Inter-Bank Loan Repayment via ATMs


1. What is Inter-Bank Loan Repayment (IBLR)?

IBLR is an ATM service feature that allows non-AmBank ATM cardholders to perform AmBank loan repayments by using MEPS cards at any AmBank ATMs. Types of loans/financing accepted are:

  • Auto financing
  • Mortgage
  • Credit cards
2. What is the transaction limit for IBLR?

The transaction limit is based on the limit set at the card issuing bank.​

3. Which participating banks can I use to transfer my funds to pay loan in AmBank?
  • Affin Bank
  • AGRO Bank
  • Alliance Bank
  • Bank Rakyat
  • Bank Simpanan Nasional
  • CIMB Bank
  • Hong Leong Bank
  • Maybank
  • Public Bank
  • RHB Bank
  • Kuwait Finance House
  • Al Rajhi Bank
  • Bank Muamalat Malaysia Berhad
4. Do I need to register or subscribe to this service?

No. You may begin to perform the repayment transactions now.​

5. Is there any service charge for using this service?

Yes, a service charge of RM0.53, inclusive of GST, will be charged by the customer’s bank maintaining his/her savings or current account, on each successful repayment transaction.​

6. How do I use this service?

Step 1: Visit any AmBank ATM
Step 2: Insert your non AmBank ATM/Debit card and enter your Personal Identification Number (PIN)
Step 4: Select Other Loan/Credit Card/LOC
Step 5: Revealing name info
Step 6: Please Enter Amount
Step 7: Select From Account
Step 8: Enter recipient’s Account Number
Step 9: Confirmation Screen
Step 10: Transaction Accepted

7. What are the operating hours?
Auto Financing (AF)/ Mortgage Loan



• From 6.00am till 12.00 midnight
Credit Card Payment



• 24 hours. However, payment made after 10.00pm will be treated as next day payment.