authorities and district offices
  • Statutory Bodies that provide professional services

Majority owned and controlled by Malaysia citizen(s)


For more information, you may contact your dedicated Relationship Manager, call us at our Corporate Services Hotline on 03-2178 3188 (8.45 a.m. to 4.45 p.m.) or email us at