Savings Accounts

Let us help you grow your savings. Choose from a range of savings account options available. All equipped with innovative features and attractive interest rates. Managing your savings can never been simpler. Let us help you grow your savings.

Have your choice of an Every Day Savings with a higher interest rate or just Basic Savings Account.

Click here to download the brochure

Click here AmBank's List of Insured Deposits

Click here for AmBank Islamic's List of Insured Deposits

Please click here for PIDM DIS brochure and FAQ

eFlex

eFlex is a savings account that gives you the flexibility to earn interest at a rate equivalent to a 3-month Fixed Deposit board rate.

(Protected by PIDM up to RM250,000 for each depositor)

    Benefits:
  • Hassle-free online account opening via AmOnline mobile app for existing AmBank and AmBank Islamic customers.
  • Enjoy flexibility of a savings account and earn interest rate equivalent to a 3-month Fixed Deposit. Click here to view the interest rate.

    Requirements:
  • Minimum age: 18 years old & above
  • Minimum initial deposit: Waived (online account opening)/ RM20 (over-the-counter)

eFlex Savings Account-i

eFlex is a savings account that gives you the flexibility to earn profit at a rate equivalent to a 3-month Term Deposit-i board rate.

(Protected by PIDM up to RM250,000 for each depositor)

    Benefits:
  • Hassle-free online account opening via AmOnline mobile app.

    Available for existing AmBank and AmBank Islamic customers only.

  • Competitive profit rate equivalent to a 3-month Term Deposit-i. Click here to view the profit rate.

Click here for Product Disclosure Sheet.

AmWafeeq Savings Account-i

AmWafeeq Savings Account-i is designed for customers who are interested to participate in exclusive campaigns and promotions offered by AmBank Islamic.

Click here to view the profit rate.

    Benefits:
  • Savings accounts that offers lucky draw prizes.

    Requirements:
  • Unlimited cash withdrawal & over-the-counter transactions.

    Minimum initial deposit: RM100.00.
    (Protected by PIDM up to RM250,000 for each depositor)

TRUE Savers Account

This account is part of the TRUE Deposit Account that comes with a TRUE Transact Current Account and a TRUE Debit MasterCard.

    Benefits:
  • Save more and earn higher interest rate
  • Unlimited AmBank ATM withdrawals
  • Free for first 8 MEPS withdrawal - 9th MEPS onwards RM1.00 charged
  • No transaction fees imposed for fund transfer via AmOnline.

    Requirements:
  • Minimum age: 18 years old & above
  • Minimum initial deposit: RM20
  • (Protected by PIDM up to RM250,000 for each depositor)

Apply Now

TRUE Savers Account-i

This account is part of TRUE-i by AmBank Islamic that comes with a TRUE Transact Account-i.

The account is designed to assist you reaching your savings goal faster.

Benefits:

  • Save more and earn more on all balances with high profit return.
  • Free unlimited withdrawals / fund transfer.
  • Free for first 8 MEPS withdrawals per month at any MEPS shared ATM network nationwide.

Requirements:

  • Minimum Age: 18 years & above
  • Minimum Initial Deposit: RM20
    (Protected by PIDM up to RM250,000 for each depositor)

Everyday Savings Account

A high interest savings account linked to statement account balance.

  • Interest is calculated daily and will be credited monthly into your account.
  • Also enjoy the convenience of a free Monthly Statement.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM200.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

AmGenius

Start saving your children's money with this savings account.

  • Enjoy higher than 1-month FD rate for balances up to RM100k.
  • Daily computation of interest which will be credited monthly into your account.

Requirements:

  • Minimum Age: Below 18 years old.
  • Minimum Initial Deposit: RM1.
  • Transfer/Withdrawal : Limited to three (3) times a month only.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Savers G.A.N.G.

G.A.N.G is short for Great Activities "N" Games. Help your kids discover the joy of saving with this account!

  • Enjoy higher than 1-month FD rate for balances up to RM100k.
  • Daily computation of interest which will be credited monthly into your account.

Savers’ G.A.N.G Account-i is also offered by AmBank Islamic.

Requirements:

  • Minimum Age: Below 18 years old.
  • Minimum Initial Deposit: RM1.
  • Transfer/Withdrawal : Limited to three (3) times a month only.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Basic Savings Account

Start your savings with our interest bearing savings account. Interest is calculated daily and credited monthly into your account.

Requirements:

  • Minimum Age: 12 years old & above.
  • Minimum Initial Deposit: RM20.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Basic Savings Account-i

Rest assured your money will be safe with our Basic Savings Account-i. Benefits:

  • Convenience of e-Banking Centres and AmOnline Internet Banking facility.
  • Enjoy unlimited ATM withdrawals and over the counter transactions at an annual fee of RM8 plus RM0 GST.

