There will be times when you need to spend beyond what you budgeted for, to get that irresistible new gadget or that great online deal for your vacation. Even when you splurge, have true peace of mind that you’re doing in the right way with our AmBank TRUE VISA Credit Card, that packed with goodies as shown below.
Get more of the good life for less with 3% cash rebate when you perform online transactions with your AmBank TRUE VISA Credit Card. The 3% cash rebate is subject to a maximum of RM30 per month.
With our 0% Easy Payment Plan program, you can now enjoy up to 24 months interest free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.
Click here for the list of participating merchants.
Click here for the terms and condition of the 0% Easy Payment Plan.
No more late payments. No more long queues.
Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.
Enrol now via SMS
|For Tenaga Nasional Berhad and Astro bills|
Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300
|For Zurich, Allianz and MCIS Insurance payment|
Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300
|Note: The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.|
Click here to download the AutoBillPay Enrolment Form.
Click here for the terms and conditions of the AutoBillPay service.
Convert your retail transaction into affordable monthly instalments.
|Tenure||6 Months||12 Months||18 Months||24 Months|
|Management Fee Rate||3%||4%||5%||6%|
Call +603 2178 8888 to apply.
Click here for further info.
Convert now through a simple SMS:
est<space>12 digit new IC no<space>email address<space>last 4-digit of credit card number to 66300
The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.
Subscribe to this service now to spend without worrying about exceeding your assigned credit limit and enjoy a better peace of mind.
Call our 24-hour Contact Centre at 03-2178 8888 to apply.
Excess Limit Service is a chargeable service at a fee of 2% of the amount above your credit limit plus applicable 0% GST or a minimum of RM50 plus 0% GST (whichever is higher) when this service is trigged, subject to the conduct of your account. The amount of excess limit granted is at the full discretion of the Bank.
Fees & Charges
Principal Card: Free-For-Life (no conditions attached)
Supplementary Card: First 3 supplementary cards are Free-For-Life
Minimum age for Principal Card applicant: 21 years old and above.
Minimum age for Supplementary Card applicant: 18 years old and above.
Minimum Income: RM36,000 p.a.
Terms & Conditions
See AmBank (M) Berhad MasterCard/VISA Agreement (ENG & BM)
You can apply for the TRUE VISA Credit Card online, click here to apply now!
Secure greater savings when you transfer your outstanding balances from other credit /
charge cards to your AmBank / AmBank Islamic Credit Card.
Rate / Management Fee (p.a.)
|Minimum Transfer |
|A||0%*||12||RM4,000||RM30,000 at customer level|
|B||4.88%||12, 24 or 36||RM1,000||Up to available credit limit|
|Plan||Interest Rate |
/ Management Fee (p.a.)
|Normal Interest |
Rate / Management
|Balance Transfer |
Interest Rate /
Rate / Management
*Applicable to new to bank customers only.
Click here for Balance Transfer 0% Terms and Conditions.
Click here for Balance Transfer 0% Application Form.
Click here for Balance Transfer 4.88%p.a. Terms and Conditions.
Click here for Balance Transfer 4.88%p.a. Application Form.
Click on the links below to download your Application Form. Kindly print and complete the Application Form accordingly. Fax the completed Application Form, I.C. and required income documents to 03-2162 3067 / 2167 3344.
|AmBank Credit Card Application Form||AmBank Supplementary Application Form|