AmBank AmGeneral Fire Insurance
 

Enjoy better protection for your home and its contents.

Our Houseowner & Householder Insurance is available for all houseowners, householders and tenants, who want to ensure that their property is well protected. Insure your home and/or its contents with the Houseowner plan which covers loss or damage to the physical building and/or the Householder plan which secures the contents in residential houses, flats and condominiums.

 

The basic Houseowner & Householder Insurance policy covers your home against the following:

 

300x200 

Fire, lightning, thunderbolt and subterranean fire

Damage caused by fire and lightning

300x200  

Explosion

300x200 

Aircraft and other aerial devices and / or articles dropped therefrom

300x200 

Impact by any road vehicles or animals

not belonging to or under the control of the Insured or any member of the family

300x200  

Bursting or overflowing of domestic water tanks, apparatus or pipes

300x200 

Theft

if accompanied by actual forced and violent breaking into or out of a building or any attempt to do so

300x200 

Hurricane, cyclone, typhoon and windstorm

300x200  

Earthquake and volcanic eruption

300x200 

Flood, excluding loss or damage caused by subsidence or landslip

Optional extensions

 

300x200 

Section 1: Buildings

  • Damage caused by plate glass
  • Damage caused by alterations, repairs and additions
300x200  

Section 2: Household Contents

  • Coverage against unoccupancy in excess of 90 days
  • Coverage against full theft
300x200 

Both Sections 1 & 2

Additional coverage against:

  • Riot, Strike and Malicious Damage
  • Subsidence and Landslip
  • Liability to the Public

 

Key features

 

Section 1: Buildings

Buildings refers to the physical building of a residential house, flat or condominium.

 

Section 2: Household Contents

This includes loss or damage to contents, damage to mirrors through breakage (excluding hand mirrors), temporary removal of property, compensation for the death of the Insured Person if death occurs within 3 calendar months of injury, and damage to servants’ property.

 

Section 3A: Rental Loss

This protects against loss of rent due to a dwelling being rendered uninhabitable by covered events.

 

Section 3B: Personal Liability

This covers liability of up to RM50,000 should you be sued for injury due to unsafe conditions within your insured property.

 


Eligibility

 

Available for all houseowners, householders and house renters

 

This cover is subject to the terms and co​nditions of the policy.

 

Find the nearest AmBank branches

 

Download Product Disclosure Sheet for Householder Insurance, Product Disclosure Sheet for Houseowner Insurance and Polic​y Contract