AmBank AmGeneral Fire Insurance

Enjoy better protection for your home and its contents.

Our Houseowner & Householder Insurance is available for all houseowners, householders and tenants, who want to ensure that their property is well protected. Insure your home and/or its contents with the Houseowner plan which covers loss or damage to the physical building and/or the Householder plan which secures the contents in residential houses, flats and condominiums.


The basic Houseowner & Householder Insurance policy covers your home against the following:



Fire, lightning, thunderbolt and subterranean fire

Damage caused by fire and lightning




Aircraft and other aerial devices and / or articles dropped therefrom


Impact by any road vehicles or animals

not belonging to or under the control of the Insured or any member of the family


Bursting or overflowing of domestic water tanks, apparatus or pipes



if accompanied by actual forced and violent breaking into or out of a building or any attempt to do so


Hurricane, cyclone, typhoon and windstorm


Earthquake and volcanic eruption


Flood, excluding loss or damage caused by subsidence or landslip

Optional extensions



Section 1: Buildings

  • Damage caused by plate glass
  • Damage caused by alterations, repairs and additions

Section 2: Household Contents

  • Coverage against unoccupancy in excess of 90 days
  • Coverage against full theft

Both Sections 1 & 2

Additional coverage against:

  • Riot, Strike and Malicious Damage
  • Subsidence and Landslip
  • Liability to the Public


Key features


Section 1: Buildings

Buildings refers to the physical building of a residential house, flat or condominium.


Section 2: Household Contents

This includes loss or damage to contents, damage to mirrors through breakage (excluding hand mirrors), temporary removal of property, compensation for the death of the Insured Person if death occurs within 3 calendar months of injury, and damage to servants’ property.


Section 3A: Rental Loss

This protects against loss of rent due to a dwelling being rendered uninhabitable by covered events.


Section 3B: Personal Liability

This covers liability of up to RM50,000 should you be sued for injury due to unsafe conditions within your insured property.




Available for all houseowners, householders and house renters


This cover is subject to the terms and co​nditions of the policy.


Find the nearest AmBank branches


Download Product Disclosure Sheet for Householder Insurance, Product Disclosure Sheet for Houseowner Insurance and Polic​y Contract