The only card that allows you to enjoy rewards and savings through the BonusLink Rewards Program. For every RM20 you spend, you earn 3 BonusLink points. M-Card cardmember gets to collect TWO (2) sets of points from each transaction, one set from AmBank, another set from other BonusLink merchants.


Retail Spend/Points Earn Local Spend (every RM20) Overseas Spend (every RM20)
M-Gold 3 Points 3 Points


Amazing Deals Everyday, for Everyone

Get RM30 Cashback, RM30 OFF or 30% OFF from foodpanda, HappyFresh, CARiNG, Madam Kwan’s, Dunkin’, Lazada, Shopee and more.

Terms and conditions apply.

Find out more at

AmBank ASEAN Duty Free  

ASEAN Duty Free

Enjoy 10% Cashback from eligible duty-free outlets and stand a chance to win a Vespa scooter with AmBank Visa Credit Card/AmBank Islamic Visa Credit Card-i.

Terms and conditions apply.

Find out more at


AmBank AXXESS COVID-19 Insurance

We got you covered! Enjoy this Insurance Programme exclusively for our AmBank M-Gold Cardholders only.

AmBank SIGNATURE COVID-19 Insurance
COVERAGE COVID-19 + Personal Accident
  • RM1,000 on Hospitalisation due to COVID-19 will be credited into your AmBank Credit Card Account.
  • RM10,000 Cash, On Death due to COVID-19 or Personal Accidental Death.
PERIOD 6 Months

Click here for the Terms & Conditions.

Click here to learn more.

Sign Up Now


Stay Protected

  • Travel with absolute peace of mind knowing that you and your family members are protected with RM1 million travel insurance coverage when the full fare of airline tickets are charged to the card.
    For travel insurance, click here.
  • Purchase insurance - Purchase Protection Plan
  • Up to maximum coverage of RM150,000 per year to protect personal purchases againsts accidental damage, theft and loss for up to 15 days from the date of purchase in Malaysia and 30 days for overseas purchases.

Click here to find more


Easy Payment Plan

With our 0% Easy Payment Plan program, you can now enjoy up to 36 months interest/management free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at our participating merchants.

Just visit any of our partner outlets and ask for our AmBank Easy Payment Plan when you make your payment. You can enjoy 3 or 6 months installment payment plan with just a minimum purchase of RM500.

Terms and conditions apply.

Click here to find out more.



Buy Now, Pay Later with AmFlexi-Pay

Convert your retail transactions into affordable monthly instalments.

Click here for further information.


Excess Limit Service

Subscribe to this service now to spend without worrying about exceeding your assigned credit limit and enjoy a better peace of mind.

Call our Contact Centre at 03-2178 8888 to apply.

Excess Limit Service is a chargeable service at a fee of 2% of the amount above your credit limit or a minimum of RM50 (whichever is higher) for AmBank cards when this service is trigged, subject to the conduct of your account. The excess limit granted is at the full discretion of the Bank.


Credit Card + TRUE Savers Account

Enjoy higher interest rate/profit on your saving with TRUE Savers Account/-i when you use your AmBank Credit Card/-i

Click here for more information.


A card, made just for you

Fees & Charges

Principal Card:RM225 or off set with 10,000 BonusLink Points

Supplementary Card:RM125 or off set with 2,000 BonusLink Points


Minimum age for Principal card applicant:21 years old and above.

Minimum age for Supplementary Card applicant: 18 years old and above.

Minimum Income:RM24,000 p.a.

Terms & Conditions

See AmBank (M) Berhad Mastercard/VISA Agreement (ENG)

Produc Disclosure Sheet (ENG & BM)