Golf Privileges

Tee off at The Finest Golf Courses in South East Asia. Perfect your swing at participating premier clubs. Choose from our list of exclusive courses where you can enjoy 50% discount on green fees.

As a World Mastercard cardholder, you get to enjoy exclusive rates with access to TPC Kuala Lumpur courses and have a unique chance to play at this special, and at every other TPC club across the United States.

Click here to make your reservation.

Click here for the participating golf course locations.


Fast track your frequent flyer miles

Convert AmBonus Points to Air Miles with world class Frequent Flyer / Travel Reward Programs i.e. Enrich, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG and redeem free flights for your next getaway with over 50 airline partners.


1 FOR 1 Dining Deals

Specially curated for you, enjoy exclusive 1 for 1 dining deals and embark on an exceptional culinary journey at the following restaurants :

Shangri-La Hotel Kuala Lumpur

  • Lemon Garden
  • Shang Palace

Click here for the terms and Conditions of the 1 for 1 Dining Deals


    Airport Lounge Access

    Unwind in the privacy and comforts of Plaza Premium Lounge with privileged lounge access over 50 countries both locally and internationally including London, Hong Kong, Taiwan and many more.

    Click here for the full terms and conditions.

    Click here for the list of the participating lounges

    RM30 OFF on Shopee Sunday Sale

    Get RM30 OFF with a minimum spend of RM200 every Sunday with your AmBank/AmBank Islamic Credit Cards

    Click here for full Terms and Conditions


    Stay Protected

    • Travel Insurance/Travel Takaful
    • Travel with absolute peace of mind knowing that you and your family members are protected with RM2 million travel insurance coverage/ RM2 million takaful coverage when the full fare of airline tickets are charged to the Card.

      For travel insurance policy, click here

      For travel takaful policy, click here

    • E-Commerce Purchase Protection (For World Mastercard only)
    • Shop online with utmost confidence with your World MasterCard, knowing that your online purchases are safeguarded.

    • Wallet Guard(For World Mastercard only)
    • Enjoy the exclusivity that gives you a worldwide protection 24 hours a day and total peace of mind while carrying your most valuable possessions when you are on the move. You are covered should the unfortunate incident of your wallet being stolen due to snatch theft or robbery occur.

      For E-Commerce purchase protection & wallet guard, click here


    Be treated like a king

    Concierge Services

    24-hour MasterCard Customer Service and Concierge Service that assist cardmembers with travel information, entertainment planning, general medical information, doctor & hospital referrals, business services, etc.

    For more information on

    MasterCard Concierge Service, click here.


    You Travel, We Reward

    (For Mastercard holders only)

    Enjoy up to 20% Cashback when you shop at over 185 retailers across 11 countries worldwide.

    Click here for the list of participating merchants.

    Click here for the terms and condition of the Mastercard Travel Rewards.


    Earn AmBonus Reward Point

    • 5X AmBonus Points for overseas spend. The reward of 5X AmBonus Points is only applicable to card transactions outside Malaysia. All online transactions are not entitled to 5X AmBonus Points regardless the country the Cardmember is in.
    • Airline Miles conversion at over 50 airlines partners.


    AmBonus Rewards Redemption

    Get more whenever you spend with your AmBank Credit Card/AmBank Islamic Credit Card-i for your retail purchases.

    Each spend will get you points for redemption of awesome products, vouchers and air miles!

    Check out the AmBonus Rewards Catalogue here. To redeem, simply submit your redemption request online at

    Click here for the Terms and Conditions of AmBonus Rewards Program.


    AmBonus On-the-Spot Redemption

    Pay with Points

    Redeem On-the-Spot with AmBonus Points at participating outlets.

    Click here for participating merchant’s outlets listing and more details

    Click here for Frequently Asked Questions

    Click here for Terms & Conditions

    Easy Payment Plan

    With our 0% Easy Payment Plan program, you can now enjoy up to 36 months interest/management free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants. Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

    Click here for the list of participating merchants.

    Click here for the terms and condition of the 0% Easy Payment Plan.


    Convenience with AutoBillPay

    No more late payments. No more long queues.

    Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.

    Enrol now via SMS

    For Tenaga Nasional Berhad and Astro bills

    Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300

    For Zurich, Allianz and MCIS Insurance payment (*Not applicable for AmBank Islamic Credit Card-i Cardholders)

    Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300

    Note: The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.


    Click here to download the AutoBillPay Enrolment Form.

    Click here for the terms and conditions of the AutoBillPay service.


    Ease of mind with AmFlexi-Pay

    Convert your retail transaction into affordable monthly instalments.


    Tenure Minimum Spend Interest/
    Fee Rate
    6 Months RM 500 3%
    12 Months RM 2,000 4%
    18 Months RM 4,000 5%
    24 Months ​RM 5,000 ​​6%


    Call +603 2178 8888 to apply.

    Click here for further info.


    Stay Green

    Go eStatement!

    • Fast and convenient
      View and save your eStatement anytime, anywhere
    • Secure
      eStatement is secure and protects against the risk of wrongly delivered and stolen mail.

    Click here for more information


    Excess Limit Service

    Subscribe to this service now to spend without worrying about exceeding your assigned credit limit and enjoy a better peace of mind.

    Call our Contact Centre at 03-2178 8888 to apply.

    Excess Limit Service is a chargeable service at a fee of RM50 for AmBank Islamic card / 2% of the amount above your credit limit or a minimum of RM50 (whichever is higher) for AmBank cards when this service is trigged, subject to the conduct of your account. The excess limit granted is at the full discretion of the Bank.


    A card, made just for you

    Fees & Charges
    Principal Card: Free-For-Life (no conditions attached)
    Supplementary Card:
    First 3 supplementary cards are Free-For-Life.
    4th supplementary card onwards is RM188 p.a.

    Minimum age for Principal Card applicant: 21 years old and above.
    Minimum age for Supplementary Card applicant: 18 years old and above.
    Minimum Income: RM120,000 p.a.

    Terms & Conditions
    See AmBank (M) Berhad MasterCard Agreement (ENG & BM)
    Produc Disclosure Sheet (ENG & BM)
    See AmBank Islamic Berhad MasterCard Agreement (ENG & BM)


    If you are an existing AmBank customer, kindly proceed to apply via AmOnline.

    Click here for the guide

    Click here to login/register AmOnline or download AmOnline app today!