Live in the moment

You breathe the cutting edge. Now you can flash your card and enjoy privileges that enhance your lifestyle. Sign up for the AmBank Imagine Visa Card today and state your arrival.

Get the things you want NOW

Take advantage for our 0% Easy-Payment Plan for up to 36 months at selected merchants and get the things you want now!

Live life in the fast lane

Enjoy lifestyle promotions and privileges at selected pubs, restaurants, coffee houses, movies and many more.

Be rewarded when you shop

Earn 1 AmBonus Point for every RM1 you spend!

AmBonus Rewards Redemption

Get more whenever you use your AmBank Card for your purchases. Each spend will get you points for redemption of some awesome products. Click here for the redemption catalogue.

Click here for the AmBonus Rewards Terms and Conditions

AmBonus on the Spot Redemption

Redeem anything on the spot with as low as 1,500 AmBonus Points:

  1. Choose any of our participating partners ESH, Cathay Cineplex, Cosway, Courts, Jesley, Sen Heng, SenQ
  2. Inform cashier that you wish to use your AmBonus Points to pay.
  3. Sign the sales slip for your AmBonus Points transaction.

Click here for Frequently Asked Questions

Click here for Terms & Conditions (English)

Click here for Terms & Conditions (Bahasa Malaysia)

Easy Payment Plan

With our 0% Easy Payment  Plan program, you can now enjoy up to 24 months interest free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

Click here for the list of participating merchants

Convenience with AutoBillPay

No more late payments. No more long queues.

Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.

Enrol now via SMS

For Tenaga Nasional Berhad, Telekom Malaysia and Astro bills

Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300

For Zurich, Allianz and MCIS Insurance payment

Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300

Note: The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.

 

Click here to download the AutoBillPay Enrolment Form.

Click here for the terms and conditions of the AutoBillPay service.

Ease of mind with AmFlexi-Pay

Convert your retail transaction into affordable monthly instalments.

 

Tenure 6 Months 12 Months 18 Months 24 Months
Minimum Spend RM500 RM2,000 RM4,000 RM5,000
Management Fee Rate 3% 4% 5% 6%

 

Call +603 2178 8888 to apply.

Click here for full terms and conditions ( EN | BM )

Stay green

Go eStatement!

  • Fast and convenient
    View and save your eStatement anytime, anywhere.
  • Secure
    eStatement is secure and protects against the risk of wrongly delivered and stolen mail.

Convert now through a simple SMS:
est<space>12 digit new IC no<space>email address<space>last 4-digit of credit card number to 66300

The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.

Excess Limit Service

You do not need to worry about exceeding your assigned credit limit in times of need, subscribe to this service now to enjoy better peace of mind.

Subscribe now through a simple SMS:
BG<space>12-digit IC No.<space>N to 36266

*SMS registration charges: RM0.15 standard telco charges. SMS Acknowledgement reply message: RM0.30 per SMS.

*This is a chargeable service at fee of 2% of the amount above your credit limit plus applicable GST of 6% or minimum of RM50 plus RM3 GST (whichever is higher) when this service is triggered, subject to the conduct of your account and the excess limit allowable is at the discretion of the Bank.

A card, made just for you

Fees & Charges
Principal Card: Free-For-Life (no conditions attached)
Supplementary Card: First 3 supplementary cards are Free-For-Life

Requirements
Minimum age for Principal Card applicant: 21 years old and above.
Minimum age for Supplementary Card applicant: 18 years old and above.
Minimum Income: RM24,000 p.a.

Terms & Conditions
See AmBank (M) Berhad MasterCard/VISA Agreement (ENG)

AmTransfer (Balance Transfer)

Secure greater savings when you transfer your outstanding balances from other credit /
charge cards to your AmBank / AmBank Islamic Credit Card.


Plan Interest
Rate / Management Fee* (p.a.)
Program
Tenure (Months)
Minimum Transfer
Account
A 4.99% 6 RM1,000
B 8.99% 12 RM5,000
C 8.99% 24 RM5,000


Plan Interest
Rate (p.a.)
Program
Tenure (Months)
Transfer
Amount
Normal Interest
Rate / Management
Fee* (18%p.a.)
AmTransfers
Interest Rate /
Management Fee*
Total Interest
Rate / Management
Fee Savings
A 4.99% 6 RM5,000 RM411.65 RM111.24 RM300.41
RM10,000 RM823.30 RM222.48 RM600.82
B 8.99% 12 RM5,000 RM742.52 RM357.27 RM385.25
RM10,000 RM1,485.04 RM714.54 RM770.50
C 8.99% 24 RM5,000 RM1,222.24 RM568.31 RM653.93
RM10,000 RM2,444.48 RM1,136.61 RM1,307.87

 

Click here for full terms and conditions.

Click here for AmTransfer Application Form.


Download Application Forms.

Click on the links below to download your Application Form. Kindly print and complete the Application Form accordingly. Fax the completed Application Form, I.C. and required income documents to 03-2162 3067 / 2167 3344.

AmBank Credit Card Application Form AmBank Supplementary Application Form