Savings Accounts

Let us help you grow your savings. Choose from a range of savings account options available. All equipped with innovative features and attractive interest rates. Managing your savings can never been simpler. Let us help you grow your savings.

Have your choice of an Every Day Savings with a higher interest rate or just Basic Savings Account.

Click here to download brochure.

Click here for list of AmBank's registered products protected by PIDM

Click here for list of AmBank Islamic's registered products protected by PIDM

Everyday Savings Account

A high interest savings account linked to statement account balance.

  • Interest is calculated daily and will be credited monthly into your account.
  • Also enjoy the convenience of a free Monthly Statement.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM200.

(Eligible for protection by PIDM)

Apply Now

AmGenius

Start saving your children's money with this savings account.

  • Enjoy a high interest rate equivalent to a 1-month FD rate for balance less than RM50K.
  • Daily computation of interest which will be credited into the account monthly.
  • FREE Coin Box for opening of account with RM300 and above.

Requirements:

  • Minimum Age: 18 years old & below.
  • Minimum Initial Deposit: RM1

(Eligible for protection by PIDM)

Apply Now

Savers G.A.N.G.

G.A.N.G is short for Great Activities "N" Games. Help your kids discover the joy of saving with this account!

  • Complimentary Coin Box for opening of account with RM300 & above.
  • Make the most of your savings with high returns with monthly and yearly bonus.
  • Savers' G.A.N.G. website filled with activities, games, contests for your kids to learn, play and participate.

Savers’ G.A.N.G Account-i is also offered by AmBank Islamic.

Requirements:

  • Minimum Age: 12 years old & below.
  • Minimum Initial Deposit: RM50

(Eligible for protection by PIDM)

Apply Now     Find out more!

Basic Savings Account

Start your savings with our interest bearing savings account. Interest is calculated daily and credited monthly into your account.

Requirements:

  • Minimum Age: 12 years old & above.
  • Minimum Initial Deposit: RM20.

(Eligible for protection by PIDM)

Apply Now

Basic Savings Account-i

Rest assured your money will be safe with our Basic Savings Account-i. Benefits:

  • Convenience of e-Banking Centres and AmOnline Internet Banking facility.
  • Enjoy unlimited ATM withdrawals and over the counter transactions at an annual fee of RM8 plus RM0.48 GST.

Requirements:

  • Minimum Age: 12 years old & above.
  • Minimum Initial Deposit: RM20.

(Eligible for protection by PIDM)

Apply Now

Branches Everywhere

Managing your money is so easy, with more than 180 Branches, 800 ATMs and 8,000 MEPS shared ATMs nationwide. Get easy access to your money anywhere in Malaysia.

Banking at your convenience

Access your account online with AmOnline Internet Banking, download the AmGenie mobile banking application for your smartphone (Android and iPhone) or even pop into one of our e-Banking Centres anytime of the day or night.

Current Accounts

Enjoy the convenience of a cheque book facility with our Current Accounts. Choose between our AmStar, AmStar Extreme and Basic Current Account for a current account that best suit your needs.

Best thing is we do not need an introducer. We want to bank with you and not the people you know.

Click here to download brochure.

AmStar

The AmStar radiates convenience and high earnings.

  • Cheque writing facilities that provide unrestricted access to your cash.
  • High interest rate on your daily balance.
  • Free standing instruction on payments or transfers.
  • Enjoy zero service fee with average balance of RM3000.00.
  • No introducer required.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM2,000.00.

(Eligible for protection by PIDM)

Apply Now

AmStar Extreme

Along with everything that makes AmStar Account great, AmStar Extreme comes as a truly flexible deposit account that is specially designed for you.

  • Enjoy Great Savings in transaction costs by having
    - FREE first 5 online fund transfers (Interbank GIRO) each month and;
    - FREE first 5 cash withdrawals from other Banks’ MEPS linked ATMs each month.
  • Enjoy FREE access to over 11,000 ATMs in Malaysia.
  • High interest with balance RM5,000.00 and above.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM500.

(Eligible for protection by PIDM)

Apply Now

Basic Current Account

An account with a cheque book. It’s as simple as it gets, but has everything you need to get started managing your finances.

  • No introducer needed.
  • Enjoy zero service charge with average balance of RM1000.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM500.00.