Requirements:

  • Minimum Age: 12 years old & above.
  • Minimum Initial Deposit: RM20.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Branches Everywhere

Managing your money is so easy, with more than 180 Branches, 800 ATMs and 8,000 MEPS shared ATMs nationwide. Get easy access to your money anywhere in Malaysia.

Banking at your convenience

Access your account online with AmOnline Internet Banking, download the AmOnlie mobile banking application for your smartphone (Android and iPhone) or even pop into one of our e-Banking Centres anytime of the day or night.

Current Accounts

Enjoy the convenience of a cheque book facility with our Current Accounts. Choose between our AmStar, AmPartner and Basic Current Account for a current account that best suit your needs.

Best thing is we do not need an introducer. We want to bank with you and not the people you know.

TRUE Transact Current Account

This account is part of the TRUE Deposit Account that comes with a TRUE Savers Account and a TRUE Debit MasterCard.

Enjoy

  • Free unlimited Interbank GIRO (IBG) transactions via online banking
  • Free for first 8 MEPS withdrawals per month at any MEPS shared ATM network nationwide.

Requirements:

  • Minimum age: 18 years old & above
  • (Protected by PIDM up to RM250,000 for each depositor)

Apply Now

TRUE Transact Account-i

This account is part of TRUE-i by AmBank Islamic that comes with a TRUE Savers Account-i.

The account is designed to assist you in managing your daily retail transactions.

Benefits:

  • Enjoy free unlimited Interbank GIRO (IBG) transactions.
  • Free for first 8 MEPS withdrawals per month at any MEPS shared ATM network nationwide.

Requirements:

  • Minimum Age: 18 years & above
  • Minimum Initial Deposit: RM20
    (Protected by PIDM up to RM250,000 for each depositor)

AmStar

The AmStar radiates convenience and high earnings.

  • Cheque writing facilities that provide unrestricted access to your cash.
  • High interest rate on your daily balance.
  • Free standing instruction on payments or transfers.
  • Enjoy zero service fee with average balance of RM3000.00.
  • No introducer required.
  • Exclusive to AmBank Signature Priority Banking customer only.
  • Free for first 8 MEPS withdrawal - 9th MEPS onwards RM1.00 charged.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM1,000.00.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

AmStar Current Account-i

AmStar Current Account-i is designed exclusively for AmBank Signature Priority Banking customer. The deposit account radiates convenient to meet customer’s day-to-day transactional needs and offers competitive profit rate.

Benefits:

  • Competitive profit rate on your daily balance
  • Free standing instruction on payments or transfers
  • Enjoy zero half yearly service fee with average balance of RM3,000.00
  • No introducer required
  • Free for first 8 MEPS withdrawal

Requirements:

  • Minimum age: Individuals aged 18 years old and above
  • Minimum initial deposit: RM1,000.00

(Protected by PIDM up to RM250,000 for each depositor)

Company Current Account

A Company Current Account that boosts your financial

  • High interest rate on your daily balance.
  • FREE Standing Instructions on Payments/Transactions.
  • No introducer required.

Requirements:

  • Minimum Initial Deposit: RM500.00.
  • Open to Retail Small Medium Enterprises.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

AmPartner

A deposit account in partnership with BonusLink to reward you with high interest return and BonusLink Points.

  • Enjoy high interest return of up to 1.5% p.a. Click here to view the interest rate.
  • Earn monthly BonusLink Points on every Ringgit you maintain in your account with minimum monthly average balance of RM500. Every RM100 maintained will be rewarded with three (3) BonusLink Points.
  • FREE first eight cash withdrawals monthly from other local Banks’ MEPS-linked ATMs.

Submit BonusLink Number   FAQ

Requirements:

  • Minimum Age: 18 years old & above
  • Minimum Initial Deposit: RM100

(Protected by PIDM up to RM250,000 for each depositor)

Basic Current Account

An account with a cheque book. It’s as simple as it gets, but has everything you need to get started managing your finances.

  • No introducer needed.
  • Enjoy zero service charge with average balance of RM1000.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM500.00.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Basic Current Account-i

Be certain that your money will be in good custody with our Basic Current Account-i.

  • Enjoy the convenience of your own cheque book.
  • Enjoy unlimited ATM withdrawals and over the counter transactions at an annual fee of RM8 plus RM0.00 GST only.
  • Internet Banking and ATM access nationwide.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM500.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Branches Everywhere

Managing your money is so easy, with more than 180 Branches, 800 ATMs and 8,000 MEPS shared ATMs nationwide. Get easy access to your money anywhere in Malaysia.

Fixed Deposit Accounts

For a longer term saving option, be sure to earn higher returns with us. Along with high interest rates, our Fixed Deposit Accounts are also designed with options that offer flexible tenures.

