Savings Accounts

Let us help you grow your savings. Choose from a range of savings account options available. All equipped with innovative features and attractive interest rates. Managing your savings can never been simpler. Let us help you grow your savings.

Have your choice of an Every Day Savings with a higher interest rate or just Basic Savings Account.

Click here to download the brochure

Click here AmBank's List of Insured Deposits

Click here for AmBank Islamic's List of Insured Deposits

Please click here for PIDM DIS brochure and FAQ

How does PIDM protect your deposits? Watch the video here

eFlex Savings Account

eFlex is a savings account that gives you the flexibility to earn interest at a rate equivalent to a 3-month Fixed Deposit board rate.

    Benefits:
  • Hassle-free online account opening via AmOnline mobile app for existing AmBank and AmBank Islamic customers.
  • Enjoy flexibility of a savings account and earn interest rate equivalent to a 3-month Fixed Deposit. Click here to view the interest rate.

    Requirements:
  • Minimum age: 18 years old & above
  • Minimum initial deposit: Waived (online account opening)/ RM20 (over-the-counter)

(Protected by PIDM up to RM250,000 for each depositor)

Learn More

eFlex Savings Account-i

eFlex is a savings account that gives you the flexibility to earn profit at a rate equivalent to a 3-month Term Deposit-i board rate.

(Protected by PIDM up to RM250,000 for each depositor)

    Benefits:
  • Hassle-free online account opening via AmOnline mobile app.

    Available for existing AmBank and AmBank Islamic customers only.​

  • Competitive profit rate equivalent to a 3-month Term Deposit-i. Click here to view the profit rate.

    Requirements:
  • Minimum age: 18 years old & above
  • Minimum initial deposit: Waived (online account opening)/RM20 (over-the-counter)

Click here for Product Disclosure Sheet.

Learn More

AmWafeeq Savings Account-i

AmWafeeq Savings Account-i is designed for customers who are interested to participate in exclusive campaigns and promotions offered by AmBank Islamic. Through this account, you will get to enjoy a single profit rate and also opportunities to win attractive prizes via special draw campaigns run from time to time.

Click here to view the profit rate.

    Benefits:
  • Savings accounts that offers lucky draw prizes.

  • Unlimited cash withdrawal & over-the-counter transactions.
  • 8 times free MEPS withdrawal in a month.

    Requirements:
    Minimum initial deposit: RM100.00.
    (Protected by PIDM up to RM250,000 for each depositor)

Learn More

TRUE Savers Account

Reaching your goals is easier than ever before.

This account is designed to achieve your savings goals faster with higher returns up to 6.25%p.a.!

    Features:
  • Get rewarded for every transaction and enjoy higher interest up to 6.25% p.a. when you save, spend, pay, invest or insure.
  • Free for the first 8 MEPS withdrawals.
  • No transaction fees are imposed for fund transfers via AmOnline.

    Eligibility:
  • Minimum age: 18 years old & above
  • Minimum initial deposit: RM20

(Protected by PIDM up to RM250,000 for each depositor)

Learn More Apply Now

TRUE Savers Account-i

Reaching your goals is easier than ever before.

This account is designed to achieve your savings goals faster with higher returns up to 6.25%p.a.!

Features:

  • Get rewarded for every transaction and enjoy higher profit up to 6.25% p.a. when you save, spend, pay, invest, takaful.
  • Free for the first 8 MEPS withdrawals.
  • No transaction fees are imposed for fund transfers via AmOnline.

Eligibility:

  • Minimum age: 18 years old & above
  • Minimum initial deposit: RM20

(Protected by PIDM up to RM250,000 for each depositor)

Learn More Apply Now

Everyday Savings Account

A high interest savings account linked to statement account balance.

  • Interest is calculated daily and will be credited monthly into your account.
  • Also enjoy the convenience of a free Monthly Statement.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM200.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

AmGenius Savings Account

Start saving your children's money with this savings account.

  • Enjoy higher than 1-month FD rate for balances up to RM100k.
  • Daily computation of interest which will be credited monthly into your account.
  • Transfer/Withdrawal are limited to three (3) times a month only. No transfer/withdrawal will be allowed after the third transaction.

Requirements:

  • Minimum Age: Below 18 years old.
  • Minimum Initial Deposit: RM1.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Savers' G.A.N.G. Savings Account

G.A.N.G is short for Great Activities "N" Games. Help your kids discover the joy of saving with this account!

