AmOnline by AmBank

Introducing the PrePaid MasterCard® with guaranteed approval. You heard it right - no income requirement, no bank account bank needed! The AmBank NexG™ PrePaid MasterCard® works like any credit card, but your credit is based only on how much you "Top-up" (maximum limit of RM10,000) - just like a prepaid phone card.

Enjoy the cash free convenience of AmBank NexG™ PrePaid MasterCard® wherever and whenever. The AmBank NexG™ PrePaid MasterCard® Starter Pack is available now at only RM25.

Get the NexG™ Starter Pack at any AmBank/AmAssurance branches nationwide and 7-Eleven (Klang Valley outlets).
Use it around the world where MasterCard® is accepted.
Control how much you spend with a "Top-up" limit of RM10,000.
"Top-up" at any AmBank/AmAssurance branches or participating e-pay outlets where you see the NexG™ Recharge logo.
Earn reward points each time you spend.
Be protected by the same security network used by credit cards.

Enjoy online shopping convenience.
Earn 1 AmBonus point with every RM2 spent (except for transactions at Petrol Kiosk).
Collect RealRewards points at participating outlets.
Benefit from Lost Card Protection.
Benefit from RM10,000 free Personal Accident coverage*
(upon registration of your AmBank NexG™ PrePaid MasterCard®).

* Terms and Conditions apply

What is AmBank NexG™ PrePaid MasterCard® all about?
This is a PrePaid MasterCard® that you can use to purchase goods just like a credit card but with spending limited to the amount of money you place on the card - like your prepaid phone card.

What do I need to do?

Buy the AmBank NexG™ PrePaid MasterCard® Starter Pack.
Sign your name on signature panel on reverse of card.
Register.

How do I use it?
Just present it to the outlets where MasterCard® cards are accepted and it will be inserted into an EDC terminal (credit card terminal) for approval, just like a normal credit card transaction.

Where can I use it?
Worldwide where MasterCard® is accepted.

What do I need to do before I can use it?
Submit the registration form in your Starter Pack (mandated by the Government for all prepaid services) using the postage paid reply envelope provided or fax to 03-2164 0497, along with a photocopy of your NRIC.

Who can qualify for this card?
Anyone. Unlike a regular credit card, there is no income qualification.

Where and how can I "Top-up"?

Using cash at AmBank/AmAssurance branches: Over-The-Counter or Cash Deposit Machines.
"Top-up" centres where you see the NexG™ Recharge logo (participating e-pay outlets).
Fund transfer (if you have an AmBank account) via ATM, phone banking or online at AmOnline.com.my.
InterBank GIRO from your other bank accounts.

How much can I "Top-up"?
You can "Top-up" in denominations of RM30, RM50, RM100, RM200, RM300, RM400 and RM500 at any location where you see the NexG™ Recharge logo (participating e-pay outlets), via AmBank Cash Deposit Machines and AmOnline.com.my. You can reload up to a maximum available balance not exceeding RM10,000 at anytime given.
Note: The minimum "Top-up" is RM100 over the counter at AmBank branches.

Can I withdraw cash from the Card?
Yes. A PIN will be sent to you upon registration which allow you to withdraw cash from any AmBank ATMs at over 183 branches nationwide.

How do I keep track of my spending?
Statement of Account is available via AmOnline.com.my.

How much can I spend per transaction?
You can spend up to RM2,000 per transaction.

What other benefits can I enjoy?
Besides the cash free convenience, you will be rewarded with bonus points, discounts vouchers and other privileges.

What happens if I lose my Card?
Report loss of card immediately to AmBank at 1300 80 8888 (Domestic) or (603) 2178 8888 (Overseas)

Is there a helpline I can call?
Call AmBank Contact Centre at 1300 80 8888 (Domestic) or (603) 2178 8888 (Overseas)