Compare our variety of Fixed Deposits and find the one that suits your requirements. You can also make eFixed Deposit placement(s) via AmOnline.

Conventional Fixed Deposit

Earn attractive interests when placing a Fixed Deposit with us. Have your choice from a range of flexible deposit tenures of 1 to 12 months and above.
Our FD Accounts also comes with:

  • Attractive range of rates
  • Your interest credited into your Savings/Current Account
  • Automatic renewal with 2 alternatives: Principal and interest or; Principal only

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Deposit: 1 month tenure – RM5,000; > 1 month tenure – RM500

(Protected by PIDM up to RM250,000 for each depositor)

Click here to check our latest rates.

Apply Now

Am50Plus

Am50Plus is specially tailored for senior savers. You will enjoy higher rates and various Am50Plus benefits when you place your money with us.

  • Interest is credited into your Savings/Current Account monthly.
  • Higher interest rate than normal Fixed Deposit.
  • Option to have automatic renewal
  • ATM card access

Requirements:

  • Minimum Age: 49 years old and above.
  • Minimum Deposit: 6-months tenure and above – RM5,000.

(Protected by PIDM up to RM250,000 for each depositor)

Click here to check our latest rates.

Apply Now

    AmQuantum Investment

    Earn attractive quarterly interest returns on your fixed deposit.

    • Option to have interest credited into your Savings or Current Account on a quarterly basis.
    • Option to have automatic renewal.

    Requirements:

    • Minimum age: 18 years old & above.
    • Minimum opening amount : > RM5,000 for 9-months and above.

    (Protected by PIDM up to RM250,000 for each depositor)

    Click here to check our latest rates.

    Apply Now

    Term Deposits

    Know the exact return on your deposit with AmBank Islamic term deposit products that are based on Shariah principles of Commodity Murabahah.

    It is a tri-partite sales contract where the bank acts as an agent to purchase the commodity on behalf of the customer and sells the commodity to the bank at a selling price based on Murabahah (cost plus profit), payable on a specific term.

    Here, you will enjoy a fixed profit rate for your selected tenure to enable you to maximise the profit on your deposits. At the same time, your principal is guaranted.

    Click here to check our latest rates. You can also make eTerm Deposit placement(s) via  AmOnline.

    Terms and Conditions apply.

    Term Deposit-i

    Enjoy peace of mind with an attractive fixed profit rate when you place a Term Deposit-i with us. Make your money stretch further with our wide range of deposit tenures that best suits your finances and watch your money grow safely.

    How it Benefits you

    • Low initial placement of RM1,000 for 1 month tenure; minimum RM500 for placement of 2 months and above.
    • Wide range tenures from 1 to 60 months.
    • Anytime partial withdrawal, subject to remaining balance of RM1,000.

    (Protected by PIDM up to RM250,000 for each depositor)

    Click here to check our latest rates.

    Apply Now

    Afdhal Term Deposit-i

    Afdhal Term Deposit-i is specially designed to help grow your wealth. This deposit account provides you with total flexibility in managing your funds. You are free to determine the maturity of your deposit based on the agreed number of days to meet your cash flow.

    How it Benefits you

    • Short and flexible tenure in number of days with maturity date between 
      1 calendar month up to 12 months.
    • Minimum initial placement of RM5,000.
    • Anytime partial withdrawal, subject to remaining balance of RM5,000.

    (Protected by PIDM up to RM250,000 for each depositor)

    Click here to check our latest rates.

    Apply Now

    Am50Plus Term Deposit-i

    Am50Plus Term Deposit-i is a deposit account designed for senior citizens. It offers the best features with attractive profits so you can continue to enjoy the comforts of life in your golden years.

    How it Benefits you:

    • Enjoy profit on monthly basis until maturity.
    • Medium to long term tenure of 6 to 60 months to suit your
      financial goals.
    • Minimum initial placement of RM5,000.

    (Protected by PIDM up to RM250,000 for each depositor)

    Click here to check our latest rates.

    Apply Now

    AmQuantum Term Deposit-i

    AmQuantum Term Deposit-i is a smarter long term deposit account that ensures quarterly profits with competitive rates where you earn higher profits on a regular basis.

    How it Benefits you:

    • Enjoy profit on quarterly basis until maturity.
    • Long term tenure of 15 to 60 months.
    • Minimum initial placement of RM5,000.

    (Protected by PIDM up to RM250,000 for each depositor)

    Click here to check our latest rates.

    Apply Now

    Foreign Currency Accounts

    Deal a lot with foreign currencies? Protect yourself from the market currency fluctuations and open a Foreign Currency Account with us. Enjoy a choice of a Current Account or a Fixed Deposit Account from a wide range of available currencies and you’ll never to chase the FOREX table again.

