BonusLink Rewards Program

The only credit card that allows you to enjoy rewards and savings through the BonusLink Rewards Program. For every RM10 you spend, you earn 3 BonusLink Points. M-Card cardmember gets to collect TWO (2) sets of points from each transaction, one set from AmBank, another set from other BonusLink merchants.

Exclusive Privileges for all Ladies Cardmember

FREE Yearly Health Check Package at BP Healthcare Group
Enjoy complimentary health check at BP Healthcare Group with only a minimum spend of RM3, 000 a year. Health package includes tumour marker test for ovary and breast, breast examination/body consultation analysis, bone mineral density test etc. You will receive an SMS on your eligibility for this service on your card anniversary.

Click here for the latest BP Healthcare Group participating outlets and Terms and Conditions.

Stay Protected

  • Travel Insurance
    Travel with absolute peace of mind knowing that you and your family members are protected with up to RM 1 million travel insurance coverage when the full fare of the airline tickets are charged to the Card.
  • For travel insurance policy, click here.

Easy Payment Plan

With our 0% Easy Payment  Plan program, you can now enjoy up to 24 months interest free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

Click here for the list of participating merchants.

Click here for the terms and condition of the 0% Easy Payment Plan.

Click here for General Terms & Conditions Governing Instalment Payment Plans.

Convenience with AutoBillPay

No more late payments. No more long queues. Now, with AutoBillPay, all your bills can be automatically debited from your credit card account.

Click here to download the Auto BillPay Enrolment Form

Click here for the Terms and Conditions of the Auto Bill Pay service

Ease of mind with AmFlexi-Pay

Convert your retail transaction into affordable monthly instalments.


Tenure 6 Months 12 Months 18 Months 24 Months
Minimum Spend RM500 RM2,000 RM4,000 RM5,000
Management Fee Rate 3% 4% 5% 6%


Call 1300 80 8888 (Domestic) or +603 2178 8888 (International) to apply.

Click here for full terms and conditions ( EN | BM )

Stay green

Don't worry about postal delivery delays or being wrongly delivered. Switch to eStatement and save more trees while doing so.

Convert now through a simple SMS:
est<space>y<space>email add<space>new IC no<space>last 4-digit of credit card number to 36663

*SMS registration charges: RM0.15 standard telco charges. SMS Acknowledgement reply message: RM0.30 per SMS.

A card, made just for you

Fees & Charges
Principal card: RM225 + GST RM13.50
Supplementary Card: RM125 + GST RM7.50

Minimum age for Prinicipal Card applicant: 21 years old and above.
Minimum age for Supplementary Card applicant: 18 years old and above.
Minimum income: RM24,000 p.a.

Terms & Conditions
See AmBank (M) Berhad MasterCard/VISA Agreement (ENG)

Product Disclosure Sheet (ENG & BM)

M-Gold Card Supplementary Card Application Form

This is a PIN enabled card. Please click here for more information.