Golf Privileges

Tee off at The Finest Golf Courses in South East Asia. Perfect your swing at participating premier clubs. Choose from our list of exclusive courses where you can enjoy 50% discount on green fees.

As a World Mastercard cardholder, you get to enjoy exclusive rates with access to TPC Kuala Lumpur courses and have a unique chance to play at this special, and at every other TPC club across the United States.

Click here to make your reservation.

Click here for the participating golf course locations.


Fast track your frequent flyer miles

Convert AmBonus Points to Air Miles with world class Frequent Flyer / Travel Reward Programs i.e. Enrich, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG and redeem free flights for your next getaway with over 50 airline partners.


Airport Lounge Access

Unwind in the privacy and comforts of Plaza Premium Lounge with privileged lounge access over 50 countries both locally and internationally including London, Hong Kong, Taiwan and many more.

Click here for the full terms and conditions.

Click here for the list of the participating lounges


Club Marriott Malaysia Privileges

Club Marriott Malaysia Annual Membership is made available for you with your AmBank Credit Card/-i

Dining Benefits:-

  • E-Vouchers (For all participating hotels and resorts in Malaysia)
    • 3 x 50% OFF Group Dining Vouchers valid for 4 – 12 people for lunch or dinner. (Transferable)
    • 1 x Complimentary Buffet Lunch or Dinner for 2 people valid at any of the All Day Dining Restaurants. (Non-Transferable)
    • 1 x Complimentary Birthday Celebration Cake. (Non-Transferable)
  • Dining Discounts (For all participating hotels and resorts in Malaysia)
    • 35% OFF Total Food & Beverage bill at All Day Dining Restaurants for up to 20 people.
    • 30% OFF Total Food & Beverage bill for all other restaurants up to 20 people.
  • Asia Pacific
    • Up to 20% OFF Total Food & Beverage bill for up to 10 people unless stated otherwise.

Accommodation Benefits:-

  • For all the participating hotels and resorts in Malaysia
    • 20% OFF Best Available Rate on all room categories.
  • Asia Pacific
    • Up to 20% OFF the Best Available Marriott Rate at all participating hotels in Asia Pacific.

Click here for the Terms & Conditions.

Click here for the participating hotels and resorts listing in Malaysia.

Click here to learn about how to transfer e-vouchers.

Click here to learn more about Club Marriott Malaysia.

Sign Up Now


Amazing Deals Everyday, for Everyone

Get RM30 Cashback, RM30 OFF or 30% OFF from foodpanda, HappyFresh, CARiNG, Madam Kwan’s, Dunkin’, Lazada, Shopee and more.

Terms and conditions apply.

Find out more at


AmBank AXXESS COVID-19 Insurance

We got you covered! Enjoy this Insurance Programme exclusively for our AmBank World Master Cardholders only.

AmBank SIGNATURE COVID-19 Insurance
COVERAGE COVID-19 + Personal Accident
  • RM1,000 on Hospitalisation due to COVID-19 will be credited into your AmBank Credit Card Account.
  • RM10,000 Cash, On Death due to COVID-19 or Personal Accidental Death.
PERIOD 6 Months

Click here for the Terms & Conditions.

Click here to learn more.

Sign Up Now


Stay Protected

  • Travel Insurance/Travel Takaful
  • Travel with absolute peace of mind knowing that you and your family members are protected with RM1 million p.a. travel insurance coverage/ RM2 million p.a. takaful coverage when the full fare of airline tickets are charged to the Card.

    For travel insurance policy, click here

    For travel takaful policy, click here

  • E-Commerce Purchase Protection (For World Mastercard only)
  • Shop online with utmost confidence with your World MasterCard, knowing that your online purchases are safeguarded.

  • Wallet Guard(For World Mastercard only)
  • Enjoy the exclusivity that gives you a worldwide protection 24 hours a day and total peace of mind while carrying your most valuable possessions when you are on the move. You are covered should the unfortunate incident of your wallet being stolen due to snatch theft or robbery occur.

    For E-Commerce purchase protection & wallet guard, click here


Be treated like a king

Concierge Services

24-hour MasterCard Customer Service and Concierge Service that assist cardmembers with travel information, entertainment planning, general medical information, doctor & hospital referrals, business services, etc.

