With every transaction at Cosway, you earn up to 3X Cosway Points that allows you to redeem anything on-the-spot at over 850 Cosway Stores/Cosway Pharmacies/Country Farm Organic Stores. What’s more, you get to enjoy offers and promotions all year long!
Spend using your AmBank Cosway Mastercard and keep getting rewarded.
|Card Type||Local Purchases||Overseas Retail Purchases||Purchases at Cosway|
|AmBank Cosway Platinum MasterCard||RM1 = 1 Point||RM1 = 2 Point||RM1 = 3 Points|
|AmBank Cosway Gold MasterCard||RM1 = 1 Point||RM1 = 1 Point||RM1 = 3 Points|
*Cosway Points can only be used for on-the-spot redemption at Cosway
With our 0% Easy Payment Plan program, you can now enjoy up to 24 months interest free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.
Click here for the list of participating merchants
No more late payments. No more long queues.
Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.
Enrol now via SMS
|For Tenaga Nasional Berhad, Telekom Malaysia and Astro bills|
Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300
|For Zurich, Allianz and MCIS Insurance payment|
Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300
|Note: The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.|
Click here to download the AutoBillPay Enrolment Form.
Click here for the terms and conditions of the AutoBillPay service.
Convert now through a simple SMS:
est<space>12 digit new IC no<space>email address<space>last 4-digit of credit card number to 66300
The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.
You do not need to worry about exceeding your assigned credit limit in times of need, subscribe to this service now to enjoy better peace of mind.
Subscribe now through a simple SMS:
BG<space>12-digit IC No.<space>N to 36266
*SMS registration charges: RM0.15 standard telco charges. SMS Acknowledgement reply message: RM0.30 per SMS.
*This is a chargeable service at fee of 2% of the amount above your credit limit plus applicable GST of 6% or minimum of RM50 plus RM3 GST (whichever is higher) when this service is triggered, subject to the conduct of your account and the excess limit allowable is at the discretion of the Bank.
Fees & Charges
Principal Card: Free-For-Life (no conditions attached)
First 3 supplementary cards are Free-For-Life.
4th supplementary card onwards is RM188 p.a. (for Platinum) and RM75 p.a. for Gold).
Minimum age for Principal Card applicant: 21 years old and above.
Minimum age for Supplementary Card applicant: 18 years old and above.
Terms & Conditions
See AmBank (M) Berhad MasterCard/VISA Agreement (ENG)
Secure greater savings when you transfer your outstanding balances from other credit /
charge cards to your AmBank / AmBank Islamic Credit Card.
Rate / Management Fee* (p.a.)
|Normal Interest |
Rate / Management
Interest Rate /
Rate / Management
Click here for full terms and conditions.
Click here for AmTransfer Application Form.
Click on the links below to download your Application Form. Kindly print and complete the Application Form accordingly. Fax the completed Application Form, I.C. and required income documents to 03-2162 3067 / 2167 3344.
|AmBank Cosway MasterCard Application Form||AmBank Cosway MasterCard Supplementary Application Form|