  • Enjoy higher than 1-month FD rate for balances up to RM100k.
  • Daily computation of interest which will be credited monthly into your account.
  • Transfer/Withdrawal are limited to three (3) times a month only. No transfer/withdrawal will be allowed after the third transaction.

Savers’ G.A.N.G Account-i is also offered by AmBank Islamic.

Requirements:

  • Minimum Age: Below 18 years old.
  • Minimum Initial Deposit: RM1.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Basic Savings Account

Start your savings with our interest bearing savings account. Interest is calculated daily and credited monthly into your account.

Requirements:

  • Minimum Age: 12 years old & above.
  • Minimum Initial Deposit: RM20.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Basic Savings Account-i

Rest assured your money will be safe with our Basic Savings Account-i. Benefits:

  • Convenience of e-Banking Centres and AmOnline Internet Banking facility.
  • Enjoy unlimited ATM withdrawals and over the counter transactions at an annual fee of RM8.

Requirements:

  • Minimum Age: 12 years old & above.
  • Minimum Initial Deposit: RM20.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Branches Everywhere

Managing your money is so easy, with more than 180 Branches, 800 ATMs and 8,000 MEPS shared ATMs nationwide. Get easy access to your money anywhere in Malaysia.

Banking at your convenience

Access your account online with AmOnline Internet Banking, download the AmOnlie mobile banking application for your smartphone (Android and iPhone) or even pop into one of our e-Banking Centres anytime of the day or night.

Current Accounts

Enjoy the convenience of a cheque book facility with our Current Accounts. Choose be​tween our AmStar, AmPartner and Basic Current Account for a current account that best suit your needs.

Best thing is we do not need an introducer. We want to bank with you and not the people you know.

TRUE Transact Current Account

This account is part of the TRUE Deposit Account that comes with a TRUE Savers Account.

The account is designed to assist you in managing your daily retail transactions.

Benefits:

  • Free unlimited Interbank GIRO (IBG) transactions via online banking.
  • Free for first 8 MEPS withdrawals per month at any MEPS shared ATM network nationwide.

Requirements:

  • Minimum age: 18 years old & above
  • Minimum Initial Deposit: RM20
  • (Protected by PIDM up to RM250,000 for each depositor)

Apply Now

TRUE Transact Account-i

This account is part of TRUE-i by AmBank Islamic that comes with a TRUE Savers Account-i.

The account is designed to assist you in managing your daily retail transactions.

Benefits:

  • Enjoy free unlimited Interbank GIRO (IBG) transactions via online banking.
  • Free for first 8 MEPS withdrawals per month at any MEPS shared ATM network nationwide.

Requirements:

  • Minimum Age: 18 years & above
  • Minimum Initial Deposit: RM20
    (Protected by PIDM up to RM250,000 for each depositor)

AmStar Current Account

AmStar Current Account is designed exclusively for AmBank SIGNATURE Priority Banking customer. The deposit account radiates convenient to meet customer’s day-to-day transactional needs and offers competitive interest rate.

Benefits:

  • Competitive interest rate on your daily balance.
  • Free standing instruction on payments and transfer.
  • Enjoy zero half yearly service fee with average balance of RM 3,000.
  • No introducer required.
  • Free for first 8 MEPS withdrawal.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM1,000.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

AmStar Current Account-i

AmStar Current Account-i is designed exclusively for AmBank SIGNATURE Priority Banking customer. The deposit account radiates convenient to meet customer’s day-to-day transactional needs and offers competitive profit rate.

Benefits:

  • Competitive profit rate on your daily balance
  • Free standing instruction on payments or transfers
  • Enjoy zero half yearly service fee with average balance of RM3,000
  • No introducer required
  • Free for first 8 MEPS withdrawal

Requirements:

  • Minimum age: Individuals aged 18 years old and above
  • Minimum initial deposit: RM1,000

(Protected by PIDM up to RM250,000 for each depositor)

AmPartner Current Account

A deposit account in partnership with BonusLink to reward you with high interest return and BonusLink Points.

  • Enjoy high interest return of up to 0.3% p.a. Click here to view the interest rate.
  • Earn monthly BonusLink Points on every Ringgit you maintain in your account with minimum monthly average balance of RM500. Every RM100 maintained will be rewarded with three (3) BonusLink Points.
  • FREE first eight cash withdrawals monthly from other local Banks’ MEPS-linked ATMs.

