Interbank GIRO via ATMs

 

1. What is Interbank GIRO (IBG) via ATM ?

It is an interbank fund transfer service available at AmBank ATMs. Using your AmBank ATM/Debit card, you can transfer funds or make loan/ credit card repayments to other participating banks.

2. Who are eligible to use this service ?

This service is only available for AmBank ATM/Debit card cardholders.

3. What is the maximum transaction limit ?

• RM20,000 per day for Malaysian residents.
• RM10,000 per day for non-Malaysian residents.

4. Are there any service fees or charges imposed ?

The charge is only RM0.11 per transaction, inclusive of GST.

5. When will the funds be available in the recipient’s account ?

For IBG fund transfer to other banks’ current & saving accounts:

Payment Initiated by Customers Funds Received by Beneficiaries Refund for Unsuccessful Transactions
Business Days (Mon-Fri) Before 4.00am Same Business Day By 11.00am By 5.00pm
4.01am to 7.00am By 2.00pm By 8.20pm
7.01am to 10.00am By 5.00pm By 11.00pm
10.01am to 1.00pm By 8.20pm By 11.00am, next business day
1.01pm to 4.00pm By 11.00pm By 11.00am, next business day
After 4.00pm Next Business Day By 11.00am By 5.00pm
Non-Business Days (Saturdays, Sundays and Federal Territory Public Holidays Next Business Day By 11.00am By 5.00pm
6. Which are the participating banks?
No. Participating Bank
1 Affin Bank
2   Alliance Bank
3 Al Rajhi Banking & Investment Corporation
4 Bank Islam Malaysia
5 Bank Muamalat
6 Bank of America
7 Bank of Tokyo - Mitsubishi UFJ
8 Bank Pertanian Malaysia (Agro Bank)
9 Bank Kerjasama Rakyat
10 Bank Simpanan Nasional
11 BNP Paribas
12 CIMB
13 Citibank
14 Deutsche Bank
15 Hong Leong Bank
16 HSBC Bank
17 Industrial & Commercial Bank of China
18 JP Morgan, Chase Bank
19 Kuwait Finance House
20 Maybank
21 Mizuho Corporate Bank (Malaysia)
22 OCBC Bank
23 Public Bank
24 RHB Bank
25 Royal Bank of Scotland
26 Standard Chartered Bank
27 Sumitomo Mitsui Banking Corporation
28 UOB Bank
7. What is the difference between Interbank GIRO (IBG), Interbank Fund Transfer (IBFT) and Interbank Loan Repayment (IBLR) via AmBank ATM ?
Interbank Giro (IBG) Interbank Fund Transfer (IBFT) Interbank Loan Repayment (IBLR)
AmBank ATM Cardholders only AmBank and MEPS ATM Cardholders MEPS ATM Cardholders only
Fee inclusive of GST    RM0.11 RM0.53 RM0.53
Timeframe of fund transfer

Before 12.30pm – same business day

After 12.30pm – next business day

Immediate Immediate
Transfer to Member banks Current & Savings Account, Credit Card & Loan Account IBFT participating banks Current & Savings Account AmBank Credit Card & Loan Account
8. What should I do if I have keyed in a wrong beneficiary account number ?

Kindly seek immediate assistance from the branch staff or call our contact centre at +603 2178 8888. 

9. How should I key in the account number for fund transfers to Industrial and Commercial Bank of China (Malaysia) Berhad (ICBC) ?

You are required to key in the last 17 digits of the account number (ie; 3rd digit onwards). For eg; for account number “0129000 1000 0012 3456”, please key in “29000 1000 0012 3456”.

10. How do I perform Interbank GIRO (IBG) via AmBank ATMs ?

Click here to find out.

11. How do I change my IBG transaction limit ?

Click here to find out.