The only card that allows you to enjoy rewards and savings through the BonusLink Rewards Program. For every RM20 you spend, you earn 3 BonusLink points. M-Card cardmember gets to collect TWO (2) sets of points from each transaction, one set from AmBank, another set from other BonusLink merchants.


Retail Spend/Points Earn Local Spend (every RM20) Overseas Spend (every RM20)
M-Gold 3 Points 3 Points

RM30 OFF on Shopee Sunday Sale

Get RM30 OFF with a minimum spend of RM200 every Sunday with your AmBank/AmBank Islamic Credit Cards

Click here for full Terms and Conditions


Stay Protected

  • Travel with absolute peace of mind knowing that you and your family members are protected with RM1 million travel insurance coverage when the full fare of airline tickets are charged to the card
  • Purchase insurance - Purchase Protection Plan
  • Up to maximum coverage of RM150,000 per year to protect personal purchases againsts accidental damage, theft and loss for up to 15 days from the date of purchase in Malaysia and 30 days for overseas purchases.

Click here to find more


Ease of Mind with AmFlexi-Pay

Convert your retail transaction into affordable monthly instalments. 

Tenure Minimum Spend Interest/
Fee Rate
6 Months RM 500 3%
12 Months RM 2,000 4%
18 Months RM 4,000 5%
24 Months ​RM 5,000 ​​6%

Call +603 2178 8888 to apply.

Click here for further information.


Excess Limit Service

Subscribe to this service now to spend without worrying about exceeding your assigned credit limit and enjoy a better peace of mind.

Call our Contact Centre at 03-2178 8888 to apply.

Excess Limit Service is a chargeable service at a fee of 2% of the amount above your credit limit or a minimum of RM50 (whichever is higher) for AmBank cards when this service is trigged, subject to the conduct of your account. The excess limit granted is at the full discretion of the Bank.


A card, made just for you

Fees & Charges

Principal Card:RM225 or off set with 10,000 BonusLink Points

Supplementary Card:RM125 or off set with 2,000 BonusLink Points


Minimum age for Principal card applicant:21 years old and above.

Minimum age for Supplementary Card applicant: 18 years old and above.

Minimum Income:RM24,000 p.a.

Terms & Conditions

See AmBank (M) Berhad Mastercard/VISA Agreement (ENG)

Produc Disclosure Sheet (ENG & BM)