Fast track your frequent flyer miles

Convert AmBonus Points to Air Miles with 3 world class Frequent Flyer / Travel Reward Programs i.e. Enrich, Asia Miles and Singapore Airlines KrisFlyer and redeem free flights for your next getaway with over 50 airline partners.
Note: 5,500 AmBonus points = 1,000 Air Miles.

Airports are now better

Unwind in the privacy and comforts of Plaza Premium Lounge with privileged lounge access in over 26 major airports both locally and internationally including London, Hong Kong, Taiwan and many more.

Cardmembers can enjoy 5X complimentary lounge access throughout the year plus 25% discount on all lounges in Malaysia and 20% discount on all lounges overseas for each accompanying guest.

Click here for the full terms and conditions.

Click here for the list of the participating lounges.

Stay Protected

Travel with absolute peace of mind knowing that you and your family members are protected with RM1 million travel takaful coverage when the full fare of airline tickets are charged to the Card.

For details, click here.

Dining & hotel room privileges

Complimentary Hilton Premium Club Membership Card that offers:

Dining:

  • Up to 50% dining discounts at all participating Hilton Hotels in Malaysia, Thailand & China.
  • For dining discounts around the region please look at www.premiumclubasia.com

Accommodation Benefits:

  • 10% off Best Available Room Rates at all participating Hilton hotels in Asia.
  • For accommodation discounts around the region please look at www.premiumclubasia.com

Note: The above privileges are extended free to Cardmembers with a minimum spend of RM30,000 over a period of one (1) year from the date of successful membership enrolment.

For membership application and full terms and conditions, click here

Be treated like a king

Concierge Services
24-hour Visa Customer Service and Concierge Service that assist cardmembers with travel information, entertainment planning, general medical information, doctor & hospital referrals, business services, etc.

For more information on
Visa Concierge Service, click here

Protect your purchases

Card Protection

  • Up to RM50,000 Purchase Protection Plan to protect personal purchases against theft or accidental damage within 30 days from the date of purchase.
  • Zero lost card liability upon reporting.

For more information on Purchase Protection Plan, click here

Earn AmBank Reward Point

  • 3X AmBonus Points for overseas spend. The reward of 3X AmBonus Points is only applicable to card transactions outside Malaysia. All online transactions are not entitled to 3X AmBonus Points regardless the country the Cardmember is in.
  • Airline Miles conversion at over 50 airlines partners.

AmBonus Rewards Redemption

Get more whenever you use your AmBank Islamic Card for your purchases. Each spend will get you points for redemption of some awesome products.

Click here for the redemption catalogue

Click here for the redemption form

Click here for the AmBonus Rewards Terms and Conditions

AmBonus on the Spot Redemption

Redeem anything on the spot with as low as 1,500 AmBonus Points:

  1. Choose any of our participating partners ESH, Cosway, Courts, Sen Heng, SenQ
  2. Inform cashier that you wish to use your AmBonus Points to pay.
  3. Sign the sales slip for your AmBonus Points transaction.

Click here for Frequently Asked Questions

Click here for Terms & Conditions (English)

Click here for Terms & Conditions (Bahasa Malaysia)

Easy Payment Plan

With our 0% Easy Payment Plan program, you can now enjoy up to 24 months management free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets and ask for our AmBank Islamic Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

Click here for the list of participating merchants.

Click here for the terms and condition of the 0% Easy Payment Plan.

Click here for General Terms & Conditions Governing Instalment Payment Plans.

Convenience with AutoBillPay

No more late payments. No more long queues. Now, with AutoBillPay, all your bills can be automatically debited from your credit card account.

Click here to download the Auto BillPay Enrolment Form

Click here for the Terms and Conditions of the Auto Bill Pay service

Ease of mind with AmFlexi-Pay

Convert your retail transaction into affordable monthly instalments.

 

Tenure 6 Months 12 Months 18 Months 24 Months
Minimum Spend RM500 RM2,000 RM4,000 RM5,000
Management Fee Rate 3% 4% 5% 6%

 

Call 1300 80 8888 (Domestic) or +603 2178 8888 (International) to apply.

Click here for full terms and conditions ( EN | BM )

Stay green

Don't worry about postal delivery delays or being wrongly delivered. Switch to eStatement and save more trees while doing so.

Convert now through a simple SMS:
est<space>y<space>email add<space>newIC no<space>last 4-digit of credit card number to 36663

*SMS registration charges: RM0.15 standard telco charges. SMS Acknowledgement reply message: RM0.30 per SMS.

Excess Limit Fee

You do not need to worry about exceeding your assigned credit limit in times of need, subscribe to this service now to enjoy better peace of mind.

Subscribe now through a simple SMS:

BG<space>12-digit IC no.<space>N to 36266

*SMS registration charges: RM0.15 standard telco charges. SMS Acknowledgement reply message: RM0.30 per SMS.

*This is a chargeable service at fixed fee of RM50 plus RM3 GST when this service is triggered, subject to the conduct of your account and the excess limit allowable is at the discretion of the Bank.

A card, made just for you

Fees & Charges
Principal Card: Free-For-Life (no conditions attached)
Supplementary Card:
First 3 supplementary cards are Free-For-Life.
4th supplementary card onwards is RM188 p.a.

Requirements
Minimum age for Principal Card applicant: 21 years old and above.
Minimum age for Supplementary Card applicant: 18 years old and above.
Minimum Income: RM80,000 p.a.

Terms & Conditions
See AmBank Islamic Berhad MasterCard/VISA Card Agreement (ENG)

AmTransfer (Balance Transfer)

Secure greater savings when you transfer your outstanding balances from other credit /
charge cards to your AmBank / AmBank Islamic Credit Card.


Plan Interest
Rate / Management Fee* (p.a.)
Program
Tenure (Months)
Minimum Transfer
Account
A 4.99% 6 RM1,000
B 8.99% 12 RM5,000
C 8.99% 24 RM5,000


Plan Interest
Rate (p.a.)
Program
Tenure (Months)
Transfer
Amount
Normal Interest
Rate / Management
Fee* (18%p.a.)
AmTransfers
Interest Rate /
Management Fee*
Total Interest
Rate / Management
Fee Savings
A 4.99% 6 RM5,000 RM411.65 RM111.24 RM300.41
RM10,000 RM823.30 RM222.48 RM600.82
B 8.99% 12 RM5,000 RM742.52 RM357.27 RM385.25
RM10,000 RM1,485.04 RM714.54 RM770.50
C 8.99% 24 RM5,000 RM1,222.24 RM568.31 RM653.93
RM10,000 RM2,444.48 RM1,136.61 RM1,307.87

 

Click here for full terms and conditions.

Click here for AmTransfer Application Form.


Download Application Forms.

Click on the links below to download your Application Form. Kindly print and complete the Application Form accordingly. Fax the completed Application Form, I.C. and required income documents to 03-2162 3067 / 2167 3344.

AmBank Islamic Card Application Form AmBank Islamic Supplementary Application Form