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Active Commodities NID-i |
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Main Features
- 100% capital protected if held to maturity
- Income + Growth potential through dynamic exposure towards AmIslamic Bank Makmur Commodity Index. Annual Profit Rate of up to 5% for Year 1, 2, and 3, with totally unlimited return at Maturity (Year 4).
- Indicative 1.5% Hibah (Gift) after 6 Months. Equivalent to 3% p.a.
- Diversification across all 20 underlying commodities
- Active Investing with risk controlled mechanism through target volatility
- Shariah Compliant Investment
- 100% Participation Rate
- Profit Sharing Ratio: Depositor 99.9% : Bank 0.1%
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Other Benefits
- Opportunity to invest in commodities, especially now
- Expert decision from world’s leading commodity fund manager to select which commodities to invest for your every month
- Quantitative Portfolio Rebalancing everyday to actively manage the risk for you in the ever-changing market environment
- Depositor receives indicative 1.5% Hibah, as a gift, without consideration of the performance of the investment at the end of the first six months
- Inflation Hedge
- 100% Capital Protection. Benefit from commodities exposure without exposing principal to any currency risk
- All profit rate payments, if there is any, are valued in Singapore Dollar, but payable in Ringgit Malaysia
- Approved by Bank Islamic Bank’s Shariah Supervisory Council. A window for Shariah-Compliant Investment
- No entry fee, trustee fee, management fee, penalty fee or exit fee
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Investment Guidelines
- Active Commodities NID-i is an Islamic Negotiable Instrument of Deposit (NID-i) as per Bank Negara Malaysia Guidelines on Islamic Negotiable Instruments (2000).
- Investment in NID-i is minimum of RM 50,000.00, and additional investment thereon is in multiples of RM 50,000.00
- AmIslamic Bank Berhad will provide depositors with indicative daily redemption price for this product. Redemption before maturity is subject to prevailing market conditions.
Depositors should be aware that this instrument is principal protected by the issuing bank upon maturity only. If the instrument is redeemed or sold PRIOR to maturity, the investor may face fees or costs which could result in the investor LOSING PART OR ALL of the initial deposit amount. The returns on this instrument are uncertain and the Depositor risks earning no returns at all.
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| Please click here for FAQs |
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| Find AmBank Branches |
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1300 80 8888 (Domestic) or
(603) 2178 8888 (Overseas)
visit an AmBank branch
near you. |
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