A card which knows no boundaries

With worldwide recognition, AmBank/AmBank Islamic MasterCard/Visa credit cards helps you pay with peace of mind. Credit card payments can be made online via Internet Banking, our 24 hours e-Banking Centres or over 180 branches nationwide.

Indulge in Dining & Hotel Room Privileges at Hilton

Sign up for a complimentary Hilton Dining Asia Pacific Membership Card that offers:


  • Up to  50% OFF Dining, Complimentary Birthday Cake & Buffet at Hilton hotels.
  • For dining discounts around the region please refer to www.hiltondiningapac.com/ambank

Accommodation Benefits:

Note: The above privilege is extended free to cardmembers with a minimum spend of RM30,000 over a period of one (1) year from the date of successful membership enrollment.

Full terms and conditions (ENG | BM)

Apply Now

Stay Protected When You Travel

  • Travel Insurance/Travel Takaful

    Travel with absolute peace of mind knowing that you and your family members are protected with RM1 million travel insurance coverage when the full fare of airline tickets are charged to the card

  • E-Commerce Purchase Protection (applicable to Platinum MasterCard only)

    Shop online with utmost confidence with your Platinum MasterCard, knowing that your online purchases are safeguarded.

    For E-Commerce purchase protection, click here

For travel insurance policy, click here

Earn AmBonus Reward Point

  • Earn 1 AmBonus Point for every RM1 you spend!
  • 2X AmBonus for overseas spend. The reward of 2X AmBonus is only applicable to card transactions outside Malaysia. All online transactions are not entitled to 2X AmBonus Points regardless the country the Cardmember is in.


AmBonus Rewards Redemption

Get more whenever you spend with your AmBank Card for your retail purchases.

Each spend will get you points for redemption of awesome products, vouchers and air miles.

Check out the latest AmBonus Rewards Catalogue here.

To redeem, please contact our 24-hour Contact Centre line at 03-2178 8888 or fax the redemption form to 03-2171 3171.

Click here for redemption point.

Click here for the Terms and Conditions of AmBonus Rewards Program.

AmBonus On-the-Spot Redemption

Pay with Points

Redeem On-the-Spot with AmBonus Points at participating outlets.

Click here for participating merchant's outlets listing and more details

Click here for Frequently Asked Questions

Click here for Terms & Conditions

Easy Payment Plan

With our 0% Easy Payment Plan program, you can now enjoy up to 36 months interest free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets nad ask for our AmBank easy payment Plan when you make your payment. You can enjoy 3 or 6 months instalment paymeny plan with just a minimum purchase of RM500.

Click here for the list of participating merchants.

Click here for the terms and condition of the 0% Easy Payment Plan.

Financial Services just for you

  • Pre qualified for Home Financing-i facility of up to RM500,000 with an option of up to 50% of the limits as Cash Line Facility-i
  • Pre-qualified for Arif Hire Purchase-i facility of up to RM200,000

Convenience with AutoBillPay

No more late payments. No more long queues.

Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.

Enrol now via SMS

For Tenaga Nasional Berhad and Astro bills

Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300

For Zurich, Allianz and MCIS Insurance payment

Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300

Note: The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.

Click here to download the AutoBillPay Enrolment Form.

Click here for the terms and conditions of the AutoBillPay service.

Stay Green

  • Fast and convenient
    View and save your eStatement anytime, anywhere
  • Secure
    eStatement is secure and protects against the risk of wrongly delivered and stolen mail.

Click here for more information

Excess Limit Service

Subscribe to this service now to spend without worrying about exceeding your assigned credit limit.

Call our 24-hour Contact Centre at 03-2178 8888 to apply.

Excess Limit Service is a chargeable service at a fee of 2% of the amount above your credit limit or a minimum oif RM50 (whichever is higher) when this service is triggered, subject to the conduct of your account. The amount of excess limit granted is at the full discretion of the Bank

A card, made just for you

Fees & Charges

Principal Card:Free-For-Life (no condtions attached)

Supplementary Card:

First 3 supplementary cards are Free-For-Life.

4th supplementary card onwards is RM188 p.a.


Minimum age for Principal card applicant:21 years old and above.

Minimum age for Supplementary Card applicant: 18 years old and above.

Minimum Income:RM48,000 p.a.

Terms & Conditions

See AmBank (M) Berhad Mastercard/VISA Agreement (ENG)