Learn More   

Requirements:

  • Minimum Age: 18 years old & above
  • Minimum Initial Deposit: RM100

(Protected by PIDM up to RM250,000 for each depositor)

Basic Current Account

An account with a cheque book. It’s as simple as it gets, but has everything you need to get started managing your finances.

  • No introducer needed.
  • Enjoy zero service charge with average balance of RM1000.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM500.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Basic Current Account-i

Be certain that your money will be in good custody with our Basic Current Account-i.

  • Enjoy the convenience of your own cheque book.
  • Enjoy unlimited ATM withdrawals and over the counter transactions at an annual fee of RM8 only.
  • Internet Banking and ATM access nationwide.

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Initial Deposit: RM500.

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Branches Everywhere

Managing your money is so easy, with more than 180 Branches, 800 ATMs and 8,000 MEPS shared ATMs nationwide. Get easy access to your money anywhere in Malaysia.

Fixed Deposit Accounts

For a longer term saving option, be sure to earn higher returns with us. Along with high interest rates, our Fixed Deposit Accounts are also designed with options that offer flexible tenures.

You can also make eFixed Deposit placement(s) via AmOnline.

Conventional Fixed Deposit

Earn attractive interests when placing a Fixed Deposit with us. Have your choice from a range of flexible deposit tenures of 1 to 12 months and above.
Our FD Accounts also comes with:

  • Attractive range of rates
  • Your interest credited into your Savings/Current Account
  • Automatic renewal with 2 alternatives: Principal and interest or; Principal only

Requirements:

  • Minimum Age: 18 years old & above.
  • Minimum Deposit: 1 month tenure – RM5,000; > 1 month tenure – RM500

(Protected by PIDM up to RM250,000 for each depositor)

Click here to check our latest rates.

Apply Now

AmFDPlus (Formerly known as Am50Plus)

A Fixed Deposit product with a shorter tenure plus interest that is credited into your Savings or Current Account on monthly basis.

Benefits

  • Enjoy interest on monthly basis until maturity
  • Short to long term tenure to suit your financial goals
  • Option to have automatic renewal

Requirements:

  • Minimum Age: 18 years old and above.
  • Minimum Deposit: 3-months tenure and above – RM5,000.

(Protected by PIDM up to RM250,000 for each depositor)

AmQuantum Fixed Deposit

Earn quarterly interest returns on your fixed deposit.

  • Option to have interest credited into your Savings or Current Account on a quarterly basis.
  • Option to have automatic renewal.

Requirements:

  • Minimum age: 18 years old & above.
  • Minimum opening amount : > RM5,000 for 9-months and above.

(Protected by PIDM up to RM250,000 for each depositor)

Click here to check our latest rates.

Apply Now

Term Deposits

Know the exact return on your deposit with AmBank Islamic term deposit products that are based on Shariah principles of Commodity Murabahah.

It is a tri-partite sales contract where the bank acts as an agent to purchase the commodity on behalf of the customer and sells the commodity to the bank at a selling price based on Murabahah (cost plus profit), payable on a specific term.

Here, you will enjoy a fixed profit rate for your selected tenure to enable you to maximise the profit on your deposits. At the same time, your principal is guaranted.

Click here to check our latest rates. You can also make eTerm Deposit placement(s) via  AmOnline.

Terms and Conditions apply.

Term Deposit-i

Enjoy peace of mind with an attractive fixed profit rate when you place a Term Deposit-i with us. Make your money stretch further with our wide range of deposit tenures that best suits your finances and watch your money grow safely.

How it Benefits you

  • Wide range tenures from 1 to 60 months.
  • Anytime partial withdrawal, subject to remaining balance of RM1,000.

Requirements

  • Minimum Age: 18 years old & above.
  • Minimum Initial Placement: 1 month tenure – RM5,000; > 1 month tenure – RM500

(Protected by PIDM up to RM250,000 for each depositor)

Click here to check our latest rates.

Apply Now

Afdhal Term Deposit-i

Afdhal Term Deposit-i is specially designed to help grow your wealth. This deposit account provides you with total flexibility in managing your funds. You are free to determine the maturity of your deposit based on the agreed number of days to meet your cash flow.

How it Benefits you

  • Short and flexible tenure in number of days with maturity date between 
    1 calendar month up to 12 months.
  • Anytime partial withdrawal, subject to remaining balance of RM5,000.

Requirements

  • Minimum Age: 18 years old & above.
  • Minimum Initial Placement: RM5000

(Protected by PIDM up to RM250,000 for each depositor)

Click here to check our latest rates.

