Pay Credit Card

 

1. What is Pay Credit Card?

Pay Credit Card is a service that allows you to perform repayments for AmBank or AmBank Islamic Credit Card from your own account.

2. How long is the processing time for Pay Credit Card?

Performing payment to AmBank or AmBank Islamic Credit Cards is immediate but it will only be reflected in your statement the next working day.

3. What is the maximum daily transaction limit for PayCredit Card?

By default, the limit is set at RM 5,000.00 in AmOnline. However the maximum daily transaction limit can be set up to RM 10,000.00.

4. How much is the transaction charge to Pay Credit Card?

There is no service charge for Pay Credit Card for AmBank and AmBank Islamic Credit Card.

5. How do I Pay my AmBank or AmBank Islamic Credit Card?
  • After login into your AmOnline, select “Pay and Transfer” then “Pay Credit Card”.
  • Select your account to deduct the funds from under “From” and then select your AmBank or AmBank Islamic Credit Card from the “To” dropdown.
  • Then insert the amount you want to transfer and next select “One-Time” or “Repeat”. Please refer to “FAQ-Scheduled Payment” section for more information about “One-Time” and “Repeat”.
  • After that, you have to insert the transfer reference details for yourself and for the recipient. Click “Next” to review the transaction.
  • Select “Confirm” to execute the transaction.
6. How do I pay other bank’s Credit Cards?

To pay credit cards from other Banks, you will need use “Transfer To Other Bank”. Please refer to "FAQ-Transfer to Other Bank" for more details.

7. Can I perform Scheduled Payments to my Credit Card?

Yes, you can perform scheduled payment for Pat Credit Card. Please refer to “FAQ-Scheduled Payment” section for more information.

8. How do I view the details of my past payment transactions?
  • Select the account you want to view the detail in Account Summary page
  • Click on the top of account name example SA Basic to view your account details
9. What if I do not have sufficient funds in my account?

If you are making a payment, you will see an 'Unsuccessful' message and reject code that informs you of insufficient funds. If it is a 'Scheduled Payment', your payment will not go through on the scheduled date.