A card which knows no boundaries

With worldwide recognition, AmBank/AmBank Islamic MasterCard credit cards helps you pay with peace of mind.


Amazing Deals Everyday, for Everyone

Get RM30 Cashback, RM30 OFF or 30% OFF from foodpanda, HappyFresh, CARiNG, Madam Kwan’s, Dunkin’, Lazada, Shopee and more.

Terms and conditions apply.

Find out more at ambank.com.my/amazing30.


AmBank AXXESS COVID-19 Insurance

We got you covered! Enjoy this Insurance Programme exclusively for our AmBank Mastercard Platinum Cardholders only.

AmBank SIGNATURE COVID-19 Insurance
COVERAGE COVID-19 + Personal Accident
  • RM1,000 on Hospitalisation due to COVID-19 will be credited into your AmBank Credit Card Account.
  • RM10,000 Cash, On Death due to COVID-19 or Personal Accidental Death.
PERIOD 6 Months

Click here for the Terms & Conditions.

Click here to learn more.

Sign Up Now


Stay Protected

  • Travel Insurance/Travel Takaful

    Travel with absolute peace of mind knowing that you and your family members are protected up to RM500,000 p.a. travel insurance/takaful coverage when the full fare of airline tickets are charged to the card
    For travel insurance policy, click here
    For travel takaful policy, click here

  • E-Commerce Purchase Protection 

    Shop online with utmost confidence with your Platinum MasterCard, knowing that your online purchases are safeguarded.

For E-Commerce purchase protection, click here


You Travel, We Reward

Enjoy up to 20% Cashback when you shop at over 185 retailers across 11 countries worldwide.

Click here for the list of participating merchants.

Click here for the terms and condition of the Mastercard Travel Rewards.


Mastercard Travel & Lifestyle Services

Enjoy exclusive savings and offer which includes the below.

  • Exclusive Travel Promotions – More than 2,500+ hotels and resorts as well as savings on vacation packages and special benefits on a selection of cruises
  • Hotel Stay Guarantee – If you encounter problems with your 3-star or higher rated hotel, a Lifestyle Manager will work directly with the hotel to try to resolve your issue
  • Lowest Hotel Rate Guarantee – If you find the same prepaid hotel stay for less, Mastercard will refund the differences to you
  • Air Program – Savings on selected airlines
  • Cruise Program – Shipboard credit with selected providers. Complimentary hotel night before or after cruise

Click here for the terms and condition of Mastercard Travel and Lifestyle Services.


Financial Services just for you

  • Pre qualified for Home Financing-i facility of up to RM500,000 with an option of up to 50% of the limits as Cash Line Facility-i
  • Pre-qualified for Arif Hire Purchase-i facility of up to RM200,000


Earn AmBonus Reward Point


  • Earn 1 AmBonus Point for every RM1 you spend!
  • 2x AmBonus Points for overseas spend.The reward of 2X AmBonus Points is only applicable to card transactions outside Malaysia. All online transactions are not entitled to 2X AmBonus Points regardless the country the Cardmember is in.


AmBonus Rewards Redemption

Get more whenever you spend with your AmBank Credit Card/AmBank Islamic Credit Card-i for your retail purchases.

Each spend will get you points for redemption of awesome products, vouchers and air miles!

Check out the AmBonus Rewards Catalogue here. To redeem, simply submit your redemption request online at www.ambank.com.my/eForm.

Click here for the Terms and Conditions of AmBonus Rewards Program.


AmBonus On-the-Spot Redemption

Pay with Points

Redeem On-the-Spot with AmBonus Points at participating outlets.

Click here for participating merchant’s outlets listing and more details

Click here for Frequently Asked Questions

Click here for Terms & Conditions


Easy Payment Plan

With our 0% Easy Payment Plan program, you can now enjoy up to 36 months interest/management free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants.

Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

Terms and conditions apply.

Click here to find out more.


Convenience with AutoBillPay

No more late payments. No more long queues.

Now, with AutoBillPay, your utility bills and insurance payments can be automatically debited from your Credit Card account.

Enrol now via SMS

For Tenaga Nasional Berhad and Astro bills

Type PAYBILL<space>New IC No<space>last 4-digit of Credit Card No<space>Account No<space>Service Provider Name and send to 66300

For Zurich, Allianz and MCIS Insurance payment (*Not applicable for AmBank Islamic Credit Card-i Cardholders)

Type PAYINSURANCE<space>New IC No<space>last 4-digit of Credit Card No<space>IC of Policyholder <space>Policy No<space>Insurer Name<space>Name of Policyholder<space>Relationship to cardholder and send to 66300

Note: The SMS enrolment is applicable for cardholders with DiGi, Maxis, Celcom, U Mobile, Tune Talk and XOX mobile service. Standard telco charges may apply for each SMS request made.

Click here to download the AutoBillPay Enrolment Form.

Click here for the terms and conditions of the AutoBillPay service.



Buy Now, Pay Later with AmFlexi-Pay

Convert your retail transactions into affordable monthly instalments.

Click here for further information.


Stay Green

  • Fast and convenient
    View and save your eStatement anytime, anywhere
  • Secure
    eStatement is secure and protects against the risk of wrongly delivered and stolen mail.

Click here for more information


Excess Limit Service

Subscribe to this service now to spend without worrying about exceeding your assigned credit limit.

Call our Contact Centre at 03-2178 8888 to apply.

Excess Limit Service is a chargeable service at a fee of RM50 for AmBank Islamic card / 2% of the amount above your credit limit or a minimum of RM50 (whichever is higher) for AmBank cards when this service is trigged, subject to the conduct of your account. The excess limit granted is at the full discretion of the Bank.


Credit Card + TRUE Savers Account

Enjoy higher interest rate/profit on your saving with TRUE Savers Account/-i when you use your AmBank Credit Card/-i

Click here for more information.


A card, made just for you

Fees & Charges

Principal Card:Free-For-Life (no conditions attached)

Supplementary Card:

First 3 supplementary cards are Free-For-Life.

4th supplementary card onwards is RM188 p.a.


Minimum age for Principal card applicant:21 years old and above.

Minimum age for Supplementary Card applicant: 18 years old and above.

Minimum Income:RM24,000 p.a.

Terms & Conditions

See AmBank (M) Berhad Mastercard Agreement (ENG)
Produc Disclosure Sheet (ENG & BM)
See AmBank Islamic Berhad MasterCard Card Agreement (ENG & BM)