(Eligible for protection by PIDM)

Apply Now

Basic Current Account-i

Be certain that your money will be in good custody with our Basic Current Account-i.

  • Enjoy the convenience of your own cheque book.
  • Enjoy unlimited ATM withdrawals and over the counter transactions at an annual fee of RM8 plus RM0.48 GST only.
  • Internet Banking and ATM access nationwide.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM500.

(Eligible for protection by PIDM)

Apply Now

Branches Everywhere

Managing your money is so easy, with more than 180 Branches, 800 ATMs and 8,000 MEPS shared ATMs nationwide. Get easy access to your money anywhere in Malaysia.

Fixed Deposit Accounts

For a longer term saving option, be sure to earn higher returns with us. Along with high interest rates, our Fixed Deposit Accounts are also designed with options that offer flexible tenures.

Compare our variety of Fixed Deposits and find the one that suits your requirements. You can also make eFixed Deposit placement(s) via AmOnline.

Click here to download brochure.

Conventional Fixed Deposit

Earn attractive interests when placing a Fixed Deposit with us. Have your choice from a range of flexible deposit tenures of 1 to 12 months and above.
Our FD Accounts also comes with:

  • Attractive range of rates
  • Your interest credited into your Savings/Current Account
  • Automatic renewal with 2 alternatives: Principal and interest or; Principal only

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Deposit: 1 month tenure – RM5,000; > 1 month tenure – RM500

(Eligible for protection by PIDM)

Click here to check our latest rates.

Apply Now

Am50Plus

Am50Plus is specially tailored for senior savers. You will enjoy higher rates and various Am50Plus benefits when you place your money with us.

  • Interest is credited into your Savings/Current Account monthly.
  • Higher interest rate than normal Fixed Deposit.
  • Option to have automatic renewal
  • ATM card access

Requirements:

  • Minimum Age: 49 years old and above.
  • Minimum Deposit: 6-months tenure and above – RM5,000.

(Eligible for protection by PIDM)

Click here to check our latest rates.

Apply Now

    AmQuantum Investment

    Earn attractive quarterly interest returns on your fixed deposit.

    • Option to have interest credited into your Savings or Current Account on a quarterly basis.
    • Option to have automatic renewal.

    Requirements:

    • Minimum age: 18 years old & above.
    • Minimum opening amount : > RM5,000 for 9-months and above.

    (Eligible for protection by PIDM)

    Click here to check our latest rates.

    Apply Now

    Interest Plus

    A combination of fixed deposit and unit trust accounts, Interest Plus gives a higher rate on your fixed deposit account and at the same time, provides long-term potential growth of unit trust.

    • Option to have interest credited into the account holder's Savings/Current Account upon maturity.
    • Option to have automatic renewal.

    (Only the FD portion is eligible for protection by PIDM)

    Click here to check our latest rates.

    Apply Now

    Term Deposits

    Know the exact return on your deposit with AmBank Islamic term deposit products that are based on Shariah principles of Commodity Murabahah.

    It is a tri-partite sales contract where the bank acts as an agent to purchase the commodity on behalf of the customer and sells the commodity to the bank at a selling price based on Murabahah (cost plus profit), payable on a specific term.

    Here, you will enjoy a fixed profit rate for your selected tenure to enable you to maximise the profit on your deposits. At the same time, your principal is guaranted.

    Click here to check our latest rates. You can also make eTerm Deposit placement(s) via  AmOnline.

    Terms and Conditions apply.

    Term Deposit-i

    Enjoy peace of mind with an attractive fixed profit rate when you place a Term Deposit-i with us. Make your money stretch further with our wide range of deposit tenures that best suits your finances and watch your money grow safely.

    How it Benefits you

    • Low initial placement of RM1,000 for 1 month tenure; minimum RM500 for placement of 2 months and above.
    • Wide range tenures from 1 to 60 months.
    • Anytime partial withdrawal, subject to remaining balance of RM1,000.

    (Eligible for protection by PIDM)

    Click here to check our latest rates.

    Apply Now

    Afdhal Term Deposit-i

    Afdhal Term Deposit-i is specially designed to help grow your wealth. This deposit account provides you with total flexibility in managing your funds. You are free to determine the maturity of your deposit based on the agreed number of days to meet your cash flow.

