BonusLink Rewards Program

The only credit card that allows you to enjoy rewards and savings through the BonusLink Rewards Program. For every RM10 you spend, you earn 3 BonusLink Points. M-Card cardmember gets to collect TWO (2) sets of points from each transaction, one set from AmBank, another set from other BonusLink merchants.

M- Platinum cardmembers enjoy 2x BonusLink Points for every overseas transaction made!

Retail Spend/Points earned M-Platinum
Local Spend (every RM10) 3 points
Overseas Spend (every RM10) 6 points

BonusLink Cash Credit Redemption Programme

Redeem 5,700 BonusLink Points now and get RM50 cash credit!

The RM50 cash will be credited to your credit card account. Redemption can be in multiples of RM50.

Click here to download the redemption form.

Click here for terms and conditions.

Click here for frequently asked questions.

Exclusive Privileges for all Ladies Cardmember

  • FREE Yearly Health Check Package at BP Healthcare Group
    Enjoy complimentary health check at BP Healthcare Group with only a minimum spend of RM3, 000 a year. Health package includes tumour marker test for ovary and breast, breast examination/body consultation analysis, bone mineral density test etc. You will receive an SMS on your eligibility for this service on your card anniversary.

    Click here for the latest BP Healthcare Group participating outlets and Terms and Conditions.
  • FREE Car Assistance
    Complimentary car assistance in the first 12 months of your membership. For subsequent year, just spend a minimum RM6,000 a year.
  • FREE Wallet Guard Coverage Against Theft
    Complimentary personal purse or wallet insurance in the first 12 months of your membership. For subsequent year, just spend a minimum of RM6,000 a year.

Stay Protected

  • Travel Insurance
    Travel with absolute peace of mind knowing that you and your family members are protected with up to RM2 million travel insurance coverage when the full fare of the airline tickets are charged to the Card.
    For travel insurance policy, click here.

  • E-Commerce Purchase Protection (applicable to Platinum MasterCard only)
    Shop online with utmost confidence with your Platinum MasterCard, knowing that your online purchases are safeguarded.
    For E-Commerce purchase protection, click here

Dining & hotel room privileges

Please be informed, all existing Hilton Premium Club (HPC) members are still able to enjoy the Current membership benefits until the card’s yearly membership expiry date. Members will then be enrolled in Hilton Dining Asia Pacific (HDAP).

Complimentary Hilton Dining Asia Pacific Membership Card that offers:


  • Up to 25% OFF dining discount at all participating Hilton Hotels across 16 Asia Pacific Countries.
  • For dining discounts around the region please look at

Accomodation Benefits:

Note: The above privilege is extended free to Cardmembers with a minimum spend of RM30,000 over a period of one (1) year from the date of successful membership enrolment.

Full terms and conditions (Eng | BM)

Apply Now



Easy Payment Plan

With our 0% Easy Payment  Plan program, you can now enjoy up to 24 months interest free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

Click here for the list of participating merchants.

Click here for the terms and condition of the 0% Easy Payment Plan.

Convenience with AutoBillPay

No more late payments. No more long queues.

Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.

Enrol now via SMS

For Tenaga Nasional Berhad and Astro bills

Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300

For Zurich, Allianz and MCIS Insurance payment

Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300

Note: The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.


Click here to download the AutoBillPay Enrolment Form.

Click here for the terms and conditions of the AutoBillPay service.

Ease of mind with AmFlexi-Pay

Convert your retail transaction into affordable monthly instalments.


Tenure 6 Months 12 Months 18 Months 24 Months
Minimum Spend RM500 RM2,000 RM4,000 RM5,000
Management Fee Rate 3% 4% 5% 6%


Call +603 2178 8888 to apply.

Click here for further info.

Stay green

Go eStatement!

  • Fast and convenient
    View and save your eStatement anytime, anywhere.
  • Secure
    eStatement is secure and protects against the risk of wrongly delivered and stolen mail.

Convert now through a simple SMS:
est<space>12 digit new IC no<space>email address<space>last 4-digit of credit card number to 66300

The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.

A card, made just for you

Fees & Charges
Principal card: RM450
Supplementary Card: RM250

Minimum age for Principal Card applicant: 21 years old and above.
Minimum age for Supplementary Card applicant: 18 years old and above.
Minimum income: RM48,000 p.a.

Terms & Conditions
See AmBank (M) Berhad MasterCard/VISA Agreement (ENG & BM)

Product Disclosure Sheet (ENG & BM)

M-Platinum Card Supplementary Card Application Form

This is a PIN enabled card. Please click here for more information.