A card which knows no boundaries.

With worldwide recognition, AmBank MasterCard/Visa credit cards helps you pay with peace of mind. Credit Card repayments can be made online via Internet Banking, our 24 hours e-banking centres or over 180 branches nationwide.

Get the things you want NOW

Take advantage for our 0% easy instalments for up to 36 months at selected merchants and get the things you want now!

Stay Protected

  • Travel Insurance
    Travel with absolute peace of mind knowing that you and your family members are protected with RM1 million travel insurance coverage when the full fare of airline tickets are charged to the Card.
    For travel insurance policy, click here.

  • E-Commerce Purchase Protection (applicable to Platinum MasterCard only)
    Shop online with utmost confidence with your Platinum MasterCard, knowing that your online purchases are safeguarded.
    For E-Commerce purchase protection, click here

Dining & hotel room privileges

Complimentary Hilton Premium Club Membership Card that offers:

Dining:

  • Up to 50% dining discounts at all participating Hilton Hotels in Malaysia, Thailand & China.
  • For dining discounts around the region please look at www.premiumclubasia.com

Accommodation Benefits:

  • 10% off Best Available Room Rates at all participating Hilton hotels in Asia.
  • For accommodation discounts around the region please look at www.premiumclubasia.com

Note: The above privileges are extended free to Cardmembers with a minimum spend of RM30,000 over a period of one (1) year from the date of successful membership enrolment.

For membership application and full terms and conditions, click here

Exclusive Wealth Management Access

Get admitted to a whole realm of private Wealth Management services on a lower entry threshold. For more information, please call AmPrivate Banking Client Service Department at 03-2036 1316.

Be treated like a king

Concierge Services
24-hour Visa / MasterCard Customer Service and Concierge Service that assist cardmembers with travel information, entertainment planning, general medical information, doctor & hospital referrals, business services, etc.

For more information, log on to www.mastercardmoments.com.

Or for Visa Concierge Service, log on to www.visa.com.my/personal/benefits/concierge.shtml.

Earn AmBank Reward Point

  • Earn 1 AmBonus Point for every RM1 you spend!
  • 2X AmBonus Points for overseas spend. The reward of 2X AmBonus Points is only applicable to card transactions outside Malaysia. All online transactions are not entitled to 2X AmBonus Points regardless the country the Cardmember is in.
  • Airline Miles conversion at over 50 airlines partners.

AmBonus Rewards Redemption

Get more whenever you use your AmBank Card for your purchases. Each spend will get you points for redemption of some awesome products.

Click here for the redemption catalogue

Click here for the redemption form

Click here for the AmBonus Rewards Terms and Conditions

AmBonus on the Spot Redemption

Redeem anything on the spot with as low as 1,500 AmBonus Points:

  1. Choose any of our participating partners ESH, Courts, Cosway, Sen Heng, SenQ and MYDIN
  2. Inform cashier that you wish to use your AmBonus Points to pay.
  3. Sign the sales slip for your AmBonus Points transaction.

Click here for Frequently Asked Questions

Click here for Terms & Conditions (English)

Easy Payment Plan

With our 0% Easy Payment  Plan program, you can now enjoy up to 24 months interest free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

Click here for the list of participating merchants.

Click here for the terms and condition of the 0% Easy Payment Plan.

Convenience with AutoBillPay

No more late payments. No more long queues.

Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.

Enrol now via SMS

For Tenaga Nasional Berhad and Astro bills

Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300

For Zurich, Allianz and MCIS Insurance payment

Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300

Note: The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.

 

Click here to download the AutoBillPay Enrolment Form.

Click here for the terms and conditions of the AutoBillPay service.

Ease of mind with AmFlexi-Pay

Convert your retail transaction into affordable monthly instalments.

 

Tenure 6 Months 12 Months 18 Months 24 Months
Minimum Spend RM500 RM2,000 RM4,000 RM5,000
Interest/Management Fee Rate 3% 4% 5% 6%

 

Call +603 2178 8888 to apply.

Click here for further info.

Stay green

Go eStatement!

  • Fast and convenient
    View and save your eStatement anytime, anywhere.
  • Secure
    eStatement is secure and protects against the risk of wrongly delivered and stolen mail.

Convert now through a simple SMS:
est<space>12 digit new IC no<space>email address<space>last 4-digit of credit card number to 66300

The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.

Excess Limit Service

Subscribe to this service now to spend without worrying about exceeding your assigned credit limit and enjoy a better peace of mind.

Call our 24-hour Contact Centre at 03-2178 8888 to apply.

Excess Limit Service is a chargeable service at a fee of 2% of the amount above your credit limit plus applicable 0% GST or a minimum of RM50 plus 0% GST (whichever is higher) when this service is trigged, subject to the conduct of your account. The amount of excess limit granted is at the full discretion of the Bank.

A card, made just for you

Fees & Charges
Principal Card: Free-For-Life (no conditions attached)
Supplementary Card:
First 3 supplementary cards are Free-For-Life.
4th supplementary card onwards is RM188 p.a.

Requirements
Minimum age for Principal Card applicant: 21 years old and above.
Minimum age for Supplementary Card applicant: 18 years old and above.
Minimum Income: RM48,000 p.a.

Terms & Conditions
See AmBank (M) Berhad MasterCard/VISA Agreement (ENG & BM)

Balance Transfer

Secure greater savings when you transfer your outstanding balances from other credit /
charge cards to your AmBank / AmBank Islamic Credit Card.


Plan Interest
Rate / Management Fee (p.a.)
Program
Tenure (Months)
Minimum Transfer
Amount (RM)
Maximum Transfer
Amount (RM)
A 0%* 12 RM4,000 RM30,000 at customer level
B 4.88% 12, 24 or 36 RM1,000 Up to available credit limit


Plan Interest Rate
/ Management Fee (p.a.)
Program
Tenure (Months)
Transfer
Amount
Normal Interest
Rate / Management
Fee* (18%p.a.)
Balance Transfer
Interest Rate /
Management Fee*
Total Interest
Rate / Management
Fee Savings
A 0% 12 RM4,000 RM594.01 0 RM594.01
B 4.88% 12 RM10,000 RM1485.04 RM488 RM997.04
C 4.88% 24 RM10,000 RM2432.66 RM976 RM1456.66
D 4.88% 36 RM10,000 RM3029.89 RM1464 RM1565.89

*Applicable to new to bank customers only.

 

Click here for Balance Transfer 0% Terms and Conditions.

Click here for Balance Transfer 0% Application Form.

Click here for Balance Transfer 4.88%p.a. Terms and Conditions.

Click here for Balance Transfer 4.88%p.a.  Application Form.


Download Application Forms.

Click on the links below to download your Application Form. Kindly print and complete the Application Form accordingly. Fax the completed Application Form, I.C. and required income documents to 03-2162 3067 / 2167 3344.

AmBank Credit Card Application Form AmBank Supplementary Application Form

Alternatively, You Can Leave Your Details.

Please complete the fields below and we will be in touch! Thank you for your interest in the AmBank Platinum Card.

Alternatively, You Can Leave Your Details.

Please complete the fields below and we will be in touch! Thank you for your interest in the AmBank Platinum Card.