For more information on

MasterCard Concierge Service, click here.


You Travel, We Reward

(For Mastercard holders only)

Enjoy up to 20% Cashback when you shop at over 185 retailers across 11 countries worldwide.

Click here for the list of participating merchants.

Click here for the terms and condition of the Mastercard Travel Rewards.


Mastercard Travel & Lifestyle Services

Enjoy exclusive savings and offer which includes the below.

  • Exclusive Travel Promotions – More than 2,500+ hotels and resorts as well as savings on vacation packages and special benefits on a selection of cruises
  • Hotel Stay Guarantee – If you encounter problems with your 3-star or higher rated hotel, a Lifestyle Manager will work directly with the hotel to try to resolve your issue
  • Lowest Hotel Rate Guarantee – If you find the same prepaid hotel stay for less, Mastercard will refund the differences to you
  • Air Program – Savings on selected airlines
  • Cruise Program – Shipboard credit with selected providers. Complimentary hotel night before or after cruise

Click here for the terms and condition of Mastercard Travel and Lifestyle Services.


Earn AmBonus Reward Point

  • 5X AmBonus Points for overseas spend. The reward of 5X AmBonus Points is only applicable to card transactions outside Malaysia. All online transactions are not entitled to 5X AmBonus Points regardless the country the Cardmember is in.
  • Airline Miles conversion at over 50 airlines partners.


AmBonus Rewards Redemption

Get more whenever you spend with your AmBank Credit Card/AmBank Islamic Credit Card-i for your retail purchases.

Each spend will get you points for redemption of awesome products, vouchers and air miles!

Check out the AmBonus Rewards Catalogue here. To redeem, simply submit your redemption request online at

Click here for the Terms and Conditions of AmBonus Rewards Program.


AmBonus On-the-Spot Redemption

Pay with Points

Redeem On-the-Spot with AmBonus Points at participating outlets.

Click here for participating merchant’s outlets listing and more details

Click here for Frequently Asked Questions

Click here for Terms & Conditions


Easy Payment Plan

With our 0% Easy Payment Plan program, you can now enjoy up to 36 months interest/management free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants.

Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

Terms and conditions apply.

Click here to find out more.


Convenience with AutoBillPay

No more late payments. No more long queues.

Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.

Enrol now via SMS

For Tenaga Nasional Berhad and Astro bills

Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300

For Zurich, Allianz and MCIS Insurance payment (*Not applicable for AmBank Islamic Credit Card-i Cardholders)

Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300

Note: The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.


Click here to download the AutoBillPay Enrolment Form.

Click here for the terms and conditions of the AutoBillPay service.



Buy Now, Pay Later with AmFlexi-Pay

Convert your retail transactions into affordable monthly instalments.

Click here for further information.


Stay Green

Go eStatement!

  • Fast and convenient
    View and save your eStatement anytime, anywhere
  • Secure
    eStatement is secure and protects against the risk of wrongly delivered and stolen mail.

Click here for more information


Excess Limit Service

Subscribe to this service now to spend without worrying about exceeding your assigned credit limit and enjoy a better peace of mind.

Call our Contact Centre at 03-2178 8888 to apply.

Excess Limit Service is a chargeable service at a fee of RM50 for AmBank Islamic card / 2% of the amount above your credit limit or a minimum of RM50 (whichever is higher) for AmBank cards when this service is trigged, subject to the conduct of your account. The excess limit granted is at the full discretion of the Bank.


A card, made just for you

Fees & Charges
Principal Card: Free-For-Life (no conditions attached)
Supplementary Card:
First 3 supplementary cards are Free-For-Life.
4th supplementary card onwards is RM188 p.a.

Minimum age for Principal Card applicant: 21 years old and above.
Minimum age for Supplementary Card applicant: 18 years old and above.
Minimum Income: RM120,000 p.a.

Terms & Conditions
See AmBank (M) Berhad MasterCard Agreement (ENG & BM)
Produc Disclosure Sheet (ENG & BM)
See AmBank Islamic Berhad MasterCard Agreement (ENG & BM)


If you are an existing AmBank customer, kindly proceed to apply via AmOnline.

Click here for the guide

Click here to login/register AmOnline or download AmOnline app today!