    How it Benefits you

    • Short and flexible tenure in number of days with maturity date between 
      1 calendar month up to 12 months.
    • Minimum initial placement of RM5,000.
    • Anytime partial withdrawal, subject to remaining balance of RM5,000.

    (Eligible for protection by PIDM)

    Click here to check our latest rates.

    Apply Now

    Am50Plus Term Deposit-i

    Am50Plus Term Deposit-i is a deposit account designed for senior citizens. It offers the best features with attractive profits so you can continue to enjoy the comforts of life in your golden years.

    How it Benefits you:

    • Enjoy profit on monthly basis until maturity.
    • Medium to long term tenure of 6 to 60 months to suit your
      financial goals.
    • Minimum initial placement of RM5,000.

    (Eligible for protection by PIDM)

    Click here to check our latest rates.

    Apply Now

    AmQuantum Term Deposit-i

    AmQuantum Term Deposit-i is a smarter long term deposit account that ensures quarterly profits with competitive rates where you earn higher profits on a regular basis.

    How it Benefits you:

    • Enjoy profit on quarterly basis until maturity.
    • Long term tenure of 15 to 60 months.
    • Minimum initial placement of RM5,000.

    (Eligible for protection by PIDM)

    Click here to check our latest rates.

    Apply Now

    Foreign Currency Accounts

    Deal a lot with foreign currencies? Protect yourself from the market currency fluctuations and open a Foreign Currency Account with us. Enjoy a choice of a Current Account or a Fixed Deposit Account from a wide range of available currencies and you’ll never to chase the FOREX table again.

    Click here to download brochure.

    Foreign Currency Current Account

    Foreign Currency Current Account (FCCA) provides you the opportunity to invest globally without a fixed term period.

    Available in specific currencies as follows:

    • US Dollar (USD)
    • Sterling Pound (GBP)
    • Japanese Yen (JPY)
    • Singapore Dollar (SGD)
    • Euro (EUR)
    • Australian Dollar (AUD)
    • New Zealand Dollar (NZD)
    • Hong Kong Dollar (HKD)
    • Canadian Dollar (CAD)
    • Chinese Yuan Renminbi (CNY)

    (Eligible for protection by PIDM)

    Apply Now

    Foreign Currency Fixed Deposit Account

    Foreign Currency Fixed Deposit (FCFD) is an alternative form of investment with potentially higher rate. Choose from our flexible range of tenures from as short as 1 week, up to 12 months, in the following currencies:

    • US Dollar (USD)
    • Sterling Pound (GBP)
    • Euro (EUR)
    • Australian Dollar (AUD)
    • New Zealand Dollar (NZD)
    • Hong Kong Dollar (HKD)
    • Canadian Dollar (CAD)

    Requirements:
    Minimum Initial Deposit: Non-individual > equivalent to MYR 50,000 Individual > equivalent to MYR 10,000

    (Eligible for protection by PIDM)

    Apply Now

    Financial Solutions

    Choose from our range of all-in-one financial solutions which cater to you and your family's needs.

    • Family First
    • AmBank-ANZ Get Set
    • TRUE Everyday Banking Kit

    Family First

    Family First is specially designed for you and your family. It offers a full suite of products and services to meet every aspect of your family's financial needs for your family:

    • Transact
    • Save
    • Borrow
    • Protect
    • Invest

    Family First Solution is also offered by AmBank Islamic (only applicable for existing account holders).

    Click here to download brochure.

    Apply Now    Find Out More

    AmBank-ANZ Get Set

    AmBank-ANZ Get Set makes it easy to open an ANZ student account and have the funds ready even before leaving for Australia.

    • Low remittance fee
    • Preferential FOREX rate

    Apply Now

    Enjoy greater convenience and benefits with an AmBank Family First Solution or Foreign Currency Account* to facilitate transfer of funds.

    *This solution is developed in collaboration with Australia and New Zealand Banking Group Limited (ANZ). ANZ has over 800 branches throughout Australia and over 2,660 ATMs and 24 x 7 internet Banking facily. Terms & Conditions Apply.

    See the brochure for more information.

    See the full Terms & Conditions here. (EN | BM )

    TRUE Everyday Banking Kit

    Introducing the TRUE Everyday Banking Kit. A simple set of products to serve your everyday banking needs. Try it and tell us what you think via TRUE Lab and be part of the community to enhance our banking solutions and features.

    Click here to find out more.