Apply Now

AmTDPlus-i (Formerly known as Am50Plus Term Deposit-i)

A Term Deposit product with a shorter tenure plus profit that is credited into your Savings or Current Account/-i on monthly basis.

How it Benefits you:

  • Enjoy profit on monthly basis until maturity.
  • Short to long term tenure of 3 to 60 months to suit your
    financial goals.

Requirements

  • Minimum Age: 18 years old & above.
  • Minimum Initial Placement: RM5000

(Protected by PIDM up to RM250,000 for each depositor)

AmQuantum Term Deposit-i

AmQuantum Term Deposit-i is a smarter long term deposit account that ensures quarterly profits on a regular basis.

How it Benefits you:

  • Enjoy profit on quarterly basis until maturity.
  • Long term tenure of 15 to 60 months.

Requirements

  • Minimum Age: 18 years old & above.
  • Minimum Initial Placement: RM5000

(Protected by PIDM up to RM250,000 for each depositor)

Click here to check our latest rates.

Apply Now

Advance Profit Account-i

Advance Profit Account-i is a term deposit account that offers you upfront profit in which profit will be credited into your designated account the day after placement.

How it Benefits you

  • Enjoy next day profit crediting upon placement.
  • Convenience of crediting profit automatically into your designated Savings Account-i or Current Account-i.
  • Profit is pre-determined and fixed.
  • Short tenure of 1 to 12 months

Requirements

  • Minimum Age: 18 years old & above.
  • Minimum Initial Placement: RM10,000 (with increment in multiples of RM1,000).

(Protected by PIDM up to RM250,000 for each depositor)

Click here to check our latest rates.

Foreign Currency Accounts

Deal a lot with foreign currencies? Protect yourself from the market currency fluctuations and open a Foreign Currency Account/ Foreign Currency Account-i with us. Enjoy a choice of a Current Account/ Current Account-i or Fixed Deposit/ Term Deposit from a wide range of available currencies and you’ll never to chase the FOREX table again.

Visit Branch for further information.

Foreign Currency Current Account

Foreign Currency Current Account (FCCA) provides you the opportunity to invest globally without a fixed term period.

Available in specific currencies as follows:

  • US Dollar (USD)
  • Sterling Pound (GBP)
  • Japanese Yen (JPY)
  • Singapore Dollar (SGD)
  • Euro (EUR)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)
  • Hong Kong Dollar (HKD)
  • Canadian Dollar (CAD)
  • Chinese Yuan Renminbi (CNY)

(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Foreign Currency Current Account-i

Foreign Currency Current Account-i (FCCA-i) provides you the opportunity to protect yourself from the market currency fluctuations in a Shariah-Compliant account.
Choose from our flexible range of currencies:

  • US Dollar (USD)
  • Sterling Pound (GBP)
  • Japanese Yen (JPY)
  • Singapore Dollar (SGD)
  • Euro (EUR)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)
  • Hong Kong Dollar (HKD)
  • Canadian Dollar (CAD)
  • Chinese Yuan Renminbi (CNY)
  • Brunei Dollar (BND)
  • Indonesia Rupiah (IDR)
  • Swedish Krona (SEK)
  • Swiss Franc (CHF)
  • Thai Baht (THB)
  • Saudi Riyal (SAR)

No minimum initial opening deposit needed.
(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Foreign Currency Fixed Deposit Account

Foreign Currency Fixed Deposit are also offered in other currencies.

Choose from our flexible range of currencies:

  • US Dollar (USD)
  • Sterling Pound (GBP)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)
  • Euro (EUR)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)
  • Chinese Renminbi (CNY)
  • Japanese (Yen)

Requirements:
Minimum Initial Deposit: Non-Individual > equivalent to MYR 50,000
Individual > equivalent to MYR 10,000
(Protected by PIDM up to RM250,000 for each depositor)

Apply Now

Foreign Currency Term Deposit-i

Foreign Currency Term Deposit-i are also offered in other currencies.

Choose from our flexible range of currencies:

  • US Dollar (USD)
  • Sterling Pound (GBP)
  • Australian Dollar (AUD)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)

Requirements:
Minimum Initial Deposit: Non-Individual > equivalent to MYR 50,000
Minimum Initial Deposit: Individual > equivalent to MYR 10,000
(Protected by PIDM up to RM250,000 for each depositor)

Apply Now