    Visit Branch for further information.

    Foreign Currency Current Account

    Foreign Currency Current Account (FCCA) provides you the opportunity to invest globally without a fixed term period.

    Available in specific currencies as follows:

    • US Dollar (USD)
    • Sterling Pound (GBP)
    • Japanese Yen (JPY)
    • Singapore Dollar (SGD)
    • Euro (EUR)
    • Australian Dollar (AUD)
    • New Zealand Dollar (NZD)
    • Hong Kong Dollar (HKD)
    • Canadian Dollar (CAD)
    • Chinese Yuan Renminbi (CNY)

    (Protected by PIDM up to RM250,000 for each depositor)

    Apply Now

    Foreign Currency Current Account-i

    Foreign Currency Current Account-i (FCCA-i) provides you the opportunity to protect yourself from the market currency fluctuations in a Shariah-Compliant account.
    Choose from our flexible range of currencies:

    • US Dollar (USD)
    • Sterling Pound (GBP)
    • Japanese Yen (JPY)
    • Singapore Dollar (SGD)
    • Euro (EUR)
    • Australian Dollar (AUD)
    • New Zealand Dollar (NZD)
    • Hong Kong Dollar (HKD)
    • Canadian Dollar (CAD)
    • Chinese Yuan Renminbi (CNY)
    • Brunei Dollar (BND)
    • Indonesia Rupiah (IDR)
    • Swedish Krona (SEK)
    • Swiss Franc (CHF)
    • Thai Baht (THB)

    No minimum initial opening deposit needed.
    (Protected by PIDM up to RM250,000 for each depositor)

    Apply Now

    Foreign Currency Fixed Deposit Account

    Foreign Currency Fixed Deposit are also offered in other currencies.

    Choose from our flexible range of currencies:

    • US Dollar (USD)
    • Sterling Pound (GBP)
    • Euro (EUR)
    • Australian Dollar (AUD)
    • New Zealand Dollar (NZD)
    • Hong Kong Dollar (HKD)
    • Canadian Dollar (CAD)
    • Japanese Yen (JPY)
    • Chinese Yuan Renminbi (RMB)
    • Singapore Dollar (SGD)

    Requirements:
    Minimum Initial Deposit: Non-Individual > equivalent to MYR 50,000
    Individual > equivalent to MYR 10,000
    (Protected by PIDM up to RM250,000 for each depositor)

    Apply Now

    Foreign Currency Term Deposit-i

    Foreign Currency Term Deposit-i are also offered in other currencies.

    Choose from our flexible range of currencies:

    • US Dollar (USD)
    • Sterling Pound (GBP)
    • Euro (EUR)
    • Australian Dollar (AUD)
    • New Zealand Dollar (NZD)
    • Hong Kong Dollar (HKD)
    • Canadian Dollar (CAD)
    • Japanese Yen (JPY)
    • Chinese Yuan Renminbi (RMB)
    • Singapore Dollar (SGD)

    Requirements:
    Minimum Initial Deposit: Non-Individual > equivalent to MYR 50,000
    Minimum Initial Deposit: Individual > equivalent to MYR 10,000
    (Protected by PIDM up to RM250,000 for each depositor)

    Apply Now

    Financial Solutions

    Choose from our range of all-in-one financial solutions which cater to you and your family's needs.

    • Family First
    • AmBank-ANZ Get Set
    • TRUE Everyday Banking Kit

    Family First

    Family First is specially designed for you and your family. It offers a full suite of products and services to meet every aspect of your family's financial needs for your family:

    • Transact
    • Save
    • Borrow
    • Protect
    • Invest

    Family First Solution is also offered by AmBank Islamic (only applicable for existing account holders).

    Apply Now    Find Out More

    AmBank-ANZ Get Set

    AmBank-ANZ Get Set makes it easy to open an ANZ student account and have the funds ready even before leaving for Australia.

    • Low remittance fee
    • Preferential FOREX rate

    Apply Now

    Enjoy greater convenience and benefits with an AmBank Family First Solution or Foreign Currency Account* to facilitate transfer of funds.

    *This solution is developed in collaboration with Australia and New Zealand Banking Group Limited (ANZ). ANZ has over 800 branches throughout Australia and over 2,660 ATMs and 24 x 7 internet Banking facily. Terms & Conditions Apply.

    See the brochure for more information.

    See the full Terms & Conditions here. (ENG | BM )

    TRUE Everyday Banking Kit

    Introducing the TRUE Everyday Banking Kit. A simple set of products to serve your everyday banking needs. Try it and tell us what you think via TRUE Lab and be part of the community to enhance our banking solutions and features.

    Click here to find out more.