AmBank Gold

With worldwide recognition, AmBank MasterCard/Visa credit cards helps you pay with peace of mind. Credit Card repayments can be made online via Internet Banking, our 24 hours e-banking centres or over 180 branches nationwide.

Take advantage for our 0% easy instalments for up to 36 months at selected merchants and get the things you want now!

Travel with absolute peace of mind knowing that you and your family members are protected with RM500,000 travel insurance coverage when the full fare of airline tickets are charged to the Card.

For travel insurance policy, click here

Earn 1 AmBonus Point for every RM1 you spend!

Get more whenever you use your AmBank Card for your purchases. Each spend will get you points for redemption of some awesome products.

Click here for the redemption catalogue

Click here for the redemption form​

Click here for the AmBonus Rewards Terms and Conditions

Redeem anything on the spot with as low as 1,500 AmBonus Points:

1. Choose any of our participating partners ESH, Courts, Cosway, Sen Heng, SenQ and MYDIN
2. Inform cashier that you wish to use your AmBonus Points to pay.
3. Sign the sales slip for your AmBonus Points transaction.

Click here for Frequently Asked Questions

Click here for Terms & Conditions (English)

With our 0% Easy Payment  Plan program, you can now enjoy up to 24 months interest free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

Click here for the list of participating merchants.

Click here for the terms and condition of the 0% Easy Payment Plan.

No more late payments. No more long queues.

Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.

Enrol now via SMS

Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300

Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300

Click here to download the AutoBillPay Enrolment Form.

Click here for the terms and conditions of the AutoBillPay service.

Convert your retail transaction into affordable monthly instalments.

Call +603 2178 8888 to apply.

Click here for further info.

Go eStatement!

• Fast and convenient
  View and save your eStatement anytime, anywhere.
• Secure
  eStatement is secure and protects against the risk of wrongly delivered and stolen mail.

Convert now through a simple SMS:
est<space>12 digit new IC no<space>email address<space>last 4-digit of credit card number to 66300

The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.

Subscribe to this service now to spend without worrying about exceeding your assigned credit limit and enjoy a better peace of mind.

Call our 24-hour Contact Centre at 03-2178 8888 to apply.

Excess Limit Service is a chargeable service at a fee of 2% of the amount above your credit limit plus applicable 0% GST or a minimum of RM50 plus 0% GST (whichever is higher) when this service is trigged, subject to the conduct of your account. The amount of excess limit granted is at the full discretion of the Bank.

Fees & Charges
Principal Card: Free-For-Life (no conditions attached)
Supplementary Card: First 3 supplementary cards are Free-For-Life.
4th supplementary card onwards is RM75 p.a.

Requirements
Minimum age for Principal Card applicant: 21 years old and above.
Minimum age for Supplementary Card applicant: 18 years old and above.
Minimum Income: RM24,000 p.a.

Terms & Conditions
See AmBank (M) Berhad MasterCard/VISA Agreement (ENG & BM)